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John F. Barr

Director at FIRST UNITED CORP/MD/
Board

About John F. Barr

Independent director of First United Corporation since May 2014; age 71. Committee assignments: Asset and Liability Management Committee and Strategic Planning Committee. Background includes Chairman of Ellsworth Electric, Inc. (past President 1991–2020), four-term Washington County (MD) Commissioner, and leadership roles at the Maryland Association of Counties (MACo), including President in 2016; sworn in December 2024 by Governor Wes Moore for another MACo Board term. Skills cited: local/state civic expertise, business management, commercial/industrial knowledge, risk management, and deep knowledge of Washington County and Maryland markets .

Past Roles

OrganizationRoleTenureCommittees/Impact
Ellsworth Electric, Inc.Chairman of the Board; past PresidentPresident 1991–2020; current ChairmanLeads regional electrical/insulation services business; commercial/industrial market expertise
First United Corporation Advisory CouncilMember5 years prior to May 2014Pre-board advisory role; community and market engagement
Washington County, MDCounty Commissioner; Board PresidentFour terms; returned in 2022 as Board PresidentCivic leadership; policy experience in local governance
Maryland Association of Counties (MACo)Board Director; President (2016)Board 2014–2019; President in 2016; sworn in Dec 2024 for another termStatewide policy leadership; intergovernmental networking

External Roles

OrganizationCurrent RoleStart/StatusNotes
Ellsworth Electric, Inc.Chairman of the BoardCurrentOperates across MD/PA/VA/WV; commercial/industrial services
Washington County Board of CommissionersPresidentReturned in 2022Four total terms; local governance leadership
Maryland Association of Counties (MACo)Board of DirectorsSworn Dec 2024Prior service 2014–2019; MACo President in 2016

Board Governance

  • Independence: Board determined John F. Barr is an “independent director” under Nasdaq Rule 5605; Audit/Compensation/Nominating committees are composed entirely of independent directors .
  • Committee assignments: Asset and Liability Management Committee (reviews Asset/Liability, Investment, Liquidity, Capital Plans) and Strategic Planning Committee (long-term planning, ERM review) .
  • Attendance: The Board held 12 meetings in 2024; each director attended at least 75% of Board and applicable committee meetings; directors are expected to attend annual strategic planning meeting .
  • Board processes: Regular executive sessions led by Independent Lead Director (Brian R. Boal); annual Board and committee self-evaluations; committee rotation every 2–3 years to broaden oversight competencies .
  • Policies: Codes of Ethics, Corporate Governance Guidelines, Insider Trading Policy, Luxury Expenditure Policy, Incentive Compensation Recovery (clawback) Policy are maintained and reviewed regularly .

Fixed Compensation

Director compensation program terms (2024):

ComponentAmount/TermNotes
Cash retainer$15,000Annual cash retainer for Non-Employee Directors
Equity grant1,000 fully-vested shares; $21,940 grant date fair valueValued at $21.94 per share; ASC 718
Board meeting fee$1,000 per meeting; $200 for short special meetingsNo duplicate fee when Board and Bank boards meet together
Committee meeting fee (Corp)$500 per committee meeting attendedApplies to Corporation committees
Committee chair retainer$2,500 (Audit, Compensation, Nominating chairs)Chair premium
Committee meeting fee (Bank)$500 per Bank board committee meeting attendedAll Corporation directors also serve on Bank board
Stock in lieu of cashAvailable election by directorsShares determined by mean of prior day high/low

John F. Barr – 2024 Director Compensation:

MetricAmount ($)
Fees earned or paid in cash35,200
Stock awards (grant-date fair value)21,940
All other compensation
Total57,140

Notes:

  • Barr elected to receive a portion of cash retainer in stock: $14,985 paid in 683 shares at $21.94 per share (these shares are excluded from the “Stock awards” column) .
  • Equity awards consist of 1,000 fully-vested shares valued at $21.94 per share; ASC 718 .
  • Director compensation reviewed with Aon’s Human Capital Solutions (independent consultant) supporting the Compensation Committee .

Performance Compensation

  • Directors receive fully-vested stock grants; no performance-vesting conditions, options, or PSUs disclosed for directors; no performance metrics tied to director compensation were described .

Other Directorships & Interlocks

CategoryDetail
Public company boardsNot disclosed for Barr in the proxy; disclosed external roles are civic/private .
Related-party transactionsBank engages in ordinary-course banking transactions with directors and their affiliates on substantially same terms as non-related parties; specific vendor relationship disclosed for another director (MP&B; fees $181,004 in 2024 and $172,755 in 2023); Audit Committee reviews/approves related party transactions to ensure compliance with Regulation O and relevant laws .

Expertise & Qualifications

  • Extensive local/state civic expertise; business management and commercial/industrial market knowledge; risk management; deep knowledge of Washington County and Maryland markets .
  • Advisory Council experience prior to board election adds institutional familiarity and stakeholder engagement .

Equity Ownership

HolderShares Beneficially Owned% of Outstanding
John F. Barr28,429 <1% (*)

Notes:

  • Percentages calculated relative to 6,473,375 shares outstanding (record date February 28, 2025) .
  • Director Stock Ownership Guidelines: Directors (other than the CEO) are expected to hold shares worth at least $100,000; directors must retain 100% of net shares granted until guideline achieved. NEOs were in compliance as of the proxy date; director compliance not explicitly stated .

Governance Assessment

  • Strengths: Independent status; service on ALCO and Strategic Planning aligns with banking risk/strategy oversight; meets attendance expectations; elected to receive part of cash retainer in stock, signaling alignment; Board uses independent compensation consultant and conducts executive sessions to reinforce independence .
  • Alignment: Beneficial ownership of 28,429 shares; annual fully-vested share grants and voluntary stock-in-lieu election enhance skin-in-the-game; ownership guidelines require $100,000 director holdings, reinforcing long-term alignment (director compliance not disclosed) .
  • Potential Conflicts/Red Flags: Company has not adopted a hedging policy restricting directors’ ability to hedge, which is shareholder-unfriendly and can weaken alignment if used; monitor any ordinary-course banking transactions with Barr’s affiliates (none specifically disclosed for Barr) .
  • Board Effectiveness Signals: Structured committee rotation, regular evaluations, and Independent Lead Director role support robust oversight; all key committees are independent, and board refreshment has progressed since 2014 with multiple retirements/hiring, sustaining diversity of viewpoints and skills .