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R. Dean Bingham

Director at MSBI
Board

About R. Dean Bingham

Independent director at Midland States Bancorp, Inc. (MSBI); age 61; Bank board member since 2018 and Company board member since 2020. He is President/Chief Executive Officer of Agracel, Inc., an industrial developer focused on manufacturing and high‑tech facilities in tertiary markets, with over 25 million square feet developed on long‑term leases. He holds a B.S. in Industrial Engineering from the University of Illinois. Core credentials: industrial development/operator, long‑term real‑asset leasing, regional market knowledge.

Past Roles

OrganizationRoleTenureCommittees/Impact
Agracel, Inc.President; then Chief Executive OfficerSince 1994Developed 25M+ sq ft industrial projects on long‑term leases in tertiary markets
Midland States Bank (subsidiary)DirectorSince 2018Board service (bank level)
Midland States Bancorp, Inc.DirectorSince 2020See Board Governance (Nominating & Corporate Governance Committee member)

External Roles

OrganizationRoleTenureNotes
Agracel, Inc.Chief Executive Officer1994–presentIndustrial developer; focus on manufacturing/high‑tech facilities in small/mid‑sized communities

No other public company directorships are disclosed for Mr. Bingham in the proxy.

Board Governance

  • Committee assignments (2024–2025): Member, Nominating & Corporate Governance Committee; not a chair. Committee meetings held in 2024: Audit 9, Compensation 5, Nominating & Corporate Governance 4.
  • Independence: Board determined all directors except the CEO (Mr. Ludwig) are independent under Nasdaq/SEC rules; Mr. Bingham is independent.
  • Attendance and engagement: Board held 9 meetings in 2024; all directors attended at least 75% of board and applicable committee meetings. Independent directors held 9 executive sessions in 2024.
  • Board leadership: Independent, non‑executive Chairman (Jeffrey C. Smith); CEO/Chair roles separated.
  • Interlocks: Compensation Committee interlocks/insider participation disclosure indicates no interlocks; committee comprised solely of independent directors (Bingham is not on this committee).
  • Related‑party oversight: Audit Committee reviews and approves material related‑party transactions; no such transactions >$120,000 involving insiders since Jan 1, 2024 (ordinary‑course banking relationships only, on market terms).

Fixed Compensation

ComponentAmount (USD)Details
Cash fees (2024)58,000Includes $40,000 annual director retainer plus committee fees per policy (member fees: Audit $6,000; Risk Policy & Compliance $5,000; Nominating & Governance $5,000; Compensation $6,000; additional bank‑level: Director Credit Risk Committee $18,000; Trust Committee $3,000). Exact mix for Mr. Bingham not itemized in proxy.
Equity award (2024)45,000Annual fully vested RSUs granted on June 30, 2024; grant date fair value based on $22.65 per unit; directors (other than CEO) received RSUs; no unvested RSUs outstanding as of Dec 31, 2024.
Total (2024)103,000Sum of cash and equity as reported in director compensation table.

Policy notes:

  • Director retainers paid quarterly; independent Chair retainer is $85,000 (not applicable to Bingham).
  • Some directors defer compensation into the Director Deferred Compensation Plan.

Performance Compensation

MetricWeightTargetResultPayout
N/A – Non‑employee directors do not receive performance‑based incentive pay; annual equity is fully vested RSUs (not performance‑conditioned).

Other Directorships & Interlocks

  • Public company boards: None disclosed for Mr. Bingham.
  • Compensation Committee interlocks: Company discloses none (committee members were DiMotta, Golden, Ramos, Smith).

Expertise & Qualifications

  • Industrial development/operator with 30+ years leading a developer specializing in manufacturing/high‑tech facilities; direct experience with long‑term leased assets and tertiary market economics.
  • Board experience at bank (since 2018) and holding company (since 2020).
  • Education: B.S., Industrial Engineering, University of Illinois.

Equity Ownership

Ownership DetailAmount
Total beneficial ownership (common shares)86,392 shares; <1% of class (*)
Indirect/common through affiliate42,554 shares owned by Agracel, Inc. (Bingham CEO); he shares voting/dispositive power and disclaims beneficial ownership except to extent of pecuniary interest.
RSUs/stock units deliverable within 60 days16,138 shares via RSUs or common stock equivalent units under the Director Deferred Compensation Plan (counted within beneficial ownership).
Preferred exposure4,000 Series A Depositary Shares (7.75% preferred, 1/40th interest)
Shares pledged as collateralNo pledging disclosed for Mr. Bingham (pledging noted for certain other insiders).
Stock ownership guidelinesDirectors: 5x cash retainer; 5‑year compliance window; retention requirement of 25% of net shares until guideline met.

() “Percent of class” in proxy is shown as “” indicating one percent or less.

Insider Trades (Section 16)

ItemStatus
Section 16(a) compliance issues disclosed for BinghamNone disclosed; Company notes one late Form 4 for another director (Mr. Carlson).

Note: Specific Form 4 transaction details are not included in the proxy; none are disclosed as delinquent for Mr. Bingham.

Governance Assessment

  • Positives

    • Independence, active committee work (Nominating & Corporate Governance), and board processes (separate independent Chair/CEO; nine independent sessions in 2024).
    • Strong shareholder support on pay (97% “Say‑on‑Pay” approval in 2024), signaling constructive investor relations and compensation oversight.
    • Alignment features: annual equity in MSBI; director stock ownership guidelines and anti‑hedging policy; ability to defer into stock‑tracking units.
    • Related‑party controls: Audit Committee oversight; no material related‑party transactions >$120,000 since Jan 1, 2024.
  • Watch items / potential red flags

    • Industrial developer affiliation (Agracel) with significant indirect holdings; while no material related‑party transactions are disclosed, ordinary‑course banking relationships exist at the Company and could require continued scrutiny by the Audit Committee.
    • Director equity grants are fully vested RSUs (not performance‑conditioned), which may dilute long‑term performance linkage; mitigated by stock ownership guidelines and retention requirements.
    • Company‑level restatement and clawback review underway: Audit Committee will assess recovery of erroneously awarded incentive‑based compensation to executives; indicates heightened control/risk oversight environment for the board.

Overall: No director‑specific red flags are disclosed for Mr. Bingham. His industrial development/operator background adds operational and regional market expertise to the Nominating & Governance remit, with meaningful stock exposure and no pledging disclosed. Continued monitoring of any Agracel‑related banking relationships (if any) and Company’s remediation of restatement‑related controls is prudent.