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David Adelman

About David J. Adelman

Independent director of FS Credit Real Estate Income Trust, Inc. (FSREI) since February 2018; age 53. Co‑founder of FS Investments; President & CEO of Campus Apartments, Inc. since 1997; chairman of 76 Devcorp (Philadelphia arena initiative); partner in Harris Blitzer Sports & Entertainment. Education: B.A., Political Science, The Ohio State University. The Board cites his investment and management experience with affiliates of the sponsor as rationale for service .

Past Roles

OrganizationRoleTenureCommittees/Impact
FS Investment Corporation and related FS funds/advisersVice-Chairman (multiple entities)Through April 2018Presided since each entity’s inception; extensive sponsor/affiliate leadership experience
Campus Apartments, Inc.President & CEOSince 1997Nationwide student housing operator; real estate operating leadership
FS Investments (sponsor)Co‑founderSince 2007 (implied by FS Investments founding)Sponsor/affiliate leadership; co‑founded firm with Michael Forman

External Roles

OrganizationRoleTenureCommittees/Impact
76 DevcorpChairmanNot disclosedLeading $1.3B privately funded urban arena project in Philadelphia
Harris Blitzer Sports & EntertainmentPartnerNot disclosedOwnership group of Philadelphia 76ers, NJ Devils, Prudential Center
Penn MedicineBoard of TrusteesNot disclosedCivic/non-profit governance
University City DistrictBoard of DirectorsNot disclosedUrban development & community engagement
Jewish Federation of Greater PhiladelphiaChairmanNot disclosedCommunity leadership
Philadelphia Holocaust Remembrance FoundationPast ChairmanNot disclosedLed memorial plaza development

Board Governance

  • Independence: Interested Director (not independent) per charter criteria; seven of ten directors are independent (Buchholz; Boyer; Brown; Connors; Fry; Hankowsky; Schiff) .
  • Committees: FSREI has a single standing Audit Committee (Connors—Chair; Brown; Fry). Adelman is not listed as a member .
  • Lead Independent Director: John A. Fry; appointed March 11, 2025, chairs executive sessions of independent directors .
  • Attendance: Board met five times in FY 2024; each director attended at least 75% of Board meetings .
  • 2025 Annual Meeting: July 31, 2025 meeting adjourned for lack of quorum; incumbents continue as holdover directors under Maryland law until successors are elected and qualify .

Fixed Compensation

ComponentFSREI Policy (FY 2024)Adelman-Specific Disclosure
Annual Cash Retainer$150,000 in equal quarterly installments for independent directors Not disclosed; compensation table covers independent directors only
Committee Chair FeesAudit Chair: +$20,000; Lead Independent Director: +$20,000 Not applicable (not Audit Chair/Lead)
Meeting FeesNone disclosed; reimbursement of reasonable expenses Not disclosed

Note: The proxy presents compensation paid to independent directors; no director compensation figures are disclosed for Adelman in FY 2024 .

Performance Compensation

Equity ProgramTermsFY 2024 GrantsVesting
Independent Director Restricted Share PlanIndependent directors may elect 40–50% cash; remaining paid in restricted Class I shares determined by quarterly transaction price Total of 23,002 restricted Class I shares granted to independent directors across Feb/May/Aug/Dec; grant date fair values per share: $24.17 (Feb), $24.20 (May), $24.19 (Aug), $24.17 (Dec) One-year vesting from grant date; accelerated on death/disability or change in control

No options outstanding under equity plans (weighted‑average exercise price $—; no securities to be issued upon option/warrant/rights exercise) . No performance metrics (TSR/EBITDA/etc.) are tied to director equity awards; grants are time‑vested .

Other Directorships & Interlocks

  • Sponsor/Affiliate Interlocks: Co‑founder of FS Investments (sponsor); principal of Future Standard (sponsor parent), which funded offering costs and holds/held Class F shares. Board renews advisory agreement annually; affiliates receive management, performance, administrative and origination fees under advisory/sub‑advisory agreements .
  • Public Company Boards: None disclosed for Adelman in FSREI’s proxy (other directors list external public boards; Adelman’s roles are sponsor/private/civic) .

Expertise & Qualifications

  • Core expertise: Real estate operations (student housing), investment management, sponsor governance, large-scale urban development; co‑founded alternative asset sponsor .
  • Education: B.A., The Ohio State University .

Equity Ownership

HolderShares Beneficially Owned% of OutstandingNotes
David J. Adelman8,805 <1% (of 120,484,178 shares as of Apr 1, 2025) Sole voting/dispositive power; no pledging disclosed

Additional affiliate holdings and commitments:

  • Future Standard (controlled by Forman and Adelman) funded offering costs and earlier capital; in Dec 2016 principals (Forman and Adelman) purchased 8,000 Class F shares at $25 per share; committed not to tender while FS Real Estate Advisor remains adviser .
  • As of June 30/Sept 30, 2025, affiliates held Class F shares (FS Real Estate Advisor and Rialto balances disclosed) .

Governance Assessment

  • Independence and Conflicts: Adelman is an interested director due to sponsor/affiliate ties (co‑founder of FS Investments; principal of Future Standard). This creates structural conflicts as the adviser/sub‑adviser and dealer manager are affiliates receiving fees; independent directors are tasked with ongoing review and fairness determinations under charter (Item 404‑style oversight) .
  • Compensation Governance: No separate compensation committee; Board as a whole sets director compensation based on comparable REIT data—appropriate given externally managed model but limits independent oversight structure for compensation .
  • Attendance/Engagement: Minimum 75% attendance in FY 2024; Audit Committee active (8 meetings in 2024) though Adelman is not a member .
  • Ownership Alignment: Personal ownership of 8,805 shares (<1%) suggests limited direct economic alignment relative to float; affiliate Class F holdings and historical commitments provide sponsor alignment but can blur investor vs. sponsor interests .
  • RED FLAGS:
    • Hedging Policy: Company has not adopted a policy restricting hedging of company equity by directors/officers—potential misalignment risk if utilized .
    • Annual Meeting Quorum Failure: 2025 meeting adjourned without quorum; directors remain as holdovers—signals potential investor engagement or distribution channel challenges .
    • Structural Conflicts: Extensive related‑party fee ecosystem (management, performance, admin, origination) necessitates robust independent oversight; charter provides safeguards, but inherent conflicts persist .

Insider Trades (last 24 months)

Date FiledFormSummarySource
Oct 2, 2025Form 4Statement of changes in beneficial ownership of FSREI securities (transaction details not provided in proxy; see SEC link)

Related-Party Exposure (Item 404 context)

  • Advisory/Sub‑advisory Agreements: Adviser entitled to base management fee (1.25% of NAV), performance fee (10% of Core Earnings subject to 6.5% annualized hurdle), and administrative services fee (1.0% of NAV); origination fees up to 1% of loan amount may be retained by adviser/sub‑adviser. Method of payment may include cash, Class I shares, performance‑contingent rights (PCRs), and RSUs, with repurchase mechanics requiring independent director approval if limits are exceeded .
  • Expense Limitation Agreement: Adviser/sub‑adviser waive operating expenses above 1.5% of average net assets by class; recoupment subject to caps and timing .
  • Governance Safeguards: Charter mandates independent director review and fairness determinations for affiliate transactions; operating expense caps (2%/25%) and other conflict protections detailed .

Compensation Committee Analysis

  • Structure: No standing compensation committee; Board sets director compensation. Audit Committee exclusively addresses audit/controls and does not cover compensation .
  • Consultant Usage/Interlocks: Not disclosed. Director pay benchmarked to comparable REITs by Board .

Director Compensation (Independent Directors – FY 2024 context)

NameCash ($000s)Stock Awards ($000s)Total ($000s)
Boyer60 90 150
Brown75 75 150
Buchholz60 90 150
Connors85 85 170
Fry85 85 170
Hankowsky75 75 150
Schiff75 75 150
Total515 575 1,090

Adelman’s director compensation is not disclosed in the FY 2024 table (which covers independent directors) .

Governance Signals for Investors

  • Board independence majority with a single standing committee (Audit); reliance on Board for nominations and director compensation; Lead Independent Director role strengthened in 2025 .
  • Sponsor affiliate involvement is extensive; independent director oversight and charter protections are central to mitigating conflicts. Monitor advisory fee payments and renewals, affiliate share repurchases, and expense waivers/recoupments .
  • Investor engagement risk indicated by 2025 annual meeting adjournment; track future quorum/participation and any governance outreach disclosures .