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John Mason

About John Mason

John N. Mason, age 58, is an independent director of Gouverneur Bancorp, Inc., serving since 2022. He is a longtime small-business owner who has operated John N. Mason Plumbing since 1987 and previously served 25 years as a corrections officer with the New York State Department of Corrections. Before joining GOVB’s board, he was a director of Citizens Bank of Cape Vincent until its merger with the Bank on September 16, 2022, bringing local market ties and practical business leadership to the board .

Past Roles

OrganizationRoleTenureCommittees/Impact
John N. Mason PlumbingOwner/Operator1987–presentSmall business operations experience; local market ties
New York State Department of CorrectionsCorrections Officer~1989–201425 years of public service; discipline and risk awareness
Citizens Bank of Cape VincentDirectorUntil 09-16-2022Bank board service; merged into GOVB’s bank on 09-16-2022

External Roles

  • No current public company directorships disclosed for Mason beyond GOVB .

Board Governance

AttributeDetail
IndependenceIndependent director (all directors independent except CEO Robert W. Barlow)
Board Meeting Cadence (FY2024)Company: 12 regular monthly meetings; Bank: 12 regular monthly meetings; no special meetings
AttendanceNo director attended fewer than 75% of total board and committee meetings in FY2024
Annual Meeting AttendanceAll directors attended the Company’s 2024 annual meeting of stockholders
Board LeadershipChairman: David C. McClure; CEO: Robert W. Barlow (roles separated for independence)
CommitteeMason’s RoleChairMeetings (FY2024)
Audit CommitteeMemberAmy M. Rapholz (Chair; audit committee financial expert) 4
Compensation CommitteeNot a memberClara P. Cummings 2
Nominating & Corporate Governance CommitteeNot a memberTimothy J. Monroe 1
  • The Audit Committee oversees internal control over financial reporting, auditor independence, scope and results of the audit; oversight is explicitly described and signed by the chair and members, including Mason .
  • The board’s governance documents include Corporate Governance Guidelines, Code of Ethics for Senior Officers, and an Insider Trading Policy; the latter prohibits hedging and pledging (with limited exception possible) .

Fixed Compensation

DirectorFees Earned or Paid in Cash (FY2024)Total (FY2024)
John N. Mason$29,650 $29,650
Fee ComponentCompany/BankAmount
Annual Retainer (Bank)Bank board$9,000
Meeting Fee (Bank)Regular monthly meeting attendance$750 per meeting
Committee Meeting Fee (Bank)Committee + ALCO meetings$150 per meeting
Annual Retainer (Company)Company board$4,800
Meeting Fee (Company)Regular monthly meeting attendance$400 per meeting
Annual Meeting Fee (Company)Company annual board meeting$150
  • Deferred Compensation Plan: Only McClure and Cummings currently defer board fees; Mason is not listed as a participant .
  • Director Retirement Plan: Participants currently include Leader, McClure, Monroe, Soper, Van Vleet, and Rapholz; Mason is not listed .

Performance Compensation

The 2025 Equity Incentive Plan (subject to stockholder approval) provides initial grants to non-employee directors; vesting is time-based (no disclosed performance metrics for director awards) and includes robust clawback, double-trigger change-of-control protection, and a prohibition on repricing.

ItemDetail
Grant Date (anticipated)On or about February 11, 2025, contingent on stockholder approval
Restricted Stock Award (RSA)1,239 shares to John N. Mason
RSA Dollar Value (for disclosure purposes)$16,107 based on $13.00 per share FMV on 12-17-2024 (valuation basis only; actual grant value depends on grant-date FMV)
Stock Options2,712 options to John N. Mason; exercise price equals FMV at grant date
Vesting Schedule (both awards)20% after one year; then 20% annually over next four years; accelerated on death, disability, or involuntary termination at/after change in control
Change-in-Control TreatmentNo single trigger; requires double trigger (CIC + involuntary termination/good reason) except where awards are not assumed
ClawbackRestatement due to misconduct triggers reimbursement as required; subject to Company clawback policy
RepricingProhibited without stockholder approval
Plan Limits (Directors)Individual: up to 3,615 options; up to 1,446 RSAs per calendar year; all directors aggregate: up to 21,692 options; up to 8,677 RSAs per calendar year

Other Directorships & Interlocks

EntityRoleTenureNotes
Citizens Bank of Cape VincentDirectorUntil 09-16-2022Served until merger with GOVB’s bank on 09-16-2022
  • No other current public company directorships or interlocks disclosed .

Expertise & Qualifications

  • Small-business operations, local market knowledge, and community ties via plumbing business ownership since 1987 .
  • Public service background (25 years corrections officer) adds discipline and risk awareness .
  • Audit oversight experience as an Audit Committee member; audit committee financial expert designation applies to the chair (Rapholz), not Mason .

Equity Ownership

HolderShares Beneficially Owned% of Shares OutstandingPledged?
John N. Mason3,000 <1% (no director/officer >1%) None indicated; “unless otherwise indicated, none of the shares listed are pledged”
  • Group ownership (all directors and executive officers): 34,527 shares; total 3.1% of outstanding as of 12-13-2024 .
  • Insider Trading Policy: Prohibits hedging; prohibits pledging except limited exceptions with demonstrated capacity to repay without resort to pledged securities .
  • Stock ownership guidelines for directors are not specifically disclosed in the proxy; the governance policy includes review of director compensation and orientation/education .

Shareholder Voting Signal (2024 Election)

DirectorFORWITHHELDBroker Non-Votes
John N. Mason300,879 224,197 256,214
  • Auditor ratification (FY2024): FOR 643,059; AGAINST 129,234; ABSTAIN 8,997 .

Conflicts, Related-Party Transactions, and Risk Indicators

  • Loans to directors/executive officers: Permitted under banking regulations; all made in ordinary course on substantially the same terms as comparable third-party loans; performing and compliant as of 09-30-2024 (no unfavorable features). Specific individual loans are not disclosed; independence determinations considered lending relationships and deposit accounts .
  • Policies and Procedures: Audit Committee approves/ratifies related party transactions over $120,000; factors include unaffiliated comparability, size, nature of interest, and conflict risk; interested Audit Committee members abstain from voting .
  • Hedging/Pledging: Prohibited under insider trading policy, with narrow exceptions for pledging and no margin purchases/borrowing against accounts holding Company securities .
  • RED FLAGS: None disclosed specific to Mason (no legal proceedings, tax gross-ups, option repricing, or related-party transactions identified for him in the proxy) .

Compensation Structure Analysis

  • FY2024 board compensation for directors was cash-only; no equity grants in FY2024 for non-employee directors (equity to commence if the 2025 plan is approved) .
  • Deferred Compensation and Director Retirement Plans exist, but Mason is not listed as a participant; reduces guaranteed post-retirement benefits exposure for Mason relative to some peers .
  • 2025 Equity Incentive Plan introduces time-based RSAs and options for directors with clawback and double-trigger CoC provisions; this enhances alignment via at-risk equity without performance metrics disclosed for directors .

Governance Assessment

  • Board effectiveness: Mason contributes local business perspective and serves on the Audit Committee under an experienced chair designated as financial expert, supporting robust financial reporting oversight .
  • Independence & engagement: Independent, attended at least 75% of meetings, and attended the 2024 annual meeting, supporting investor confidence in engagement and oversight .
  • Alignment: Beneficial ownership of 3,000 shares and incoming time-based equity awards (subject to approval) improve alignment; prohibition on hedging/pledging strengthens long-term orientation .
  • Conflicts: Policy framework is strong; loans to insiders occur in the ordinary course and were compliant/performed as of 09-30-2024; no specific related-party transactions identified for Mason .
  • Shareholder signal: 2024 vote shows meaningful support but also notable withhold votes for Mason, meriting continued monitoring of engagement and performance alignment as equity awards commence .

Overall, Mason’s independence, audit committee role, and community-rooted background support board oversight, while the 2025 equity plan adds tangible alignment. No specific red flags for Mason were disclosed; ongoing monitoring of committee attendance, equity award vesting, and any lending relationships remains prudent .