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David Gale

Lead Independent Director at FLAHERTY & CRUMRINE TOTAL RETURN FUND
Board

About David Gale

David Gale, 75, is the Lead Independent Director of Flaherty & Crumrine Total Return Fund (FLC) and has served on the Fund’s board since inception; he was designated Lead Independent Director across the funds in January 2024 . He is President and CEO of Delta Dividend Group, Inc. (investment management) since 1992, and formerly was a Principal at Morgan Stanley (1983–1990) and a Managing Director at Lehman Brothers (1990–1992); he previously served as a director of Emmis Communications .

Past Roles

OrganizationRoleTenureCommittees/Impact
Delta Dividend Group, Inc.President & CEOSince 1992Investment management leadership
Morgan StanleyPrincipal1983–1990Senior investment banking role
Lehman Brothers Holdings Inc.Managing Director1990–1992Senior capital markets role
Emmis CommunicationsDirectorNot disclosedPrior public company board service

External Roles

OrganizationRoleTenureNotes
Public company boards (past 5 years)NoneN/ANo public boards in last five years
Other (non-profit/academic)Not disclosed for GaleN/AN/A

Board Governance

  • Independence: Non-interested director; three of four directors are independent, and Gale is the Lead Independent Director across funds (appointed January 2024) .
  • Committee assignments: Member of Audit Committee (chair: Karen Hogan) and Nominating & Governance Committee (chair: Nicholas Dalmaso) .
  • Attendance: 100% attendance at Board and committees in FY 2023 and FY 2024; Board met six times each year (four telephonic); Audit met four times; Nominating met twice .
  • Engagement: Independent directors are advised by independent counsel; the Boards conduct annual self-evaluations .
Governance MetricFY 2023FY 2024
Board meetings held6 6
Audit Committee meetings held4 4
Nominating Committee meetings held2 2
Gale’s Board attendance rate100% 100%
Gale’s Committee attendance rate100% 100%

Fixed Compensation

  • Structure (per fund): Annual retainer $9,000; in-person Board/Audit meetings $750; in-person Nominating meetings $500; telephone meetings $250; Audit Committee Chair receives $3,000 (Gale is not chair) .
  • Expense reimbursement: Travel and out-of-pocket expenses reimbursed by each fund .
  • Pension/retirement: Directors do not receive pension or retirement benefits from the funds .
MetricFY 2023FY 2024
Annual Director retainer (per fund)$9,000 $9,000
Meeting fee – Board/Audit (per in-person)$750 $750
Meeting fee – Nominating (per in-person)$500 $500
Meeting fee – Telephone meeting$250 $250
Gale aggregate compensation (per fund)$16,500 $16,500
Gale total across fund complex (5 funds)$82,500 $82,500

Performance Compensation

  • No equity awards, options, or performance-linked compensation are disclosed for directors; compensation consists of cash fees and expense reimbursement .
Performance MetricFY 2023FY 2024
TSR-linked awardsNot applicable; no performance-linked director pay disclosed Not applicable; no performance-linked director pay disclosed
Revenue/EBITDA targetsNot applicable; no performance-linked director pay disclosed Not applicable; no performance-linked director pay disclosed
ESG/other goalsNot applicable; no performance-linked director pay disclosed Not applicable; no performance-linked director pay disclosed

Other Directorships & Interlocks

CompanyRolePeriodInterlocks/Conflicts
Emmis CommunicationsDirectorNot disclosedPrior role; no current interlocks disclosed
Current public boardsNoneN/ANone disclosed (past five years)

Expertise & Qualifications

  • Investment management CEO with multi-decade portfolio oversight (Delta Dividend Group) .
  • Prior senior investment banking roles (Morgan Stanley, Lehman Brothers) .
  • Lead Independent Director role across the fund complex since January 2024, signaling board leadership and independent oversight .

Equity Ownership

  • Dollar-range beneficial ownership by fund (as of December 31, 2024 valuation; beneficial ownership per Rule 16a-1(a)(2)) .
FundDollar RangeNotes
PFDD ($50,001–$100,000) Valued as of Dec 31, 2024
PFOD ($50,001–$100,000) Valued as of Dec 31, 2024
FFCD ($50,001–$100,000) Valued as of Dec 31, 2024
FLCD ($50,001–$100,000) Valued as of Dec 31, 2024
DFPC ($10,001–$50,000) Valued as of Dec 31, 2024
Aggregate across fund complexE (over $100,000) Directors and officers as a group own <1% of each fund
  • Independence reinforcement: No non-interested director or immediate family members owned beneficially or of record any securities in the Adviser or its affiliates .

Governance Assessment

  • Strengths

    • Lead Independent Director; three of four directors are independent, and independent chairs for key committees (Audit: Hogan; Nominating: Dalmaso) .
    • Full attendance and active committee participation (Audit and Nominating), indicating strong engagement .
    • Cash-only director compensation with modest fees; no equity awards or performance-linked pay reduces pay-related conflicts .
    • Independent directors advised by independent counsel; annual board evaluations support oversight quality .
  • Watch items and potential red flags

    • Long tenure (“since inception”) can raise entrenchment considerations in some governance frameworks; continued Lead Independent role mitigates but merits monitoring .
    • Low aggregate director/officer ownership (<1% per fund) may limit direct economic alignment with common shareholders; Gale’s dollar-range ownership is meaningful but not quantified in shares .
    • No related-party transactions disclosed; continue monitoring given Gale’s investment management affiliation (no conflicts disclosed; non-interested status affirmed) .
  • Shareholder-facing signals

    • 100% attendance and stable compensation year-over-year support investor confidence in oversight consistency .
    • Committee composition with independent chairs and Gale’s LID role indicates robust governance structure .