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Timothy Monroe

About Timothy J. Monroe

Timothy J. Monroe, age 72, is an independent director of Gouverneur Bancorp, Inc. and has served on the Board since 1999. He is a veterinarian in private practice and proprietor of Northland Veterinary Hospital in Gouverneur, NY; he previously served as Chairman of the Board from March 2015 to February 2017, bringing long-tenured local leadership and community governance experience to the Board . The Board states all directors other than the CEO are independent under Nasdaq listing standards, which the company voluntarily follows .

Past Roles

OrganizationRoleTenureCommittees/Impact
Gouverneur Bancorp, Inc.Chairman of the BoardMar 2015 – Feb 2017Led the Board during period as Chair
Town of GouverneurElected Councilman24 years (dates not specified)Local government leadership; community ties
Local Public Television Station (unnamed)Board MemberNot disclosedCommunity media governance
Gouverneur EJ Noble HospitalBoard MemberNot disclosedHealthcare governance

External Roles

OrganizationRoleTenureNotes
Northland Veterinary Hospital (Gouverneur, NY)Proprietor; Veterinarian (private practice)CurrentBusiness owner/operator
St. Lawrence County Board of HealthMemberNot disclosedPublic health oversight
St. James Church (Gouverneur)Trustee and Parish Council MemberNot disclosedCommunity leadership

Board Governance

  • Independence: Independent director (Board affirms all non-CEO directors are independent per Nasdaq standards voluntarily followed) .
  • Committee assignments (as of Sept 30, 2024): Chair, Nominating and Corporate Governance Committee; not listed as member of Audit or Compensation .
  • Board and committee attendance: Company and Bank Boards each held 12 regular monthly meetings in FY2024; committees met Audit (4), Compensation (2), Nominating (1). No director attended fewer than 75% of total Board and committee meetings in FY2024 . All directors attended the 2024 annual meeting .
  • Board leadership: Independent Chair separated from CEO (Chair: David C. McClure; CEO: Robert W. Barlow) .
  • Executive sessions/ethics: Corporate governance policy includes convening executive sessions of independent directors and code of ethics for senior officers .

Fixed Compensation

ComponentAmount/DetailSource
FY2024 Cash Fees Earned (Monroe)$28,900
Bank Board annual retainer$9,000
Bank Board meeting fee (regular monthly)$750 per meeting attended
Committee meeting fee (Bank)$150 per committee meeting attended
Quarterly ALCO meeting fee$150 per meeting attended
Company Board annual retainer$4,800
Company Board meeting fee (regular monthly)$400 per meeting attended
Company annual meeting fee$150 per annual meeting attended
Director Voluntary Deferred Compensation PlanAvailable; participation disclosed for McClure and Cummings (not indicated for Monroe)
Directors’ Retirement PlanTarget benefit = 70% of average Board fees (last 3 years) at age 70 with ≥10 years service; Monroe participates

Performance Compensation

Equity ElementGrant DetailsVestingValue/ExerciseNotes
Restricted Stock Awards (expected initial grant, subject to 2025 EIP approval)1,240 shares to Monroe, to be granted on or about Feb 11, 202520% per year, starting 1 year after grant; acceleration on death, disability, or involuntary termination at/after change in controlIllustrative dollar value $16,120 based on $13.00/share as of Dec 17, 2024 (actual grant-date value TBD)Part of automatic initial non-employee director grants under 2025 Equity Incentive Plan
Stock Options (expected initial grant, subject to 2025 EIP approval)2,712 options to each non-employee director20% per year over 5 years; acceleration on death, disability, or involuntary termination at/after change in controlExercise price = FMV on grant date; no repricing permitted without stockholder approvalAutomatic initial grant under 2025 Equity Incentive Plan
Change-in-control termsDouble-trigger vesting (change in control plus involuntary termination/good reason) for awards, except if awards not assumed by acquirer then vest at change in controlAs specifiedAs specifiedApplies plan-wide, including directors
Clawback & policiesSubject to company clawback policy; SOX/Dodd-Frank recovery provisions; insider trading policy prohibits hedging/pledging (with narrow pledge exception)As specifiedAs specifiedGovernance safeguards on equity awards

Performance Metrics Table (Directors)

MetricTarget/DefinitionApplies to Monroe’s director grants?
Performance-based vesting metricsPlan permits performance measures for awardsNot specified for initial director grants; the disclosed director grants are time-based (20%/yr)

Other Directorships & Interlocks

CategoryDisclosure
Current public company boardsNone disclosed in the proxy biography
Private/non-profit/academic boardsCommunity/non-profit roles as listed above; no competitive interlocks disclosed

Expertise & Qualifications

  • Professional background: Veterinarian and local business owner; extensive community and local government service (Town Councilman 24 years; health and hospital boards), providing market-area knowledge and governance exposure .
  • Financial expert designation: Not designated as “audit committee financial expert” (that is Amy M. Rapholz) .
  • Governance role: Chair of Nominating and Corporate Governance Committee (focus on board composition and governance policies) .

Equity Ownership

ItemValueNotes
Beneficial ownership (Monroe)8,334 sharesAs of Dec 13, 2024
Shares outstanding1,107,134As of Dec 13, 2024
Ownership as % of outstanding~0.75%Calculated from 8,334/1,107,134; none of the directors/executives owned >1%
Pledged sharesNone indicated (unless otherwise noted; proxy states none pledged unless indicated)
Options/RSUs outstandingNot disclosed for Monroe as of 12/13/24; initial equity grants to directors expected post 2025 EIP approval
Insider trading/hedging/pledging policyHedging prohibited; pledging prohibited with limited exception requiring demonstrated capacity; no margin purchases

Related-Party and Conflicts Check

  • Loans to directors/executives: Permitted under banking regulations; at 9/30/2024 all such loans were made in ordinary course on substantially the same terms as for unrelated parties, with normal risk and performance status; in compliance with federal banking regulations .
  • Other related-party transactions: None since Oct 1, 2023 involving >$120,000 and a related person’s material interest .
  • Review/approval process: Related-person transactions reviewed/approved by Audit Committee under formal policy; multiple factors considered; conflicted committee members abstain .

Governance Assessment

  • Committee leadership and independence: Monroe chairs the Nominating and Corporate Governance Committee; all key committees are fully independent under Nasdaq standards (voluntarily followed), supporting board effectiveness .
  • Engagement: No director fell below the 75% attendance threshold in FY2024; all directors attended the 2024 annual meeting, indicating baseline engagement .
  • Alignment and incentives: Director compensation was entirely cash in FY2024 for Monroe ($28,900), but a 2025 Equity Incentive Plan proposes initial grants of time-vested RSAs and options to each non-employee director, enhancing equity alignment. Safeguards include minimum vesting, no repricing, double-trigger CoC, and clawback coverage .
  • Tenure and retirement benefits: Very long tenure (director since 1999) and participation in a Directors’ Retirement Plan (target 70% of average fees) are noteworthy for investor monitoring of independence and cost, though they are fully disclosed and within policy .
  • Conflicts: No material related-party transactions disclosed; any director/officer loans are on market terms and compliant; insider trading policy prohibits hedging and generally prohibits pledging, reducing alignment risks .