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Bryan Doran

Senior Vice President and Chief Accounting Officer at MFA FINANCIAL
Executive

About Bryan Doran

Bryan Doran is Senior Vice President and Chief Accounting Officer at MFA Financial, appointed December 13, 2023. He is 44, a Certified Public Accountant, and holds B.S. and M.S. degrees in Accounting from St. John’s University . Prior to MFA, he spent 2002–2023 at Ernst & Young LLP, serving as audit partner since 2016 in the Real Estate, Hospitality & Construction practice focused on publicly traded mortgage and equity REITs . MFA’s 2024 operating backdrop tied to executive incentives included GAAP net income of ~$119.3 million, $1.40 per-share dividends, interest income of ~$724.0 million, and eight securitizations totaling $2.4 billion UPB; leverage and liquidity were actively managed (unrestricted cash ~$339 million; overall leverage 5.0:1) .

Past Roles

OrganizationRoleYearsStrategic Impact
Ernst & Young LLPAudit Partner, Real Estate, Hospitality & Construction2016–2023Led audits and client services for publicly traded mortgage and equity REITs, aligning with MFA’s sector
Ernst & Young LLPAssurance professional2002–2016Progressively senior audit roles; began career at EY in 2002

External Roles

  • Not disclosed for Mr. Doran in MFA filings.

Fixed Compensation

  • Mr. Doran is not listed as a Named Executive Officer (NEO) in the 2024 CD&A tables; base salary and bonus were not disclosed in the proxy .

Performance Compensation

Award TypeGrant DateMetricWeightingTargetActualPayout RangeVesting & Settlement
Time-based RSUs (Phantom Shares)Jan 2, 2025Time-based (service)Not disclosed8,220 units OngoingN/AVests 12/31/2027; settles within 30 days after vesting
Performance RSUs (Phantom Shares)Jan 2, 2025Absolute TSRNot disclosedIncluded in 13,260 target PRSUs Ongoing0–200% of target Generally vests 12/31/2027 (or later upon Committee certification); settled January 2029; dividend equivalents adjust vested amounts
Performance RSUs (Phantom Shares)Jan 2, 2025Relative TSR vs designated mortgage REIT peersNot disclosedIncluded in 13,260 target PRSUs Ongoing0–200% of target Generally vests 12/31/2027 (or later upon Committee certification); settled January 2029; dividend equivalents adjust vested amounts
  • MFA’s PRSU design for executives uses a three-year performance period with absolute TSR and relative TSR to a designated peer group; vesting range 0–200% of target (consistent with Doran’s Form 4 description) .

Equity Ownership & Alignment

DateCommon Shares Beneficially OwnedDerivative Securities Beneficially OwnedNotes
Dec 15, 2023 (Form 3)0 0 Initial statement upon appointment
Jan 3, 2025 (Form 4, after grants)Not listed40,129 phantom shares total beneficially owned after reported transactions Includes 8,220 time-based and 13,260 target PRSUs granted 1/2/2025; settlement timelines as above
  • Anti-hedging and pledging: Company policy prohibits employees, including executive officers, from hedging MFA securities and from pledging MFA securities as collateral or holding them in margin accounts .
  • Section 16 compliance: MFA disclosed all directors and executive officers complied with timely Section 16 filings during 2024 .
  • Ownership guidelines: A formal stock retention requirement applies to certain NEOs (e.g., CEO, President); no specific ownership guideline is disclosed for Mr. Doran .

Employment Terms

TermDetail
Appointment to CAOEffective Dec 13, 2023
RoleSenior Vice President & Chief Accounting Officer (principal accounting officer)
Contract & SeveranceIndividual employment agreement terms (salary, severance multiples) not disclosed for Mr. Doran in proxy/8-K
Change-in-Control (Equity Awards)Under the Amended Equity Plan, if employment is terminated by MFA without Cause within 12 months following a change in control, outstanding grants become fully vested; performance award vesting calculation specified by grant agreement
Clawback PolicyRecovery of performance-based compensation upon certain accounting restatements; three-year lookback; applies to executive officers
Anti-hedging/pledgingProhibits short sales, derivatives, hedging (e.g., collars), margin accounts, and pledging MFA securities

Investment Implications

  • Alignment and retention: Doran’s compensation is equity-heavy with multi-year cliff vesting (TRSUs vest 12/31/2027; PRSUs vest based on 2024–2027 TSR outcomes), creating strong retention incentives and alignment with shareholder returns; near-term selling pressure is limited by deferred settlement (PRSUs settle Jan 2029) and anti-hedging/pledging bans .
  • Performance levers: PRSU payout ranges (0–200% of target) directly link Doran’s realized equity to MFA’s absolute and relative TSR versus mortgage REIT peers—sensitive to market rate volatility, financing mix, and securitization execution highlighted in MFA’s 2024 performance discussion .
  • Governance quality: Company-level policies—no single-trigger CIC vesting, no tax gross-ups, robust clawback—reduce shareholder-unfriendly features and support pay-for-performance integrity .
  • Monitoring signals: Watch Section 16 forms for additional grants or sales; with 2027 vesting and 2029 PRSU settlement, potential supply from award settlement could emerge post-vesting windows. Track TSR relative to peer group and any changes to equity plan or peer composition in proxies for payout sensitivity .