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Sanu B. Chadha

Director at FIRST UNITED CORP/MD/
Board

About Sanu B. Chadha

Independent director of First United Corporation (FUNC); age 48; director since January 2021. Certified Project Management Professional (PMP) and Managing Partner at M&S Consulting, with expertise in information technology, strategic planning, executive leadership, and risk management .

Past Roles

OrganizationRoleTenureCommittees/Impact
M&S ConsultingManaging PartnerFounded 2002 – presentLeads strategic process and technology solutions, project management, process improvement, data analytics, and cloud solutions engagements

External Roles

  • No other public-company directorships disclosed in the proxy; all current directors also serve on the board of First United Bank & Trust, the wholly-owned subsidiary .

Board Governance

  • Committee memberships: Asset & Liability Management; Risk & Corporate Compliance; Strategic Planning; Compensation .
  • Independence: Board determined Ms. Chadha to be an “independent director” under Nasdaq Rule 5605; Audit, Compensation, and Nominating committees comprise only independent directors .
  • Attendance: Board held 12 meetings in 2024; each director attended at least 75% of Board and applicable committee meetings during their period of service .
  • Board structure: CEO serves as Chair; Independent Lead Director role (currently Brian R. Boal) conducts executive sessions of independent directors and pre-approves agendas/schedules, supporting board effectiveness .

Fixed Compensation

ComponentTerms/AmountsSource
Annual cash retainer (Non-Employee Directors)$15,000 [company policy]
Equity grant1,000 fully-vested shares of Common Stock; grant date fair value $21,940 (at $21.94 per share)
Board meeting fee$1,000 per meeting; special meetings under 2 hours: $200
Committee meeting fee$500 per committee meeting
Chair retainers$2,500 for chairs of Audit (Ms. DiPietro), Compensation (Ms. Shockley until 12/1/2024), Nominating (Mr. Boal)
Stock-in-lieu electionNon-Employee Directors may elect to receive retainers in shares at the mean of the prior day’s high/low price

Director-specific 2024 paid/earned (Sanu B. Chadha):

Metric2024Source
Fees earned or paid in cash ($)$35,200
Stock awards ($)$21,940
Portion of cash retainer elected in stock$14,985; 683 shares at $21.94 per share (not double-counted in Stock awards)
Total ($)$57,140

Alignment signal: Election to receive a portion of cash retainer in stock increases skin-in-the-game .

Performance Compensation

  • No performance-conditioned director compensation disclosed; director equity grants are fully-vested shares without performance metrics .
Performance ElementMetricTarget/WeightVesting/TriggerStatus
Director equityFully-vested sharesN/AGranted annually; fully vested at grantNon-performance-based

Other Directorships & Interlocks

  • No public company boards disclosed for Ms. Chadha; biography focuses on M&S Consulting leadership. All directors also serve on the Bank’s board. No disclosed shared directorships or interlocks involving Ms. Chadha with competitors/suppliers/customers .

Expertise & Qualifications

  • Information technology, strategic planning, executive leadership, and risk management; PMP certification; experience delivering enterprise technology and process solutions across U.S. and abroad .

Equity Ownership

Ownership DetailAmountNotes
Beneficial ownership (shares)7,282Less than 1% of outstanding
Shares outstanding (record date)6,473,375For percentage context
Ownership as % of outstanding<1.0%“Less than 1.0%” per proxy
Approx. value of holdings at 12/31/2024~$245,000 (7,282 × $33.71)Using disclosed 12/31/2024 closing price of Common Stock
Pledged sharesNot disclosedNo pledging disclosure noted for Ms. Chadha
Hedging policyCompany has not adopted a hedging policy for employees/directorsGovernance risk indicator
Director stock ownership guidelineAt least $100,000 in value; hold 100% of net shares until guideline metApplies to directors other than CEO

Governance Assessment

  • Committee load aligns with risk oversight and pay governance (Risk & Compliance; Asset & Liability; Strategic Planning; Compensation), indicating strong involvement in core risk and compensation processes .
  • Independence affirmed; board conducts regular executive sessions led by the Independent Lead Director, supporting robust oversight despite combined Chair/CEO structure .
  • Attendance expectations met across directors; Board held 12 meetings in 2024; this supports engagement and board effectiveness .
  • Ownership alignment: meaningful personal stake (7,282 shares; ~<$1% but ~$245k at 12/31/2024 price) and use of stock-in-lieu election; meets/likely exceeds director guideline threshold by value as of year-end price context (guideline requires ≥$100k) .
  • RED FLAGS:
    • No hedging policy for directors/employees, potentially weakening alignment safeguards (best practice is to prohibit hedging/pledging) .
    • Combined CEO/Chair structure can concentrate power; mitigated by Lead Independent Director with defined authorities and routine executive sessions .
  • Related-party transactions: None disclosed involving Ms. Chadha; the proxy details an arms-length vendor relationship for another director (Walls), overseen via Audit Committee review process—no exposure attributable to Ms. Chadha identified .