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Raymond R. Quirk

Director at F&G Annuities & Life
Board

About Raymond R. Quirk

Raymond R. Quirk, age 78, has served on F&G’s board since August 2020. He is Executive Vice-Chairman of Fidelity National Financial (FNF) since February 2022 and previously served as FNF’s CEO (2013–2022) and President/COO in prior years, bringing 40+ years of operating experience and deep knowledge of FG’s controlling shareholder ecosystem . Under NYSE rules, he is not an independent director due to his executive role at FNF; the FG board is a “controlled company” with FNF owning ~82% of FG .

Past Roles

OrganizationRoleTenure/DatesCommittees/Impact
Fidelity National Financial (FNF)Executive Vice-ChairmanFeb 2022–presentSenior leadership, oversight across title/insurance businesses
Fidelity National Financial (FNF)Chief Executive OfficerDec 2013–Feb 2022Led FNF operations; prior President (2008–2013), Co-CEO/COO roles
J. Alexander’s Holdings, Inc.Director (former)Not disclosedPrior public board experience

External Roles

CompanyRoleNotes
Fidelity National Financial (FNF)Director; Executive Vice-ChairmanCurrent FG board has multiple FNF interlocks (Ammerman, Rood, Nolan, Foley also at FNF)

Board Governance

  • Committee assignments: Not listed on any standing FG board committee; Audit (Ammerman, Rood, Martinez, Doka), Compensation (Rood, Ammerman), Nominating & Governance (Rood, Ammerman) .
  • Independence: Not independent under NYSE standards due to executive position with FNF; FG is a controlled company and uses certain NYSE exemptions (while maintaining independent Compensation and Nominating committees) .
  • Attendance: The board met four times in 2024; all directors attended at least 75% of board and committee meetings. None of the directors attended the 2024 annual meeting of shareholders; all are invited to the 2025 meeting .
  • Executive sessions: Non‑management directors met periodically in executive session without management .

Fixed Compensation

ComponentAmountDetail
Annual retainer$100,000Standard cash retainer for non‑employee directors; Quirk elected stock for his retainer in 2024
Fees earned/paid in stock (2024)$101,680Quirk elected to receive retainer as FG common stock
Committee fees$0Not listed on any committee in 2024; audit chair/member fees ($35k/$15k), comp chair/member ($23k/$10k), nom/gov chair/member ($20k/$8k) apply only to those committees
Total 2024 director compensation$401,696Sum of stock retainer and equity grant below

Performance Compensation

Grant YearShares GrantedGrant Date Fair ValueVestingPerformance Metric
20246,515$300,016Pro‑rata over 3 yearsNone; service‑based (per‑share fair value $46.05)

Director equity awards for 2024 included an annual grant of $210,000 plus a one‑time $90,000 service‑vesting award; vesting requires continued board service (no performance targets) .

Other Directorships & Interlocks

InterlockDescriptionGovernance Implication
FNF controlFNF owns ~82% of FGControlled company exemptions; potential influence on board composition and decisions
Overlapping rolesQuirk (Exec Vice‑Chairman FNF); FG directors Foley, Nolan, Ammerman, Rood also at FNFRisk of aligned interests with parent; mitigated by independent Audit/Comp/Nom committees
FG–FNF agreementsCorporate Services, Reverse Corporate Services, and Tax Sharing AgreementsOngoing related‑party arrangements governed by FG audit committee oversight

Expertise & Qualifications

  • 40+ years at FNF in progressively senior roles (CEO, President, COO), with deep operational and distribution experience across title and insurance businesses .
  • Brings leadership continuity and knowledge of FG/FNF strategic alignment to the FG board .

Equity Ownership

HolderShares Beneficially OwnedNotesOwnership %
Raymond R. Quirk168,870Includes 152,696 shares held by the Quirk 2002 Trust* less than 1%
Unvested FG director RS awards13,022Quirk’s outstanding unvested restricted stock as of 12/31/2024
Stock ownership guidelinesDirectors: 5× annual cash retainerCompany states all directors exceeded guidelines as of 12/31/2024
Hedging/pledging policyProhibits hedging and pledging without approvalPolicy applies to directors; no pledging by Quirk disclosed

Governance Assessment

  • Positives

    • Extensive operating and board experience; continuity with FNF parent strengthens strategic alignment and information flow .
    • Ownership alignment: elected his 2024 retainer in stock; holds FG shares and unvested RS awards; FG maintains robust director ownership guidelines met by all directors as of 12/31/2024 .
    • Formal hedging/pledging prohibitions and clawback policy for executives; audit committee oversight of related‑party transactions and sustainability/cyber risks .
  • RED FLAGS

    • Non‑independence: Quirk is not independent under NYSE standards due to his executive role at FNF; FG is a controlled company, increasing potential for parent‑influenced decisions .
    • Interlocks/related parties: Multiple FG directors overlap with FNF; ongoing Corporate Services, Reverse Services, Tax Sharing agreements, and significant FNF capital transactions (e.g., $250M mandatory convertible preferred; FNF purchase in FG’s 2025 common offering) elevate conflict‑of‑interest sensitivity and require strong audit committee oversight .
    • Engagement optics: No director attended the 2024 annual meeting; Quirk is not on key oversight committees (Audit/Comp/Nom), limiting direct committee accountability channels .

Overall: Quirk’s operator pedigree and equity alignment support board continuity, but his non‑independence amid a controlled‑company structure and extensive FNF interlocks necessitate vigilant oversight of related‑party transactions and governance safeguards to maintain investor confidence .