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Elizabeth E. McShane

Chief Financial Officer, Treasurer and Secretary at LENDWAY
Executive

About Elizabeth E. McShane

Elizabeth “Biz” E. McShane, age 47, has served as Chief Financial Officer, Treasurer, and Secretary of Lendway (LDWY) since May 20, 2024, after her appointment on May 2, 2024 . She previously led corporate controllership and SEC reporting functions at Regis Corporation and Heidrick & Struggles, with a public accounting foundation at KPMG (and earlier at Arthur Andersen), and holds BBA and MS Accountancy degrees from the University of Notre Dame’s Mendoza College of Business . During her tenure, LDWY has presented “Pay versus Performance” disclosures showing company TSR tracking and net income trends, providing context for compensation alignment and financial outcomes .

Past Roles

OrganizationRoleYearsStrategic Impact
Regis CorporationVice President & Corporate ControllerSince Oct 2021Oversaw accounting, tax, reporting, and risk management
Regis CorporationAssociate Vice President, Consolidations, Technical Accounting & Reporting2018 – Oct 2021Led consolidations and technical accounting; SEC reporting oversight
Heidrick & StrugglesDirector of SEC ReportingNot disclosedHoned SEC reporting skills
KPMGAudit (Public Accounting)Not disclosedBuilt foundational public accounting experience
Arthur AndersenPublic AccountingNot disclosedEarly-career public accounting experience

External Roles

None disclosed .

Fixed Compensation

ComponentFY 2024TP 6/30/2025
Base Salary ($)$134,135 $112,500
Actual Bonus Paid ($)$66,399 $73,125
Stock Awards ($)$0 $0
All Other Compensation ($)$2,383 (401(k) match) $0
Salary RateTarget Bonus % (Quarterly)Max Bonus % (Quarterly)
$225,000 annual base salary 35% of base salary paid for the quarter 65% of base salary paid for the quarter

Notes:

  • Quarterly cash incentive is discretionary, set by the Governance, Compensation & Nominating (GCN) Committee and/or Board against management-proposed, Board-approved targets; no guaranteed minimum .
  • No changes were made to NEO base salaries during FY2024 and during the Transition Period ended 6/30/2025 .

Performance Compensation

Incentive TypeMetricWeightingTargetActualPayoutVesting
Discretionary quarterly cash incentiveBoard-approved performance targets (unspecified) Not disclosed35% of quarterly base; max 65% FY2024: Not disclosed by quarter FY2024 total bonus $66,399 Paid shortly after quarter earned (per agreement)
Discretionary quarterly cash incentiveBoard-approved performance targets (unspecified) Not disclosed35% of quarterly base; max 65% TP 6/30/2025: Not disclosed by quarter TP 6/30/2025 total bonus $73,125 Paid shortly after quarter earned (per agreement)

Additional policies:

  • Compensation recoupment/clawback: For restatements due to material noncompliance, the Board may recover compensation paid in excess of amounts based on corrected results, up to three prior fiscal years; conforming to applicable law and exchange rules .
  • No NEO pension participation (impacts CAP calculation in pay-versus-performance) .

Equity Ownership & Alignment

ItemStatus
Total beneficial ownership (as of Sept 24, 2025)0 shares
Ownership as % of shares outstandingNot disclosed; likely <1% given 0 shares
Vested vs. unvested sharesNone disclosed
Options (exercisable/unexercisable)None disclosed
ESPP eligibilityEligible to participate; ESPP discount 85% of market value first/last day of period; plan availability detailed
Shares pledged/hedgingNot disclosed (Insider Trading Policy referenced in filings)
Equity grants (RSUs/PSUs/options)None disclosed for McShane in outstanding awards table (Philp disclosed)

Employment Terms

TermDetail
Start DateEffective May 20, 2024
Contract Term LengthInitial 2-year term from Start Date; auto-renewal for successive 1-year terms unless 90-day prior written non-renewal notice
At-will StatusEmployment at-will; termination events defined (resignation, abandonment, cause, death, disability)
Severance (without Cause)Six months of base salary paid in installments, plus employer portion of COBRA premiums for up to six months; each increases by one month per full year of service beyond year one, up to 12 months
Change-in-Control EconomicsSection 280G “best-net” cutback to avoid 4999 excise tax if applicable; ordering of reductions specified (cash, vesting, deferred compensation)
Clawback (Recoupment)Up to three years’ recovery for compensation based on erroneous financials; Board discretion; conforms to law/exchange rules
Non-CompeteNot disclosed
Non-Solicit12 months post-termination: no solicitation of customers, prospects, employees, or business relations; injunction remedies available
Garden LeaveNot disclosed
Post-termination consultingNot disclosed
Arbitration/MediationMediation optional; litigation venue Minnesota state/federal courts; each party bears own costs
Tax Gross-upsNone; utilizes 280G best-net approach, not gross-up

Performance & Track Record (Company Context)

MeasureFY 2022FY 2023FY 20242025 Transition Period (2025T)
Total Stockholder Return – value of initial fixed $100 investment$33.84 $19.97 $21.01 $21.79
Net Income (Loss) ($000s)$10,046 $2,414 $(6,677) $1,969

Notes:

  • The Pay vs Performance framework shows CAP calculations and TSR trends; average other NEOs include McShane for FY2024 and 2025T .
  • 2024 say-on-pay approval ~95.7% indicates strong shareholder support for executive pay design .

Investment Implications

  • Alignment and selling pressure: McShane had no disclosed equity grants and held 0 shares as of Sept 24, 2025, implying low near-term insider selling pressure but also limited direct equity alignment unless ESPP participation or future awards occur .
  • Incentive design: Quarterly discretionary cash incentives (35% target, 65% max per quarter) allow responsive pay-for-performance, but absence of disclosed metrics/weights reduces transparency; clawback recoupment provisions strengthen governance discipline .
  • Retention risk: Contractual severance (6–12 months scaling with tenure) and 12-month non-solicit reduce abrupt departure risk; at-will status and absence of guaranteed equity incentives may modestly elevate long-term retention considerations versus equity-heavy plans .
  • Governance and shareholder support: High say-on-pay approval (95.7%) suggests investors currently support the compensation approach; continued disclosure of performance targets would enhance pay-performance credibility as LDWY’s TSR and net income trends evolve .