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Chad Conwell

Chief Compliance Officer, Vice President and Secretary at FLAHERTY & CRUMRINE TOTAL RETURN FUND
Executive

About Chad Conwell

Chad Conwell serves as Executive Vice President, Chief Legal Officer, and Chief Compliance Officer of Flaherty & Crumrine Incorporated (the Adviser), and is a Director of the Adviser; he is also the Funds’ Chief Compliance Officer, Vice President and Secretary, roles he has held since 2005 across PFD, PFO, FFC, FLC and since inception at DFP . He is 52 years old as of the 2025 proxy and signs FLC’s joint proxy materials as Secretary, evidencing his long-tenured governance role within the fund complex . The Adviser underwent an internal restructuring for 2025 to repurchase retired shareholders’ equity and reallocate shares to current management (including Conwell), necessitating approval of new advisory agreements but with identical fees and unchanged day‑to‑day investment management . The Boards’ performance review shows the funds had equal or greater than median peer NAV performance over 10-year, 5-year, and 1-year horizons, while all funds were below median over 3 years, providing context for the Adviser’s multi-year execution under Conwell’s compliance/legal leadership .

Past Roles

OrganizationRoleYearsStrategic Impact
Flaherty & Crumrine Incorporated (Adviser)Executive Vice President, Chief Compliance Officer, Chief Legal Officer; DirectorPast five years (continuous)Executive oversight of legal and compliance across the Adviser and fund complex
FLC (and PFD, PFO, FFC, DFP)Chief Compliance Officer, Vice President, and SecretarySince 2005 (DFP since inception)Fund-level compliance, governance administration, and documentation for board and shareholder processes

External Roles

No external directorships or committee roles were disclosed for Conwell in the FLC (and complex) proxies .

Fixed Compensation

Officer compensation is not detailed at the fund level; proxies provide director fee schedules and note that no executive officer or affiliated person received compensation from any Fund over $60,000 in FY2024. The Adviser employs Conwell; compensation at the Adviser is not disclosed in fund proxies .

ItemFLC FY2024 AmountNotes
Annual Directors Fees$27,000Per fund; applies to each fund in complex
Board & Committee Meeting Fees$25,500Per fund; in-person/telephonic fees aggregated
Travel & Out-of-Pocket$1,789.90Reimbursed for “interested” and Independent Directors
Fund Officer Compensation DisclosureNot disclosedNo officer comp details; statement that no fund exec received >$60k

Performance Compensation

No disclosure of officer bonus, RSU/PSU grants, option awards, or performance metric weightings for fund officers; the proxies do not include an executive compensation program for fund officers .

Equity Ownership & Alignment

MetricFLCNotes
Shares Outstanding (Record Date Jan 16, 2025)10,456,821One share, one vote
Officers and Directors (incl. nominees) – Group Ownership<1% of sharesAs of Dec 31, 2024
Conwell – Fund Share Ownership DisclosureNot disclosedDollar-range table covers Directors; officer holdings not itemized
Adviser Ownership (private)Conwell is one of six shareholders of the AdviserAdviser owned by R. E. Chadwick, B. S. Stone, C. C. Conwell, D. F. Crumrine, R. M. Ettinger, R. T. Flaherty
Pledging/HedgingNot disclosed at fund levelNo pledging statements for officers

Employment Terms

TopicDisclosureNotes
Officer TermServes until successor elected/qualifies or earlier resignation/removalApplies across PFD, PFO, FFC, FLC, DFP
Employment Agreement, Non‑compete/Non‑solicitNot disclosedFund proxies do not include employment contracts for officers
Severance / Change‑of‑ControlNot disclosed for officersAdvisory agreement “assignment” triggers termination; new agreements identical fees post Adviser restructuring
Clawback / Ownership GuidelinesNot disclosedNo officer clawback or ownership guidelines in fund proxies

Advisory Economics Context (Alignment Levers)

ItemFLCNotes
Advisory Fee Paid to Adviser (FY2024)$1,668,584Paid by FLC to Flaherty & Crumrine Inc.
Advisory Fee Schedule (FLC)0.575% on first $200mm avg weekly total managed assets; 0.50% on next $300mm; 0.45% >$500mmFees based on managed assets (includes leverage)
Adviser RestructuringRepurchase of retired shareholders’ equity; reallocation to current management shareholdersTriggered new advisory agreements; terms and fees unchanged

Performance & Track Record

Peer-relative NAV performance assessment by the Boards:

PeriodPeer-relative NAV performanceNotes
10-yearEqual or greater than medianFunds equal/greater than peer median for 10-year
5-yearEqual or greater than medianPFD, FFC, FLC, DFP equal/greater; PFO slightly under median
3-yearBelow medianAll funds below median
1-yearEqual or greater than medianPFO, FFC, FLC, DFP equal/greater; PFD slightly under

Major governance responsibility and execution context:

  • Conwell’s roles as CCO/Secretary underpin fund compliance culture and governance processes across the complex .
  • The Boards noted Adviser adherence to investment discipline, below-average advisory fees versus peers, and breakpoints to share economies of scale with shareholders .

Investment Implications

  • Alignment: Conwell’s equity is in the private Adviser, not in the Funds; advisory fees are asset-based with leverage included, suggesting incentive alignment around managed assets and Adviser profitability rather than fund TSR; officers/directors as a group hold <1% of fund shares, limiting direct fund equity alignment .
  • Retention: Long tenure since 2005 and inclusion among current management shareholders in the Adviser restructuring signal continuity; no fund-level severance or change‑of‑control benefits for officers are disclosed .
  • Trading signals: Fund proxies do not provide officer Form 4 activity; no insider selling pressure or vesting schedules are disclosed at the fund level .
  • Governance and performance context: Boards’ review shows multi‑period competitive performance and unchanged advisory economics post restructuring; advisory fees and breakpoints remain in place, with equal/greater peer performance in 10-, 5-, and 1‑year horizons and underperformance over 3 years .