Total Revenue

+8% [N/A]

Total revenue increased by 8% YoY as a result of the rebound from prior period challenges—where revenue was strained by compressed net interest margins and the loss of one‐time gains—and benefited from improved net interest income factors such as a higher average earning assets base and an enhanced margin (improving from 3.01% to 3.10%) seen in later periods. " " " " " "

Net Interest Income

+9% [N/A]

Net Interest Income grew by 9% YoY driven by an 8% increase in average earning assets and a 9‑basis point improvement in net interest margin, thanks to lower funding costs and favorable hedging outcomes—contrasting with earlier periods when higher funding costs and a 39‑basis point decline in NIM subdued earnings. " " " "

Commercial & Consumer Banking Segments

+7% [N/A]

The Commercial and Consumer Banking segments rose by 7% YoY as balanced performance improvements—increased fee‑based noninterest income and moderate loan growth—offset earlier period challenges such as nonrecurring gains in Q1 2023 and declining deposit margins, reflecting ongoing investments and effective cost management. " " " "

Midwest Region Revenue

+6% [N/A]

Midwest region revenue increased by 6% YoY due to continued strength in local lending and proactive market engagement; building on previous quarter pipeline improvements and targeted regional strategies, the steady growth reflects an improved economic environment in the region. "

Digital Banking & Technology Solutions

+15% [N/A]

Digital banking and technology solutions revenue surged by 15% YoY as a result of robust increases in digital engagement (for example, higher mobile and online logins) that translated into increased payments and cash management fees, underpinning the digital expansion efforts that built on modest gains observed in prior periods. " " "