EI
Enfusion, Inc. (ENFN)·Q1 2024 Earnings Summary
Executive Summary
- Q1 revenue was $48.1M (+17.3% YoY) and adjusted EBITDA was $9.2M (19.1% margin), with margins above management’s 16–17% Q1 guide due to roughly 150 bps nonrecurring savings (~$0.6M) in receivables provisioning; GAAP EPS was -$0.01 and adjusted EPS was $0.06 .
- ARR rose to $190.5M (+14% YoY) and NDR reached ~103% (102.9% reported, including a 60 bps headwind from the UBS–CS consolidation); ACV increased to a record $226K, driven by mix-shift upmarket and churn of smaller accounts .
- New logo momentum continued (33 wins; 868 clients total); EMEA growth accelerated (+29% YoY) while APAC decelerated (+13% YoY), with onboarding satisfaction at 3‑year highs and 205 product enhancements pushed in quarter .
- Full‑year guidance reiterated: revenue $200–$210M, adjusted EBITDA $40–$45M, FCF conversion 50–55%, and SBC $19–$20M; liquidity remained solid with ~$33M cash and a $100M undrawn revolver .
- Near‑term stock reaction catalysts include margin outperformance versus guide and structural growth signals (ACV, ARR, NDR trajectory), partially offset by APAC macro and a shareholder investigation press release tied to a March 14 short report .
What Went Well and What Went Wrong
What Went Well
- Land-and-expand upmarket: 33 new client wins, total clients 868; ACV rose to $226K (+3.2% QoQ, +7.8% YoY), with notable wins in credit and traditional asset managers (e.g., Foundation Credit; multinational $100B AUM credit manager) .
- EMEA strength and onboarding excellence: EMEA revenue +29% YoY, with 44% of new clients outside the U.K.; onboarding satisfaction at 3‑year highs and accelerated onboarding driving faster revenue recognition .
- Product velocity: 205 enhancements released across PMS/OEMS; Portfolio Workbench is winning/expanding accounts (e.g., Trium Capital; Utah Retirement Systems in Q4) and validates fit for larger clients .
What Went Wrong
- Back‑book pressure: Q1 churn/downgrades modestly above normal seasonality (skewed to small clients), tempering NDR despite improvement; APAC growth slowed to +13% YoY vs 20% last year .
- Free cash flow: Adjusted FCF was negative (-$1.2M) on timing of annual incentives paid in Q1, reducing conversion QoQ .
- GAAP profitability: GAAP net income was -$0.8M (EPS -$0.01), heavily impacted by $7.0M SBC; margin outperformance benefited from a nonrecurring provision tailwind (~150 bps) unlikely to repeat .
Financial Results
Segment Revenue Breakdown
Key KPIs
Versus Estimates
- S&P Global consensus estimates were unavailable for ENFN this quarter due to a CIQ mapping issue; therefore, comparisons vs consensus cannot be provided. Note: S&P Global data unavailable for ENFN at this time.
Guidance Changes
Earnings Call Themes & Trends
Management Commentary
- “We reported $48.1 million in revenue, delivering 17.3% year‑over‑year growth. First quarter adjusted EBITDA totaled $9.2 million, translating into an adjusted EBITDA margin of 19.1%.”
- “Client onboarding satisfaction scores are at 3‑year highs... Getting clients up and running faster... we’re able to recognize revenue more quickly.”
- “ARR was $190.5 million... Our NDR for the quarter was 103%... Q1 churn and downgrades came in slightly higher than normal seasonality... skewed to small clients.”
- “EMEA revenue grew 29% year‑over‑year... 44% of new clients came from outside the U.K.”
- “We rolled out 205 enhancements and features across our portfolio management and order management systems.”
- “We reiterate full year guidance: revenues $200–$210M, adjusted EBITDA $40–$45M, and free cash conversion 50% to 55%.”
Q&A Highlights
- Sales resource allocation: Prioritizing Europe and North America to support upmarket shift; APAC investment modest given macro .
- Guide framing: Profitability outperformance aided by nonrecurring items; cautious given early‑year churn/downgrades; confidence in full‑year range .
- ACV dynamics: ACV uplift from larger accounts and churn of very small clients; focus on growing higher‑ACV cohort .
- Partnerships: Deep integrations (e.g., FundApps, Backstop) extend capability without bespoke builds; accelerates value delivery .
- Switching costs/time: SaaS benefits vs on‑prem (no hardware procurement); average implementation 7–9 months, working to reduce .
- Seasonality: Front‑book bookings more back‑half weighted, but revenue recognition smoother due to longer onboarding cycles .
- NDR outlook: Targeting 106–107% by year‑end as upsells normalize and churn stabilizes; UBS‑CS headwind fades by Q4 .
Estimates Context
- S&P Global consensus estimates were unavailable for ENFN due to a mapping issue, so we cannot provide comparisons vs Street for Q1 2024. Management’s margin outcome (19.1% adjusted EBITDA) exceeded the 16–17% guide framed last quarter, aided by ~150 bps nonrecurring savings .
- With ARR up 14% YoY, ACV at $226K, and NDR trending toward 106–107% targets, Street models may need to reflect stronger profitability cadence and sustained growth mix upmarket, while incorporating management’s caution on back‑book seasonality and APAC macro .
Key Takeaways for Investors
- Mix shift upmarket is visible in ACV records and larger client wins, supporting more durable revenue and future NDR expansion; watch conversion vs launch mix through 2024 .
- Margin execution is ahead of intra‑quarter expectations; adjust for the nonrecurring receivables provision benefit (~150 bps) when annualizing .
- EMEA is providing a growth offset to APAC macro headwinds; geographic diversification is a stabilizer for the model .
- Product velocity (205 enhancements) and Portfolio Workbench are strengthening competitive positioning and aiding both land‑and‑expand and pricing granularity over time .
- Back‑book health is improving but still mixed: small‑client churn elevated in Q1; management still targets NDR 106–107% by year‑end as churn normalizes and upsells rebound .
- Liquidity is solid (~$33M cash; $100M revolver undrawn) to support organic/product investments and potential tuck‑ins, especially in private markets adjacencies .
- Overhang risk: April 12 shareholder investigation press release referencing a March 14 short report; monitor disclosures and audit/tax lines; no change to guidance reported .