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Bobbi J. Kilmer

Director at CITIZENS & NORTHERN
Board

About Bobbi J. Kilmer

Independent director (Class I) of Citizens & Northern Corporation since 2018; age 61 as of the April 24, 2025 annual meeting. Former President & CEO of Claverack Rural Electric Cooperative (2006–Jan 2021) and Co‑President & CEO of C&T Enterprises, Inc.; previously EVP & COO at Claverack. Bachelor of Science from Mansfield University; completed the Bank Director Certification Program. The Board affirms her independence under NASDAQ standards (all directors independent except the CEO) .

Past Roles

OrganizationRoleTenureCommittees/Impact
Claverack Rural Electric CooperativePresident & CEO2006 – Jan 2021Led utility operations and strategy; executive oversight
Claverack Rural Electric CooperativeEVP & COOPrior to 2006 (dates not specified)Operational leadership
C&T Enterprises, Inc. (owner of Valley Energy, Wellsboro Electric, Citizens Electric)Co‑President & CEODates not specifiedOversight of multi-utility holding company

External Roles

OrganizationRoleTypeStatus/YearsNotes
Various local/regional organizationsBoard memberNon‑profit/communityCurrent (unspecified)No public company boards disclosed in past 5 years

Board Governance

  • Committees: Chair, Compensation Committee; Member, Governance & Nominating; Member, Risk Management; Member, Merger & Acquisition (M&A) .
  • Committee activity (2024): Compensation met 9x; Governance & Nominating met 5x; Risk Management met 5x; M&A met 2x .
  • Independence: Independent under NASDAQ rules; Board determined director loans and contributions did not impair independence .
  • Attendance: All incumbent directors attended at least 75% of Board and applicable committee meetings; Board met 12x; Bank Board met 12x; independent directors held 9 executive sessions .
  • Leadership: Board chaired by independent director (Terry L. Lehman); executive sessions presided by the Chair .
  • Director nomination process and criteria overseen by Governance & Nominating Committee; majority of directors must be independent; stock ownership expectations applicable .

Fixed Compensation

Component2024 AmountNotes
Fees Paid in Cash (Kilmer)$59,717Includes cash retainer, chair retainer (if applicable), attendance fees
Stock Awards (Kilmer)$21,385Restricted stock award of 1,000 shares at $21.385 grant-date fair value
Total (Kilmer)$81,102Sum of cash + stock awards
Compensation Committee Chair Fee$5,000Committee chair fee level (applies to chair role)
Cash Retainer (Indep. Directors)$20,000 → $45,000Increased effective May 1, 2024
Per‑Meeting Fees (Board)$1,000 → $0Eliminated after May 1, 2024
Per‑Meeting Fees (Committees, 1–5 mtgs)$600–$700 → $0Eliminated after May 1, 2024
Per‑Meeting Fees (Committees, >5 mtgs)$600–$700 → sameRetained at $600 (other) / $700 (Audit/Comp) after 5+ meetings

Notes: No director option awards, non‑equity incentives, pension changes, or deferred comp earnings disclosed for 2024 (columns omitted as not applicable) .

Performance Compensation

Metric AreaStructureDisclosed Thresholds/MeasuresApplicability to Directors
Director equity awardsRestricted stock awards (RSAs)1,000 shares per director; transfer restrictions outstanding at YE2024No performance‑based vesting metrics disclosed for directors
Options/PSUsNot disclosed for directorsNone – columns omitted; no option or non‑equity incentive comp

No performance metrics (TSR, earnings, ESG) are tied to director compensation in the proxy; equity is time‑based restricted stock for directors .

Other Directorships & Interlocks

CategoryDisclosure
Current public company boardsNone disclosed for Kilmer in the last five years
Related‑party transactionsNone requiring disclosure in 2024; insider loans subject to Reg O and on market terms
Independence determinationBoard reviewed stock ownership, loans, and contributions; independence not impaired

Expertise & Qualifications

  • Executive leadership in regulated utilities (electric and energy distribution) and operations; financial literacy (Bank Director Certification Program) .
  • Governance experience via chairing Compensation Committee and service on Governance & Nominating and Risk Management Committees .
  • Education: B.S., Mansfield University .

Equity Ownership

HolderShares Beneficially Owned% of Shares OutstandingNotes
Bobbi J. Kilmer15,432<1% (asterisked in proxy)Beneficial ownership incl. direct/indirect; no stock options outstanding
Directors’ 2023 restricted stock1,000 shares (per director)Transfer restrictions not yet lapsed; year‑end value $18,600 based on 12/31/2024 close
Shares outstanding (for meeting)15,467,390Reference for ownership context as of record date

Stock ownership guidelines: Independent directors must hold ≥3× the annual cash retainer (currently $45,000 → $135,000 minimum FMV), with 5 years to comply; present disclosure states all directors/NFOs meet requirements or are <5 years in role .

Governance Assessment

  • Strengths: Independent director with multi‑industry executive experience; chairs a key committee (Compensation) overseeing executive pay, succession planning, and leadership development; active on Governance & Nominating and Risk Management; attendance threshold met; independent Board chair and regular executive sessions support oversight quality .
  • Alignment: Receives annual restricted stock (1,000 shares), subject to transfer restrictions; director ownership guidelines enforced (≥3× cash retainer) and compliance reported as met, supporting skin‑in‑the‑game .
  • Compensation structure signals: In 2024, cash retainer increased (from $20,000 to $45,000) and most per‑meeting fees were eliminated, increasing guaranteed cash; committee chair fees maintained (Comp $5,000). This shifts pay mix toward fixed compensation for directors .
  • Conflicts/related party: No related person transactions requiring disclosure; insider loans under Reg O on market terms; Board expressly reviewed these in determining independence .
  • Policies: Anti‑hedging policy prohibits hedging by directors and officers; pledging policy not explicitly addressed in the proxy. Stock ownership requirements and anti‑hedging support long‑term alignment .

RED FLAGS / Watch items

  • Shift toward fixed cash (higher retainer; reduced meeting fees) may reduce sensitivity of director compensation to workload intensity—monitor engagement and committee activity to ensure accountability .
  • No explicit anti‑pledging language in the proxy; continue to monitor for any pledging disclosures in future filings .
  • As Compensation Committee Chair, oversight of CEO succession and pay design is critical; investors should track the committee’s use of independent advisors and responses to Say‑on‑Pay outcomes (proposal presented; results post‑meeting via 8‑K) .