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Jae Chung

Chief Financial Officer at FGI Industries
Executive

About Jae Chung

Jae Chung, 57, is Chief Financial Officer of FGI effective July 1, 2025; he previously served as Vice President, Investor Relations & Corporate Development since April 2024 and as a director from January 2022 through March 2024 . He holds a B.A. from Yale University and has 25+ years of public-markets investing experience (Franklin Mutual, Marcstone, Davis Selected, Evermore, Oakmont) focused on strategic, financial and operational analysis . Company performance into his CFO tenure shows revenue growth from FY2023 to FY2024 while EBITDA compressed and net income turned negative; quarterly 2025 trends show continued losses despite revenue stability, which heightens execution demands on finance and cost control. FY revenue rose to $131.8M vs $117.2M in FY2023*, EBITDA fell to $1.1M vs $4.3M*, and net income shifted to -$1.2M from $0.7M [FY revenue citations in table] [FY net income citation in table].

Past Roles

OrganizationRoleYearsStrategic Impact
Oakmont Corporation (Family Office)Vice President2015–May 2021Helped manage public securities portfolio; deep public markets experience
Evermore Global AdvisorsCo-Portfolio Manager2009–2011Co-managed strategies; special situations expertise
Davis Selected AdvisorsFund Management Team2003–2009Research and portfolio support across equities
Marcstone Capital ManagementFounding Member2000–2003Built Europe-focused long/short hedge fund capability
Franklin Mutual AdvisorsCo-Portfolio Manager (Discovery & European Funds)1996–2000Led value-oriented strategies; European exposure

External Roles

No current external public-company directorships disclosed .

Fixed Compensation

Component20232024Notes
CFO Base SalaryAppointed CFO effective 7/1/2025; salary set at $180,000 annually
Director Fees (Cash)$56,000 $16,154 Pro-rated for 2024 due to resignation from Board on 4/1/2024
Director Stock Awards (RSUs, grant-date FV)$12,000 $12,000 Performance-based RSUs per 2021 Plan

Performance Compensation

Incentive TypeMetricWeightingTargetActualPayoutVesting Terms
Management Incentive Bonus (MIB) – NEO design (2024)Revenue70%Below threshold$0 paidAnnual cash bonus based on corporate objectives
Management Incentive Bonus (MIB) – NEO design (2024)Adjusted Net Income30%Below threshold$0 paidAnnual cash bonus based on corporate objectives
Option Awards – Bruce/Chen (2024 program design)Revenue30%Below weighted averageNo vestPerformance options with 1/3 at first anniversary then monthly over 2 yrs
Option Awards – Bruce/Chen (2024 program design)Adjusted Net Income20%Below weighted averageNo vestSame schedule as above
Option Awards – Bruce/Chen (2024 program design)ROIC50%Below weighted averageNo vestSame schedule as above
PSUs – NEO designROIC100%Multi-yearIn-progressN/A until end of period3-year vesting based on ROIC

Notes:

  • Mr. Chung will “participate in the Company’s Management Incentive Plan and Equity Incentive Plan” with targets/awards set by the Compensation Committee post-appointment; specific CFO metrics and targets are not yet disclosed .
  • Compensation Committee independence and consultant: HR Enterprises, LLC; CEO excluded from deliberations on his own pay .

Equity Ownership & Alignment

ItemDetail
Total beneficial ownership (last disclosed while director)0 shares owned; 4,444 options exercisable within 60 days as of April 15, 2023
Ownership as % of shares outstanding<1% (immaterial at that time)
Vested vs unvested (director awards)2022 director grant: 9,695 options to each director ; 2023–2024 director RSUs of $12,000 grant-date FV annually
Hedging/pledging policyCompany prohibits pledging, margin purchases, short sales, options on Company stock, and hedging transactions for directors/officers/employees
Ownership guidelinesNot disclosed
Pledging of FGI shares by Mr. ChungNone disclosed; pledging prohibited by policy

Employment Terms

TermDisclosure
CFO appointmentAppointed CFO effective July 1, 2025
Base salary$180,000
Bonus/Equity participationParticipates in MIP and Equity Incentive Plan at executive level; targets/awards to be set by Compensation Committee
Contract term, severance, change-in-controlNot disclosed for Mr. Chung. CEO/CFO historical agreements (others) typically include 12 months base salary and pro-rated bonus upon termination without cause, plus limited COBRA support; no tax gross-ups disclosed
ClawbackNot specifically disclosed; insider trading/hedging restrictions in place

Company Performance During Tenure

MetricFY 2023FY 2024Q4 2024Q1 2025Q2 2025Q3 2025
Revenues ($)$117,241,604 $131,818,073 $35,594,426 $33,212,548 $30,998,260 $35,848,861
EBITDA ($)$4,321,945*$1,076,852*-$229,075*-$570,455*-$93,179*$1,076,247*
Net Income - (IS) ($)$733,604 -$1,201,089*-$402,328 -$629,092 -$1,231,524 -$1,651,332
EBITDA Margin %3.6863%*0.8169%*-0.6435%*-1.7175%*-0.3005%*3.0021%*

Values marked with an asterisk were retrieved from S&P Global.

Board Governance (historical as director)

  • Committees (2023): Audit (Member), Compensation (Chair), Nominating & Corporate Governance (Member) .
  • Independence: Determined independent during his directorship .

Compensation Structure Analysis

  • Increased emphasis on multi-year ROIC PSUs and performance options in 2023–2024 for NEOs; 2024 cash bonus and performance option vesting paid/vested at zero due to below-threshold outcomes, reinforcing pay-for-performance discipline .
  • Director equity shifted from options (2022) to performance RSUs (2023–2024), reducing risk and aligning with long-term ROIC .
  • No repricing or modification of underwater options disclosed; hedging/pledging prohibited, reducing misalignment risk .

Related Party Context

  • Foremost Groups Ltd. owns ~71% of FGI; shared services and sourcing agreements in place; governance policies for related-party transactions adopted and overseen by Audit Committee . This controlling shareholder context can influence capital allocation and incentive calibration.

Investment Implications

  • Compensation alignment: Mr. Chung’s CFO pay starts at a modest $180k with participation in MIP and equity plans; the Company’s prevailing design ties incentives to revenue, adjusted net income, and ROIC—metrics that directly address current profitability pressures and capital efficiency .
  • Retention and selling pressure: No insider pledging allowed; no disclosed severance or CoC terms for Mr. Chung reduce unquantified parachute risk, though lack of disclosure limits precision. Prior director equity was small and performance-based, implying limited near-term selling pressure from legacy grants .
  • Execution risk: 2025 YTD losses despite steady revenues underscore need for cost discipline and margin recovery; incentive structures focused on ROIC and adj. NI are appropriate but will require demonstrable progress to avoid continued zero payouts and potential retention challenges if goals are set aggressively [Quarterly table].
  • Governance: Historic committee leadership suggests Mr. Chung understands compensation policy mechanics; combined with a controlling shareholder framework, expect conservative pay practices and tight oversight on cash/equity usage .