Sign in

You're signed outSign in or to get full access.

Miltom E. Petty

Director at Live Oak Bancshares
Board

About Miltom E. Petty

Independent director (age 73) serving since August 2010; Audit Committee financial expert with over 50 years as a licensed CPA. Currently Executive Vice President (previously 45-year CFO) at Carolina Hosiery Mills, Inc.; BS in Business Administration from UNC–Chapel Hill. Serves on Audit and Compensation Committees; identified as independent under NYSE standards.

Past Roles

OrganizationRoleTenureCommittees/Impact
Carolina Hosiery Mills, Inc.Chief Financial Officer (prior), Executive Vice President (current)CFO for 45 years; EVP currentDeep accounting/finance experience; Audit Committee financial expert for LOB

External Roles

OrganizationRoleTenureNotes
Trust Company of the SouthDirectorSince August 2013Private company board; not a public-company directorship
Carolina Hosiery Mills, Inc.Executive Vice PresidentCurrentPrivately held manufacturing and real estate firm

Board Governance

  • Committee assignments: Audit Committee member; Compensation Committee member; not a committee chair. Audit Committee chaired by Yousef A. Valine; Compensation Committee chaired by William H. Cameron. Risk Committee chaired by Diane B. Glossman; Nominating and Corporate Governance Committee chaired by David G. Lucht.
  • Audit Committee financial expert designation for Petty (and Glossman).
  • Independence: Independent director (Board deems all directors other than Mahan, Underwood, Williams to be independent).
  • Board/committee engagement: Board met 6 times in 2024; all incumbent directors attended at least 75% of Board and committee meetings; independent directors hold executive sessions.
  • Leadership structure: CEO serves as Chair; no Lead Independent Director.

Fixed Compensation

Component2024 Detail
Cash fees$59,000 fees earned/paid in cash (excludes voluntary forfeiture of $15,000 retainer in Q1)
Annual RSU grant2,327 RSUs granted May 21, 2024; grant date fair value $82,725; vests May 1, 2025
OptionsNone outstanding for non-employee directors in 2024
Director fee frameworkAnnual retainer $60,000; chair fees: Audit ($25,000), Risk ($20,000), Compensation ($18,000), Nominating ($13,000); Bank Directors Loan Committee membership ($12,000)

Performance Compensation

ElementMetricsVesting/Terms
Director RSUs (May 21, 2024 grant)No performance metrics disclosed; time-based RSUs2,327 RSUs vest on May 1, 2025; grant value $82,725
Non-equity incentive planNone for directors in 2024Not applicable

Other Directorships & Interlocks

TypeCompanyRolePublic/PrivateInterlock/Conflict Notes
CurrentTrust Company of the SouthDirectorPrivateNo public-company interlocks disclosed for nominees
CurrentCarolina Hosiery Mills, Inc.EVPPrivateEmployment role outside LOB; no related-party transactions disclosed with this entity

Expertise & Qualifications

  • CPA, >50 years; Audit Committee financial expert designation.
  • Long-tenured CFO experience; deep familiarity with accounting standards and financial reporting.
  • BS in Business Administration (UNC–Chapel Hill).

Equity Ownership

MetricValue
Shares beneficially owned125,566 shares; less than 1% of outstanding
Unvested director RSUs2,327 RSUs (granted May 21, 2024; vest May 1, 2025)
Options (exercisable/unexercisable)None disclosed for Petty
Pledged sharesNo pledges disclosed for Petty; pledging disclosed for other directors (e.g., Mahan and Williams)
Hedging policyCompany prohibits hedging by directors; pledging permitted with pre-clearance/reporting to Audit Committee

Governance Assessment

  • Strengths: Independence; Audit and Compensation Committee membership; Audit Committee financial expert designation; at least 75% meeting attendance among directors; director RSU grants align compensation with equity.
  • Alignment signals: Non-employee directors voluntarily forfeited $15,000 in Q1 2024 retainers; standard RSU grants with time-based vesting.
  • Potential conflicts: Son-in-law (James J. Hughes) employed by Bank with 2024 total cash compensation $280,882; company states family employees are adults, do not share home, and compensation/benefits consistent with similarly situated employees. Monitor but structured under standard policies.
  • Board-level risk considerations: No Lead Independent Director; company allows share pledging (with controls); Audit Committee oversees related-person transactions and pledging oversight; loans to insiders subject to Reg O and at market terms.
  • Interlocks: No public-company directorships among nominees, reducing external public interlocks.

RED FLAGS to monitor: Family member employment (standardized treatment disclosed); permissive pledging policy at company level (though no Petty pledges disclosed); absence of Lead Independent Director.