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Lance West

About Lance N. West

Independent director since April 1, 2021; age 64. Senior Partner at 26North Partners; previously Partner & Senior Managing Director at Centerbridge Partners and former Chairman & CEO of Centerbridge Partners Europe. Electrical engineering degrees: M.S., Caltech (1983), B.S., magna cum laude, Tufts (1982). The Board has affirmatively determined West is independent under NYSE listing standards. Attendance: all directors met at least 75% of Board/committee meetings in 2024.

Past Roles

OrganizationRoleTenureCommittees/Impact
Centerbridge PartnersPartner & Senior Managing Director; Chairman & CEO (Europe)2006–2018 Led European operations; senior investment leadership
Goldman Sachs & Co.Partner Managing Director; Head, Principal Finance GroupPre-2006 (joined GS in 1999 per prior bio) Built and led principal finance platform
Greenthal Realty Partners LP / GRP Financial LLCFounder & CEO1992–1999 Founded and operated specialty finance/real estate platforms
Charles H. Greenthal Group, Inc.EVP–PrincipalPre-1992 Executive leadership in real estate services
AT&T Bell LaboratoriesMember of Technical Staff1982–1984 Technical R&D foundation

External Roles

OrganizationRoleTenureNotes
26North PartnersSenior PartnerCurrent Alternative investments platform
BankUnited (NYSE: BKU)Board member/chair (prior)Not disclosedPrior public company directorship
Aktua Soluciones FinancierasBoard member/chair (prior)Not disclosedSpecialty finance (Spain)
Intrepid Aviation Holdings LLCBoard member/chair (prior)Not disclosedAircraft leasing
Green Tree Holdings; Resort Finance America LLC; Triad Financial SM LLCBoard/chair (prior)Not disclosedConsumer/specialty finance
Williams & Glyn’s Bank Limited (pre-IPO Transition Board)Board (prior)Not disclosedUK banking separation
APCOA Parking Holdings GmbHBoard (prior)Not disclosedEuropean parking operator
Duo Bank (Walmart Bank) CanadaBoard (prior)Not disclosedCanadian consumer finance

Board Governance

  • Committee assignments: Compensation Committee member; not Audit; not Nominating & Corporate Governance. Not a committee chair.
  • Independence: Board determined West is independent under NYSE rules.
  • Attendance & engagement: Board met 10x, Audit 7x, Compensation 3x, Nominating 2x in 2024; all directors ≥75% attendance.
  • Controlled company: FOA is a “controlled company” under NYSE rules; may rely on exemptions (e.g., majority independent directors, fully independent comp/nom committees). Compensation and Nominating committees are chaired by Brian L. Libman (non-independent), consistent with controlled company status.
  • Executive sessions: Regularly scheduled; presided by Chairman Brian L. Libman; independent directors meet privately at least annually.

Fixed Compensation

Director fees and stock awards (non-employee, non-Blackstone-affiliated directors):

Metric2021202220232024
Fees Earned or Paid in Cash ($)$75,000 $100,000 $100,000 $100,000
Stock Awards ($)$99,997 $100,000 $100,000 $65,200 (grant-date fair value)
Total ($)$174,997 $200,000 $200,000 $165,200

Program design: quarterly cash retainer $25,000; annual equity grant ~ $100,000; 2024 equity grant adjusted due to stock price below $10 (pre–reverse split). Directors affiliated with Blackstone or employed by FOA are not compensated.

Performance Compensation

Annual director equity grants (RSUs) – terms and vesting:

Grant YearGrant DateInstrumentNumber of RSUsGrant-Date Fair Value ($)Vesting
2021Nov 18, 2021RSUs18,691 $99,997 Not specifically disclosed (time-based program)
2023Jun 8, 2023RSUs56,497 (held as of 12/31/23) $100,000 Vests on earlier of 2024 Annual Meeting or Jun 8, 2024
2024May 13, 2024RSUs10,000 (held as of 12/31/24) $65,200 Vests on earlier of 2025 Annual Meeting or May 13, 2025

No director performance metrics (e.g., TSR/EBITDA) are attached to director equity grants; RSUs are time-based vesting for service.

Other Directorships & Interlocks

  • Prior public/private boards: BankUnited (NYSE: BKU), Aktua, Intrepid Aviation, Green Tree Holdings, Resort Finance America, Triad Financial SM LLC, Williams & Glyn’s Bank Ltd., APCOA, Duo Bank Canada. No FOA-disclosed interlocks or related-party dealings involving West.
  • Stockholder nomination rights: Principal Stockholders (Blackstone; BL Investors) have board nomination rights; West was not disclosed as a nominee of these holders.

Expertise & Qualifications

  • Financial/investment expertise from senior roles at Centerbridge and Goldman Sachs Principal Finance.
  • Technical discipline (EE degrees from Caltech and Tufts), supporting analytical rigor.
  • Board experience across specialty finance, banking, aviation, and European corporates; Board considered his financial/investment expertise in director qualification assessments.

Equity Ownership

Beneficial ownership (as of March 19, 2025):

HolderShares of Class A Common StockClass A Share %FOA Units% of Total Voting Power
Lance N. West22,280 <1% <1%

Notes:

  • RSUs scheduled to vest within 60 days are included per SEC rules.
  • As of 12/31/24, each non-employee director held 10,000 RSUs vesting at the earlier of the 2025 Annual Meeting or May 13, 2025.
  • Securities trading policy prohibits hedging and pledging of FOA securities, strengthening alignment. No pledging by West disclosed.

Governance Assessment

  • Strengths: Independent status; strong attendance; deep finance and operational background; director equity grants provide modest alignment; hedging/pledging prohibited.
  • Shareholder support signals: West reelected May 16, 2025 with 18,970,065 votes for vs. 24,681 withheld; broad Board slate support.
  • Risks/Red flags:
    • Controlled company governance: FOA relies on NYSE controlled-company exemptions; Compensation and Nominating committees chaired by a non-independent Chairman (Brian L. Libman), which may reduce independent oversight of pay and nominations.
    • Related-party complexity: Significant related-party arrangements (Stockholders Agreement, Exchange Agreement, Tax Receivable Agreements, Senior/Exchangeable notes) primarily with Principal Stockholders and Chairman; no West-specific transactions disclosed, but structure elevates governance risk.
  • Engagement indicator: Say-on-pay approvals have been strong (e.g., 2025: 18,930,013 for; 61,709 against; 3,024 abstain), suggesting overall investor confidence in governance/compensation framework.

Appendix: Board & Shareholder Voting Snapshots

  • 2025 Annual Meeting (May 16, 2025): West “For” votes 18,970,065; Withheld 24,681; Broker non-votes 1,560,358.
  • 2024 Annual Meeting (May 13, 2024): West “For” votes 193,882,812; Withheld 399,311; Broker non-votes 10,376,686.