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Tom Frame

Director at MacKenzie Realty Capital
Board

About Tom Frame

Tom Frame, 83, is an independent director of MacKenzie Realty Capital, Inc. (MKZR) and has served on the Board since 2012. He co-founded TransCentury Property Management and founded Paradigm Investment Corporation, bringing deep real estate syndication, financing, and fund management experience. He holds a B.S. in Mathematics (University of Kansas), a J.D. (San Francisco Law School), and an M.B.A. with honors (Pepperdine University). The Board affirms his independence under Nasdaq standards; none of the other directors serve on public company boards beyond MKZR .

Past Roles

OrganizationRoleTenure/TimingCommittees/Impact
TransCentury Property ManagementCo-founder and principalBegan May 1973; principal for ~35 yearsSyndicated/managed 10,000+ residential units; principal in $500,000,000+ real estate acquisition/financing/restoration/sale activity
Paradigm Investment CorporationFounderFounded June 1986; funds liquidated Dec 2000Sponsored/managed closed-end “mutual funds” portfolio; managed ~$7,000,000 in limited partnership securities

External Roles

OrganizationRoleStatus
Personal investment activitiesManaging own investments in residential units, commercial property, and a securities portfolioCurrent
Other public company boardsNone; proxy states none of the directors serve on a public company board other than MKZR

Board Governance

  • Committee memberships: Audit Committee member; Compensation Committee member; Nominating Committee chair .
  • Attendance and engagement: Board/committees met 9 times in Fiscal 2025; each director attended all Board and applicable committee meetings. Only the non-independent chair (Chip Patterson) attended the annual stockholder meeting; the company does not request independent directors to attend due to historically low stockholder attendance .
  • Independence and leadership: Board determined all directors are independent except Mr. Patterson; MKZR has no designated Lead Independent Director. Independent directors hold regular executive sessions and constitute all members of Audit, Nominating, and Compensation Committees .
  • Audit Committee expertise: Tim Dozois serves as Audit Committee chair and is deemed an “audit committee financial expert” under SEC rules .
  • Insider trading/hedging: Company has an insider trading policy; hedging is strongly discouraged and requires pre-clearance by the Compliance Officer .
  • Clawback: Board adopted an executive compensation clawback policy effective October 2, 2023; currently MKZR pays no incentive-based executive compensation and has had no restatements requiring recovery .

Fixed Compensation

ItemAmountNotes
Annual retainer (Independent Directors)$48,000Increased from $28,000 beginning July 1, 2023; D&O insurance reinstated, retainer maintained
Board meeting fee (in-person)$1,000Plus reimbursement of reasonable out-of-pocket expenses
Board meeting fee (telephonic)$500Plus reimbursement of reasonable out-of-pocket expenses
Committee meeting fee$500Per committee meeting
Committee chair fee$1,000Audit chair and chairs of other committees
Non-independent director compensation$0No compensation paid to non-independent directors
DirectorFiscal 2025 Fees Earned (Cash)
Tom Frame$53,500

Performance Compensation

ComponentDetail
Equity awards (RSUs/PSUs/Options)None; MKZR maintains no pension, equity participation, or retirement plans for directors; company has no equity incentive plan
Performance metrics tied to director compNone disclosed for directors
Clawback applicabilityPolicy exists but no incentive-based comp paid; no recoveries to date

Other Directorships & Interlocks

CompanyRoleInterlocks/Notes
NoneProxy states none of the directors serve as a director for a company (other than MKZR) with securities registered under the Exchange Act

Expertise & Qualifications

  • Real estate operations and asset management: 10,000+ units syndicated/managed; $500,000,000+ in RE deals across acquisition, financing, restoration, and sale .
  • Investment management: Founder of Paradigm; managed closed-end funds and LP securities portfolio (~$7,000,000) .
  • Education: B.S. Mathematics (University of Kansas); J.D. (San Francisco Law School); M.B.A. with honors (Pepperdine) .
  • Board contribution: Experience in property management, transactions, financing, and private fund management deemed qualifying by the Board .

Equity Ownership

SecurityShares Beneficially OwnedPercent of Class
Common Stock597* (less than 1%)
Series A Preferred501.74* (less than 1%)

Note: Percentages reflect post 1-for-10 reverse split as of Sept. 29, 2025. “*” indicates less than 1% of shares outstanding .

Governance Assessment

  • Positives:
    • Independent committee structure and executive sessions enhance oversight; Audit/Nominating/Compensation Committees comprised solely of independent directors .
    • Full meeting attendance in Fiscal 2025 supports director engagement .
    • Clear REIT ownership/transfer restrictions in charter to safeguard REIT status; board empowered to enforce violations via trust mechanism .
    • Insider trading and anti-hedging controls; clawback framework in place (though currently not operative) .
  • Concerns/RED FLAGS:
    • Non-independent chair (Chip Patterson) with extensive affiliations to Advisers/Manager; no Lead Independent Director designated, which can dilute independent oversight .
    • Related-party financing: $10,000,000 line of credit with Patterson Real Estate Services, LP (affiliate of Adviser), at 10% interest; 2% origination per draw; fully outstanding as of Sept. 29, 2025. Although approved by the Board including Independent Directors after considering alternatives, this is a potential conflict area requiring ongoing scrutiny .
    • Director equity alignment: Compensation is cash-only; no equity grants or ownership guidelines disclosed for independent directors, limiting direct alignment via at-risk equity .
    • Annual meeting attendance: Independent directors not expected to attend; only non-independent chair attended last year, which reduces direct shareholder engagement .
  • Additional notes:
    • Change in auditor due to Moss Adams’ merger into Baker Tilly US, LLP; no disagreements reported; Audit Committee concluded auditor independence is maintained .
    • Section 16(a) compliance: All filing requirements satisfied timely in Fiscal 2025 .

Insider Filings Snapshot

ItemDisclosure
Section 16(a) compliance (FY2025)All officers/directors/10% holders satisfied timely filing requirements
Form 4 transactionsNot detailed in proxy; refer to SEC filings for transaction-level data (not disclosed here)