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Kenneth E. Jones

Director at MIDDLEFIELD BANC
Board

About Kenneth E. Jones

Kenneth E. Jones is an independent director of Middlefield Banc Corp., age 76, serving on the board since 2008 with his current term expiring at the 2026 annual meeting; he is a retired financial executive with a B.S. in Nuclear Engineering (University of Virginia, 1970) and an M.B.A. (University of Virginia, 1972), and is licensed as a CPA in Ohio (inactive) . The board has determined he is independent under Nasdaq Rule 5605(a)(2) and SEC Rule 10A-3(b)(1)(ii), and he is designated an Audit Committee Financial Expert .

Past Roles

OrganizationRoleTenureCommittees/Impact
Applied Innovation, Inc. (NASDAQ, Dublin, OH)Director; Chairman of Audit CommitteeNot disclosedLed audit oversight; contributed financial expertise
Middlefield Banc Corp.Audit Committee ChairService ended May 15, 2024Chaired audit oversight; transitioned chair role in May 2024

External Roles

OrganizationRoleTenureCommittees/Impact
Jefferson Township, Franklin County, OhioElected Fiscal OfficerSince May 2004Local government financial stewardship

Board Governance

  • Committee memberships: Audit Committee member; Compensation Committee member; prior Audit Committee Chair (service ended May 15, 2024) .
  • Independence: Board determined all directors other than the CEO (Mr. Zimmerly) are independent; Jones is independent; Audit Committee members (including Jones) meet Nasdaq and SEC independence standards .
  • Board activity and attendance: The board met six times in 2024; each director attended at least 75% of board and committee meetings during their service; eleven of twelve directors attended the 2024 annual shareholder meeting (individual attendance by director not named) .
  • Leadership structure: Independent Chairman of the Board (William J. Skidmore) reflects separation of Chair and CEO roles; risk oversight primarily through committees, including Audit and Compensation .
  • Director age policy: Upon attaining age 75, a director may complete the current term but may not stand for election to an additional term; Jones is 76 with term expiring 2026 (implies planned turnover) .

Fixed Compensation

Component (2024)Amount ($)
Fees Earned or Paid in Cash29,625
Stock Awards15,600
All Other Compensation900 (Central Ohio Regional Advisory Board service)
Total46,125
Director Program Elements (2024)Detail
Board/Committee meeting fees$750 per meeting (Middlefield and bank)
Chairman of Board additional pay$15,000 annual (company)
Committee Chair additional payAudit and Compensation: $3,000; Corporate Governance and Nominating and Executive: $2,000 (company)
Bank director monthly cash retainer$750 per month
Bank director equity grants~$15,600 annual, split Jan/Jul; Jan 2, 2024: 240 shares at $32.37; Jul 1, 2024: 324 shares at $24.05
Other board service fee$900 for Central Ohio Regional Advisory Board
2024 Director Equity Grants (Jones)SharesPrice/ShareGrant DateFair Value ($)
Bank director grant #1240 32.37 Jan 2, 2024 7,769
Bank director grant #2324 24.05 Jul 1, 2024 7,800
Total annual equity value15,600

Performance Compensation

Performance-Linked Components for DirectorsMetricsVesting/Terms
None disclosed for non-employee directors’ annual board compensation; director equity grants function as retainer stock (not performance-contingent)N/A Grants recorded at grant-date value; no options granted since 2011 (executive context); non-employee directors eligible for certain award types under the 2017 Omnibus Equity Plan

Other Directorships & Interlocks

CompanyStatusRoleNotes
Applied Innovation, Inc.Prior public company boardDirector; Audit Committee ChairFormer role; technology firm; no current interlocks disclosed
Other current public company boardsNone disclosed

Expertise & Qualifications

  • Audit Committee Financial Expert designation; CPA (Ohio, inactive), with deep financial oversight experience .
  • Technical and financial education: B.S. Nuclear Engineering (1970) and M.B.A. (1972), both from the University of Virginia .
  • Long-standing public sector fiscal role (Jefferson Township Fiscal Officer since May 2004) .

Equity Ownership

HolderShares Beneficially OwnedNotesPercent of Stock
Kenneth E. Jones19,474 Includes 2,154 shares held by spouse Does not exceed 1%
Shares Outstanding (record date)8,081,193 Record date March 14, 2025
Ownership Alignment PoliciesRequirement / Status
Director stock ownership guideline≥4x yearly base compensation (bank director cash retainer + equity grants) within 4 years; directors with ≥4 years of service met the guidelines as of Mar 14, 2025
Hedging/derivativesProhibited (no short selling, puts/calls, zero-cost collars, etc.)
Pledging/marginProhibited (no margin accounts or pledging shares)
Insider trading windowsDirectors may transact only in open windows, subject to policy

Insider Trades and Section 16(a) Compliance

ItemDisclosure
Section 16(a) filings for JonesNo delinquencies disclosed for Jones; company noted untimely filings for certain other individuals in 2023–2024, not including Jones
Insider trading policyProhibits hedging, short-selling, derivatives, margin accounts, and pledging; requires trading only in open windows

Governance Assessment

  • Strengths: Independent director with Audit Committee Financial Expert designation; prior Audit Committee Chair; serves on Audit and Compensation Committees; robust anti-hedging/anti-pledging policy and director ownership guidelines, with directors of ≥4 years in compliance; Compensation Committee engages independent consultant (Meridian) for pay practices and peer group calibration .
  • Engagement: Board met six times; each director attended ≥75% of combined board and committee meetings; broad committee-based risk oversight structure .
  • Potential conflicts/related-party exposure: Company disclosed a 2024 commercial real estate loan >$120,000 to an entity in which a director had a material ownership interest (terms deemed ordinary course); the specific director was not identified—monitor for any future specificity and recurrence; independence determinations consider loan/deposit relationships consistent with Nasdaq rules .
  • Transition risk: Age 75 retirement policy means Jones (age 76) can complete his current term through 2026 but is ineligible for reelection thereafter, implying upcoming loss of seasoned audit expertise and committee continuity; succession planning processes are board-level and ongoing .
  • RED FLAGS: None specific to Jones disclosed (no hedging/pledging permitted, no related-party transactions identified for Jones, no Section 16(a) issues reported for him). Company-level watchpoint: unnamed director related-party loan in 2024 warrants continued monitoring for potential conflicts .