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Dennis Archer Jr.

About Dennis W. Archer, Jr.

Dennis W. Archer, Jr. (age 55) has served on Independent Bank Corporation’s board since October 2020. He holds a law degree from the University of Michigan and is Founder & CEO of Sixteen42 Ventures, parent to Ignition Media Group and Archer Corporate Services (ACS); he also leads Congress Hospitality, creator and managing partner of Central Kitchen + Bar. Prior service includes directorship at Main Street Bank, where he served on the audit, loan, and CRA committees, bringing entrepreneurial, marketing, and community-banking experience to IBCP’s board .

Past Roles

OrganizationRoleTenureCommittees/Impact
Main Street BankDirectorPrior to IBCP board service (dates not disclosed)Audit, Loan, CRA committees; community banking experience

External Roles

OrganizationRoleTenureNotes
Sixteen42 VenturesFounder & CEONot disclosedParent to Ignition Media Group and ACS; entrepreneurial leadership
Ignition Media GroupCEO (within Sixteen42)Not disclosedIntegrated marketing agency
Archer Corporate Services (ACS)President & Founding PartnerNot disclosedMarketing fulfillment firm serving GM, P&G, J&J, Prestige Brands, Blue Buffalo
Congress Hospitality / Central Kitchen + BarManaging PartnerNot disclosedHospitality venture

Board Governance

  • Independence: The board determined Archer is an “Independent Director” under Nasdaq Rule 5605(a)(2); he meets committee independence requirements; no family relationships noted among directors/executives .
  • Committees: Audit Committee (members: Cok—Chair, Archer, Kruse; met 7 times in 2024); Nominating & Corporate Governance Committee (members: Boer—Chair, Beia, Archer, Budden; met 2 times in 2024) .
  • Attendance: All directors attended the 2024 annual shareholder meeting; each director attended at least 75% of board/committee meetings on which they served during 2024 .
  • Election Results (2025 Annual Meeting): Archer received 17,167,845 For; 262,192 Against; 25,642 Withheld; 1,579,944 Broker Non-Votes .

Fixed Compensation

Component2024 Amount
Annual Director Retainer$68,000
Chair Fees (Board / Audit / Comp / Nominating)$36,500 / $10,400 / $6,250 / $6,250 (only payable to chairpersons; Archer is not a chair)
Meeting FeesNone (no per-meeting fees; compensation via retainers)
Archer – Fees Earned/Paid (Cash / Stock / Total)$67,250 / $— / $67,250
Director Ownership GuidelineMust own at least $300,000 in market value of IBCP stock within five years of joining the board

Policy note: Half of the combined retainer is paid in cash and half in stock under the Deferred Compensation and Stock Purchase Plan until a director achieves ownership guidelines; after reaching guidelines, directors may elect cash or other forms under the Purchase Plan . The Purchase Plan supports deferral into cash and stock accounts, with deferred stock units credited at 90% of fair market value and dividend equivalents; distributions generally occur post-board service .

Performance Compensation

ItemDisclosure
Stock Options (Director grants)No stock options granted to directors in 2023; none approved/granted to date in 2024 at that time
Performance Metrics for Director PayNot disclosed; director compensation structured as retainers and equity/deferred stock purchase plan, without performance targets

Other Directorships & Interlocks

CategoryDetails
Current Public Company Boards (other than IBCP)None disclosed
Prior Public Company BoardsNot disclosed in proxy; prior board service at Main Street Bank (private)
Compensation Committee InterlocksNone requiring disclosure in 2024

Expertise & Qualifications

  • Legal training (law degree, University of Michigan); entrepreneurial leadership across marketing, fulfillment, and hospitality; prior bank board committee experience (audit, loan, CRA) underpinning risk oversight and governance contributions .
  • Audit Committee membership; Audit Committee Financial Expert designation is held by Cok (not Archer) .

Equity Ownership

MetricAs of Feb 21, 2025
Beneficial Ownership – Common Shares11,000 (0.05%)
Including Certain Deferred Shares (Purchase Plan trust)17,195 (0.08%)
Directors’ Deferred Shares Held in Trust (aggregate)168,049 shares held in trust for future issuance to directors under the Purchase Plan

Notes: Deferred shares are not deemed “beneficially owned” until issuance; presented separately due to materiality for some directors .

Insider Trades (Form 4 – 2023–2025)

Transaction DateTypeSecurityQuantityPricePost-Txn Units/SharesCitation
2025-08-15Award (A)Phantom Stock Units52.19$0.006,297.08 units
2025-05-15Award (A)Phantom Stock Units49.46$0.006,244.89 units
2025-02-14Award (A)Phantom Stock Units44.96$0.006,195.43 units
2024-11-15Award (A)Phantom Stock Units38.95$0.006,150.47 units
2024-08-15Award (A)Phantom Stock Units44.11$0.006,111.52 units
2024-05-13Award (A)Phantom Stock Units55.69$0.006,067.41 units
2024-02-15Award (A)Phantom Stock Units56.94$0.006,011.72 units
2023-11-13Award (A)Phantom Stock Units65.06$0.005,954.78 units
2023-10-01Award (A)Phantom Stock Units492.25$0.005,889.72 units
2023-08-14Award (A)Phantom Stock Units59.92$0.005,397.47 units
2023-07-01Award (A)Phantom Stock Units532.30$0.005,337.55 units
2023-05-15Award (A)Phantom Stock Units67.88$0.004,805.25 units
2023-04-01Award (A)Phantom Stock Units508.03$0.004,737.37 units
2023-02-24Award (A)Phantom Stock Units43.04$0.004,229.34 units
2023-05-04Purchase (P)Common Stock1,000$15.57611,000 shares
2023-03-15Purchase (P)Common Stock1,500$17.80610,000 shares
2023-03-13Purchase (P)Common Stock1,500$19.1568,500 shares

Say-on-Pay & Shareholder Feedback

ProposalForAgainstAbstainBroker Non-Votes
2025 Advisory Vote on Executive Compensation17,146,155261,50848,0161,579,944

Related Party Transactions

  • The company’s directors and executive officers (and associates) had ordinary-course banking relationships in 2024; loans totaled $3,938,000 at year-end, equal to 0.9% of shareholders’ equity, on substantially the same terms as those available to non-related customers; no unfavorable features were noted .
  • Section 16(a) filings: All timely in 2024 except one late sale report (Mr. Daniel) and one late gift report (Mr. Boer); no late filings disclosed for Archer .

Governance Assessment

  • Positives:
    • Independent director with audit and nominating/governance committee service; audit committee met 7 times, indicating active oversight cadence .
    • Strong shareholder support in 2025 director election (17.17M For vs. 0.26M Against) .
    • Clear director ownership guideline ($300,000 within five years) and structured deferral program aligning director pay with equity exposure; Archer’s fee election in 2024 was all cash, consistent with policy flexibility after guideline attainment (company provides discretion upon compliance) .
    • No compensation committee interlocks requiring disclosure; no adverse related-party loan terms .
  • Watch items / potential flags:
    • Compliance status with the $300,000 ownership guideline is not explicitly disclosed; beneficial ownership is 11,000 shares with an additional 6,297 phantom stock units accrued by Aug 2025 (phantom units are not common shares and may have different settlement features) .
    • Not designated as Audit Committee Financial Expert (committee chair Cok holds that designation); continued committee participation should be monitored for financial oversight depth .

Overall, Archer’s independent status, committee assignments, and consistent engagement support board effectiveness. Shareholder support levels and ordinary-course related-party lending practices reduce governance risk; lack of explicit ownership guideline compliance disclosure warrants monitoring against the $300,000 threshold .