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Robin Josephs

Director at MFA FINANCIAL
Board

About Robin Josephs

Independent director of MFA Financial since 2010; age 65. Former Goldman Sachs senior executive (real estate investment banking and equity capital markets) and Starwood Capital managing director; recognized as an audit committee financial expert and currently chairs MFA’s Compensation Committee, with service also on MFA’s Audit Committee . The Board affirms her independence under NYSE standards; executive sessions of independent directors occur at least four times per year .

Past Roles

OrganizationRoleTenureCommittees/Impact
Goldman, Sachs & Co.Senior executive (Real Estate Investment Banking; later Equity Capital Markets)1986–1996Capital markets and real estate finance expertise
Starwood Capital Group L.P.Managing Director2005–2007Real estate private equity leadership
iStar Inc.Director1998–Mar 2023Board service until merger with Safehold
SVF Investment Corp. 2DirectorMay 2021–2023SPAC director
QuinStreet, Inc.Director2013–2021Board service
Plum Creek Timber Company, Inc.Director2003–Feb 2016Board service until sale to Weyerhaeuser

External Roles

OrganizationRoleTenureCommittees
Safehold Inc.Director; Audit Committee Chair; member Nominating & Governance and Investment CommitteesSince 2017Audit (Chair); Nominating & Governance; Investment
Starwood Real Estate Income Trust, Inc.DirectorSince 2017Board member
University of Chicago Cancer Research FoundationTrusteeN/AN/A

Board Governance

  • Committee assignments: Compensation Committee Chair; Audit Committee member (also designated “audit committee financial expert”), financially literate under NYSE standards .
  • Independence: Determined independent by the Board (six of seven directors independent) .
  • Attendance: Board held 10 meetings in 2024; each director then serving attended at least 75% of Board and applicable committee meetings; all directors attended the 2024 Annual Meeting .
  • Executive sessions: Independent directors meet at least four times per year; sessions presided by non-executive Chair Laurie S. Goodman .
  • Compensation Committee operations: Seven meetings in 2024; no interlocks or insider participation; engages independent consultant FW Cook and uses peer groups in compensation benchmarking .
CommitteeRole2024 Meetings
CompensationChair7
AuditMember (Financial Expert)8
Nominating & Corporate GovernanceNot a member4 (committee total)

Fixed Compensation

YearCash Retainer ($)Committee Fees ($)Total Cash ($)Equity Award ($)Equity InstrumentGrant DateRSUs Granted (#)Grant Price ($)
2024100,000 35,000 (Compensation Chair) + 15,000 (Audit member) 150,000 150,000 Fully-vested RSUsJun 5, 2024 13,941 10.76

Deferred Compensation Elections

  • Participates in Non-Employee Directors’ Deferred Compensation Plan; her deferred account fair value was $525,593 at Jan 1, 2024 and $536,373 at Dec 31, 2024 (no 1/15/2024 distribution) .
  • Plan allows deferral of 50% or 100% of cash fees; RSUs settle after an initial five-year deferral; cash deferrals accrue as stock units with dividend equivalents and settle in cash .

Performance Compensation

  • MFA non-employee director compensation uses fixed cash retainers and fully-vested RSUs; no performance-based director pay disclosed .

Other Directorships & Interlocks

CompanyIndustry Overlap with MFAPotential Interlock/Conflict Indicator
Safehold Inc.Commercial real estate ground leases; broader real estate exposure vs MFA’s residential mortgage focusNo related-party transactions reportable in 2024; Board policy on related party transactions in place
Starwood Real Estate Income TrustCommercial real estate and CRE debtNo related-party transactions reportable in 2024

Expertise & Qualifications

  • Financial and governance expertise: Audit committee financial expert; extensive finance and capital markets experience; multi-company board and committee leadership .
  • Education: B.S. (magna cum laude) from Wharton; MBA from Columbia; Phi Beta Kappa .

Equity Ownership

HolderCommon Shares Beneficially Owned (#)Fully-Vested RSUs (#)Equivalent Shares (#)% of Common Shares Outstanding
Robin Josephs31,981 80,423 112,404 ~0.031% (31,981 / 102,652,862)
  • Director equity ownership guidelines: Minimum 3x annual cash retainer; she met the requirement as of April 8, 2025 record date .
  • Share retention/alignment: RSUs and/or common stock counted toward guidelines; all non-employee directors met guidelines except newly elected Christopher Small .

Governance Assessment

  • Strengths: Independent status; chairs key Compensation Committee with established use of independent consultant (FW Cook) and robust peer benchmarking; designated audit committee financial expert; strong attendance and independent director executive sessions; director equity ownership aligned above guideline threshold; no related-party transactions reportable for 2024; timely Section 16 compliance .
  • Shareholder signals: 92.6% Say-on-Pay approval in June 2024 indicates investor support for compensation governance framework overseen by her committee .
  • RED FLAGS: None disclosed for 2024 regarding related-party transactions, delinquent filings, hedging/pledging, or attendance shortfalls; continue monitoring external board service load for overboarding relative to MFA guidelines (not flagged for Josephs) .