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Marie D. Reynolds

Director at Lument Finance Trust
Board

About Marie D. Reynolds

Marie D. Reynolds, age 58, has served on Lument Finance Trust’s board since June 15, 2022 and is designated by Lument Investment Holdings, LLC (“Lument IH”) under a director designation agreement dated April 26, 2022 . She is CFO and COO of Boston Financial Investment Management, LP, a leader in affordable housing, with over 35 years of financial services experience; she holds an MBA from Suffolk University and a B.B.A. from Siena College . She is classified by LFT as an executive director (not independent) due to her employment with an affiliate of the Manager .

Past Roles

OrganizationRoleTenureCommittees/Impact
Boston Financial Investment Management, LPChief Financial Officer2014–present Sets financial and organizational policies; member of Executive Committee & Investment Committee
Boston Financial Investment Management, LPChief Operating Officer2020–present Strategic direction, organization-wide policy impact
Boston Financial Investment Management, LPExecutive Vice President & Director of Finance, Reporting & Treasury2009–2014 Finance, reporting, treasury leadership
Boston Financial (under Lend Lease and MuniMae ownerships)Business Unit Controller1999–2009 Business unit finance leadership
Boston FinancialAssistant Controller; Senior Financial Analyst1995–1999 Corporate reporting; analysis
Liberty Real Estate GroupFinancial reporting functions1989–2005 Financial reporting experience
Lehman BrothersFinancial reporting functions1989–2005 Financial reporting experience

External Roles

OrganizationRoleTenureCommittees/Impact
Boston Financial Investment Management, LPCFO & COO2014–present (CFO); 2020–present (COO) Executive Committee and Investment Committee member; participant in ORIX USA parent-sponsored initiatives

Board Governance

ItemDetail
Independence statusExecutive Director (not independent)
Committee membershipsNone of the standing committees; LFT’s standing committees (Audit, Compensation, Nominating) are composed exclusively of independent directors
Committee chair rolesNone
Board meeting attendance (2024)No director attended fewer than 75% of board and applicable committee meetings
Annual meeting attendance (2024)All directors attended the June 13, 2024 annual meeting
Years of service on LFT boardDirector since June 15, 2022
Designation & tenure termsNominee designated by Lument IH under director designation agreement; designation right expires if Lument IH ownership falls below 5%
Lead Independent Director & executive sessionsLead Independent Director: William A. Houlihan; independent directors hold executive sessions chaired by the Lead Independent Director

Fixed Compensation

Component2024 AmountNotes
Annual retainer (cash)$0 Executive directors receive no cash or equity compensation for board service
Committee membership fees$0 Standing committees are independent-only; not applicable
Committee chair fees$0 Not applicable
Meeting fees$0 No meeting fees disclosed for executive directors
Equity director grants$0 Executive directors receive no equity compensation

Performance Compensation

Award TypeGrant Details2024 ValuePerformance Metrics
RSUs/PSUsNone granted to executive directors$0 None applicable (no compensation)
OptionsNone granted to executive directors$0 None applicable (no compensation)
Deferred stock unitsNone granted to executive directors$0 None applicable (no compensation)

Executive directors (including Ms. Reynolds) receive no cash or equity compensation for board service, so no performance-linked metrics apply .

Other Directorships & Interlocks

EntityRelationshipDetails / Potential Conflict
Lument Investment Holdings, LLCDesignating stockholderHolds 14,318,614 shares (27.4%) as of Apr 15, 2025; designated Ms. Reynolds as a board nominee; designation right expires when ownership <5%
Lument Real Estate Capital Holdings, LLC (“Lument”)Manager affiliateCEO (and LFT Chairman) is James P. Flynn; Lument is an ORIX USA subsidiary; extensive related-party arrangements described in proxy
Boston Financial Investment Management, LPEmployerORIX USA subsidiary; Ms. Reynolds is CFO/COO and on Executive & Investment Committees; shared parent affiliation with LFT’s Manager (ORIX USA)

Related-party transactions overview:

  • Manager collateral management roles (fees waived) and absorption of ~$1.1 million debt issuance costs in 2023 for LMF 2023-1 .
  • Servicing/special servicing by Lument Real Estate Capital, LLC for certain assets; fees arrangements disclosed .
  • Purchases of two investments at par totaling $45.4 million from Lument Structured Finance, LLC in 2024 .
  • Director designation agreement with Lument IH governing nominee rights .

Expertise & Qualifications

  • 35+ years of financial services experience with deep LIHTC/affordable housing domain knowledge; CFO/COO leadership at Boston Financial .
  • MBA (Suffolk University) and B.B.A. (Siena College) .
  • Executive Committee and Investment Committee membership at Boston Financial; organization-wide policy setting and strategic direction .

Equity Ownership

HolderShares of Common Stock Owned% of OutstandingVested vs. UnvestedPledged
Marie D. ReynoldsNot applicableNone pledged for any directors/executives

Notes:

  • Beneficial ownership table reports “—, —” for Ms. Reynolds, indicating no shares reported; 52,324,472 shares outstanding at Apr 15, 2025 .
  • The proxy states that none of the shares beneficially owned by any directors or executive officers are pledged as security .

Governance Assessment

  • Independence and committee structure: Ms. Reynolds is an executive director (not independent) and, consistent with LFT’s policy that committees are comprised exclusively of independent directors, does not sit on Audit, Compensation, or Nominating committees—mitigating direct influence over oversight functions .
  • Attendance and engagement: Board met four times in 2024; no director fell below 75% attendance, and all directors attended the 2024 annual meeting—positive engagement signal .
  • Compensation and alignment: She receives no cash or equity compensation for board service, and the beneficial ownership table shows no reported share ownership—limited visible “skin in the game” alignment; executive directors’ no-comp policy reduces pay-driven conflicts but absence of ownership can be viewed as a signal to monitor .
  • Interlocks and potential conflicts: She is designated by Lument IH, a 27.4% stockholder, and employed by Boston Financial (an ORIX USA subsidiary), while LFT’s Manager (Lument) is also an ORIX USA subsidiary—creating a network of affiliations and related-party transactions that warrant heightened governance scrutiny; designation rights persist until Lument IH ownership drops below 5% .
  • Compliance: Section 16(a) reporting compliance was timely for 2024, indicating orderly insider reporting processes .

RED FLAGS to monitor:

  • Major stockholder designation and affiliate network (Lument/ORIX USA/Boston Financial) with ongoing related-party transactions .
  • No reported personal share ownership in LFT by Ms. Reynolds per the beneficial ownership table .

Mitigants:

  • Independent-only committee composition and a Lead Independent Director structure with executive sessions support oversight .
  • Attendance metrics and annual meeting participation suggest active engagement .