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James L. Exum

Director at FB Financial
Board

About James L. Exum

James “Jimmy” L. Exum, age 83, has served as an independent director of FB Financial Corporation since 2017 and as a director of FirstBank since 1998. He chaired the Nominating & Corporate Governance Committee in 2024 and currently serves as a member of that committee and the FirstBank Trust Committee; he is considered independent under NYSE/SEC rules. His background spans executive roles at Murray Guard, Inc., co-founding TotalREACH, Inc., and extensive civic leadership in Jackson, TN, an important FirstBank market .

Past Roles

OrganizationRoleTenureCommittees/Impact
Murray Guard, Inc.Executive Vice President; Senior Vice President; Director EmeritusEVP 2003–2011; SVP 2011–2017; Director Emeritus since 1987Long-standing governance role at Tennessee-founded security services firm
TotalREACH, Inc. (division of Murray Guard)Co-founder; cable advertising sales/production1983–2003Operational leadership in media sales and production

External Roles

OrganizationRoleTenureCommittees/Impact
Carnegie Museum (Jackson, TN)Board MemberCurrentCivic leadership in core FirstBank market
Jackson AmphitheaterChairCurrentVenue leadership; community engagement
Jackson Convention & Visitors BureauFormer ChairPriorTourism and regional development
Jackson Area Chamber of CommerceBoard ServicePriorBusiness community leadership
Tennessee Alcoholic Beverage CommissionFormer ChairPriorState regulatory leadership

Board Governance

  • Committee assignments: 2024 Chair of Nominating & Corporate Governance; member of FirstBank Trust Committee. As of Jan 1, 2025, C. Wright Pinson is Chair; Exum remains a member. Exum is also listed on the Trust Committee of FirstBank .
  • Independence: Independent; only Ayers and Holmes are non-independent among nominees .
  • Attendance: Board held 7 meetings in 2024; all directors attended at least 75% of board and committee meetings on which they served. Nominating & Corporate Governance met 4 times; Trust Committee 4 times .
  • Executive sessions: Non-management directors met separately five times; independent directors met once; independent Chair presided .
  • Board refresh policy: Non-management directors generally capped at 15 years, with exceptions for shareholder interests; Pinson appointed N&G Chair effective Jan 1, 2025 reflecting refreshment and rotation .

Fixed Compensation

ItemDetailAmount
2024 Fees Paid in Cash (FBK + FirstBank boards; includes cash paid on dividend equivalents)James L. Exum$68,362
Annual Non-Employee Director Cash FeePolicy$60,000
Committee Chair Fees (FBK board)Audit/Risk Chairs$20,000
Committee Chair Fees (FBK board)Compensation/Nominating & Corporate Governance Chairs$15,000
Chair of the BoardAnnual fee$62,500
FirstBank subsidiary committee chair feesAnnual range$5,000–$10,000
Total 2024 Director Compensation (Exum)Cash + Stock Awards$128,367

Performance Compensation

Grant TypeGrant DateVestingGrant-Date Fair Value
RSU (Non-Employee Director Annual Grant)2024 (specific date not listed; annual program)Scheduled to vest April 30, 2025$60,005 (Exum)
  • No stock options or PSUs are disclosed for directors; director equity compensation is time-based RSUs under the Non-Employee Director Compensation Policy .

Other Directorships & Interlocks

CategoryStatus
Other public company boardsNone disclosed for Exum in the proxy
Private/non-profit boardsMultiple civic roles; Murray Guard board (Director Emeritus)
Potential interlocksNone disclosed; no public company competitor/supplier/customer interlocks identified for Exum

Expertise & Qualifications

  • Operational and governance experience from decades at Murray Guard (security services), media operations (TotalREACH), and civic leadership; deep ties to Jackson, TN, a key FirstBank market .
  • Former state-level regulatory leadership (Chair, Tennessee Alcoholic Beverage Commission) .

Equity Ownership

HolderBeneficial Shares% OutstandingNotes
James L. Exum9,734<1% (proxy denotes less than 1%)No pledging disclosed for Exum; company policy prohibits hedging, discourages pledging; pledged shares don’t count toward ownership guidelines
Stock Ownership Guideline (Directors)4× annual cash retainerPolicy applies after 5 years of service; unvested performance-based stock doesn’t countCompliance status not individually disclosed

Governance Assessment

  • Committee leadership and engagement: Exum chaired Nominating & Corporate Governance in 2024 and remains an active member; also serves on FirstBank’s Trust Committee. This points to sustained governance involvement in director selection, principles, and trust oversight .
  • Independence and attendance: Independent under NYSE/SEC; met attendance threshold; supports investor confidence in oversight quality .
  • Compensation mix and alignment: 2024 compensation 47% equity ($60k RSUs) and 53% cash ($68k), aligning director incentives with shareholder value while avoiding leveraged option risk .
  • Ownership alignment: Beneficial ownership is modest (<1%); company mandates a 4× retainer ownership guideline for directors; pledged shares discouraged and excluded from compliance, and hedging prohibited—positive alignment features (individual compliance not disclosed) .
  • Conflicts/related-party risk: Proxy discloses routine insider loans at market terms and non-exclusive aircraft leases with “certain directors” (not named); absent specific attribution to Exum, no Exum-specific related-party exposure is disclosed. Ongoing policies and Audit Committee review mitigate RPT risk .
  • Shareholder sentiment: Say-on-pay received strong support (39.08M For vs 0.67M Against); charter amendment to eliminate supermajority provisions did not meet the 80% outstanding threshold—structural governance friction remains but not indicative of director-specific concern .

Red Flags/Watch items

  • Age/tenure considerations: At 83, succession and refresh dynamics warrant monitoring, though the board’s refresh policy caps non-management tenure at ~15 years, and Exum’s FBK board tenure (since 2017) is within limits .
  • Structural governance constraint: Failure to remove supermajority voting standard due to the 80% outstanding share requirement—monitor future attempts and implications for shareholder rights .

Insider Trading & Section 16 Compliance

ItemDetail
Section 16(a) complianceCompany reports compliance for FY2024, with five tax-withholding Form 4 delays for certain officers—no Exum-specific delinquencies disclosed

Committee Snapshot (2024 activity context)

CommitteeRole (Exum)2024 Meetings
Nominating & Corporate GovernanceChair (2024); member post Jan 1, 20254
Trust Committee (FirstBank)Member4