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Erik Herzfeld

President at Herzfeld Credit Income Fund
Executive

About Erik Herzfeld

Erik M. Herzfeld, age 52, is President and Portfolio Manager of Herzfeld Credit Income Fund, Inc. (NASDAQ: HERZ). He has served as Portfolio Manager of the Fund since 2007 and as President of Thomas J. Herzfeld Advisors, Inc. since 2016, and is nominated to serve as a Class II director of the Fund. Prior roles include quantitative research and trading at Lehman Brothers and JPMorgan, where he served as Vice President in New York and Asia. The Fund reported 16,908,652 shares outstanding as of September 30, 2025; Mr. Herzfeld beneficially owns 640,171 shares (3.79%), with additional shared voting/disposition power over 6,430,939 shares via advisory accounts managed by Thomas J. Herzfeld Advisors, Inc.

Past Roles

OrganizationRoleYearsStrategic Impact
Lehman BrothersQuantitative research and tradingNot disclosedSell-side quantitative research/trading experience applied to portfolio management
JPMorganVice President; quantitative research and trading (New York and Asia)Not disclosedGlobal markets VP experience; quantitative execution across regions
Thomas J. Herzfeld Advisors, Inc.President2016–presentLeads adviser to HERZ; oversight of fund strategy and operations
Herzfeld Credit Income Fund, Inc.Portfolio Manager2007–presentDirect investment management responsibility for the Fund

External Roles

OrganizationRoleYearsStrategic Impact
Strategic Incubation Partners, Inc.Board role (title not disclosed)Not disclosedExternal governance/oversight experience
Jacob Zabara Family FoundationBoard role (title not disclosed)Not disclosedPhilanthropic governance experience

Fixed Compensation

  • The Fund reports director compensation only; executive officer compensation is not disclosed by the Fund. Directors who are current employees or officers of the Fund’s investment adviser are not paid for their service as a director (e.g., Ms. Brigitta S. Herzfeld). Directors and executive officers do not receive pension or retirement benefits from the Fund.
  • As Mr. Herzfeld is an employee and control person of the Adviser, he is an “interested person” under the 1940 Act. Compensation arrangements for his advisory role reside at Thomas J. Herzfeld Advisors, Inc. and are not detailed in the Fund’s proxy.

Performance Compensation

  • Not disclosed in the latest DEF 14A. The proxy does not provide bonus targets, PSU/RSU grants, option awards, performance metric weightings, vesting schedules, or clawback provisions for executive officers.

Equity Ownership & Alignment

MetricValueNotes
Shares outstanding16,908,652As of record date September 30, 2025
Erik M. Herzfeld – beneficial shares640,171Sole voting/disposition power; per Form 4 dated July 2, 2025
Erik M. Herzfeld – % of shares outstanding3.79%Reported by the Fund
Shared voting/disposition power (T.J. Herzfeld & E.M. Herzfeld)6,430,939As portfolio managers of client advisory accounts at Thomas J. Herzfeld Advisors, Inc.
Combined % for shared block13.63%Reported by the Fund
Execs and directors as a group7,181,444 (42.47%)Aggregate beneficial ownership
  • No disclosure regarding hedging/pledging policies in the proxy; no mention of stock ownership guidelines or compliance status for executives.

Employment Terms

  • Status: Mr. Herzfeld is an “interested person” due to his role and control person status at Thomas J. Herzfeld Advisors, Inc., the Fund’s investment adviser.
  • Board nominee: The Board nominated Mr. Herzfeld to stand for election as a Class II director at the November 20, 2025 Annual Meeting. If elected, he would serve until his successor is elected and qualified.
  • Governance context: Chairperson of the Board is an Independent Director (Cecilia L. Gondor). All Board committees (Audit; Nominating and Governance) are composed solely of Independent Directors; Board met four times in FY ended June 30, 2025 and each director attended ≥75% of meetings.

Investment Implications

  • Alignment: A direct 3.79% stake plus shared power over a 13.63% block via advisory accounts indicates substantial economic alignment and influence; insider selling pressure risks are not assessable from the proxy due to lack of transaction detail beyond the Form 4 ownership statement.
  • Compensation transparency: Executive pay-for-performance levers (salary/bonus/equity awards, metrics, vesting, severance, CoC terms, clawbacks) are not disclosed at the Fund level; investors should evaluate Adviser-level disclosures or Form ADV for incentives and conflicts.
  • Governance/retention: Long-serving Portfolio Manager since 2007 with deep quantitative markets background suggests continuity of execution; independent committee structure provides oversight, but as an “interested” director and control person of the Adviser, related-party dynamics warrant monitoring.