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Sara Schmidt

Director at MERCANTILE BANK
Board

About Sara A. Schmidt

Sara A. Schmidt (age 43) joined Mercantile Bank Corporation’s Board in January 2025 and has served on the Bank’s Board since 2023. She is the Chief Information Security Officer (CISO) at US Foods, leading enterprise cybersecurity, business continuity, technology risk (including AI), and IT compliance; she also sits on the Technology Leadership Team at US Foods, focusing on secure technology access for employees and customers . The Board determined all directors, except the CEO, are independent under NASDAQ rules; therefore, Schmidt is independent .

Past Roles

OrganizationRoleTenureCommittees/Impact
US FoodsChief Information Security Officer (CISO)Not disclosedLeads cybersecurity strategy, incident response, risk mitigation (including AI), and IT compliance
US FoodsTechnology Leadership Team memberNot disclosedOversees secure technology access to employees and customers

External Roles

OrganizationRoleTenureNotes
US FoodsTechnology Leadership TeamNot disclosedSenior leadership role, not a board directorship

Board Governance

  • Independence: Board affirmed independence for all directors except the CEO; Schmidt is independent .
  • Committee assignments (as of March 17, 2025): Audit Committee member; no Compensation or Governance & Nominating assignments .
  • Committee chair dynamics: Audit chaired by Amy L. Sparks; Compensation chaired by Michelle L. Eldridge; Governance & Nominating chaired by David B. Ramaker .
  • Executive Sessions: Independent directors hold at least two per year; Executive Session Facilitator is Michael S. Davenport .
  • Attendance: In 2024, all directors (then-serving) attended at least 78% of Board and Committee meetings; the Board met eight times. Committee meetings in 2024: Audit (4), Compensation (7), Governance & Nominating (4) .
CommitteeSchmidt Role2024 MeetingsChair
AuditMember 4 Amy L. Sparks
CompensationNone 7 Michelle L. Eldridge
Governance & NominatingNone 4 David B. Ramaker

Fixed Compensation

  • Structure: Directors receive an annual retainer split 50% cash and 50% in common stock (issued near the annual meeting), with higher retainers for chair roles and for the Chairman of the Board .
  • Attendance gate: Directors failing to meet 85% attendance do not receive the fourth-quarter cash payment .
RoleRetainer Value (Jan 1, 2024)Retainer Value (Jun 1, 2024)Retainer Value (Jan 1, 2025)
Non-Chair Director$60,300 $75,300 $75,300
Audit Chair$71,800 $86,800 $86,800
Compensation Chair$68,600 $83,600 $83,600
Governance & Nominating Chair$65,300 $82,100 $82,100
Chairman of the Board$90,300 $110,300 $110,300

Note: The 2024 director compensation table lists amounts for then-serving directors; Schmidt joined in 2025, so no 2024 amounts are disclosed for her .

Performance Compensation

  • None disclosed for directors (no PSUs/RSUs or options for non-employee directors); equity is paid as common stock equal to 50% of the annual retainer value .

Other Directorships & Interlocks

CategoryDetails
Current public company boardsNone disclosed
Committee interlocksCompany disclosed no compensation committee interlocks in 2024

Expertise & Qualifications

  • Cybersecurity governance: Leads enterprise cybersecurity program and incident response policies; Board receives regular CISO reporting and meets at least annually with the CISO on cybersecurity .
  • Technology risk oversight: Experience in AI risk mitigation and IT compliance; aligns with Board’s technology and information security skill set .
  • Business continuity: Enterprise continuity expertise supporting bank operational resilience .

Equity Ownership

HolderShares Beneficially Owned% of ClassAs of
Sara A. Schmidt120 <1% March 17, 2025

Alignment policies:

  • Anti-hedging/anti-pledging: Directors prohibited from hedging and short sales; pledging requires Governance & Nominating Committee approval .
  • Ownership guidelines: The Compensation Committee sets stock ownership guidelines for Directors and Executives (specific director multiples not disclosed in 2025 proxy) .

Insider Trades

ItemDisclosure
Section 16(a) complianceAll 2024 insider reports were timely filed

Governance Assessment

  • Positives: Independent director with deep cybersecurity and technology risk expertise; adds oversight strength in a critical risk area for banks. Female leadership chairs on Audit and Compensation committees and structured executive sessions enhance governance quality .
  • Alignment: Director pay includes stock awards equal to 50% of the retainer, supporting ownership alignment; anti-hedging/anti-pledging policies further protect shareholder interests .
  • Engagement/attendance controls: Attendance threshold embedded in compensation; Board recorded strong attendance and active committee work in 2024 (baseline governance rigor) .
  • Watch items: Current personal share ownership is modest (120 shares); monitor future stock grants via director retainer and any changes in pledging approvals to assess alignment trajectory .
  • Conflicts: No related-party transactions or committee interlocks disclosed in 2024; standard related-party lending policy asserts market terms with no unfavorable features .