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Joan Binstock

About Joan Binstock

Independent Director (Class II) at Morgan Stanley Direct Lending Fund since 2019; age 71; Chair of the Nominating and Corporate Governance Committee and member of the Audit and Compensation Committees; designated audit committee financial expert. Senior Advisor at Lovell Minnick Partners (since July 2018); licensed CPA; MBA (NYU) and BA (Binghamton). She beneficially owns MSDL shares via the Joan A. Binstock Revocable Trust and is classified as “Independent” under the 1940 Act .

Past Roles

OrganizationRoleTenureCommittees/Impact
Lord, Abbett & Co. LLCPartner; Chief Financial Officer2000–Mar 2018Senior finance leadership at major asset manager
Morgan Grenfell Asset ManagementChief Operating OfficerNot disclosedOperating leadership in asset management
Ernst & Young LLPPrincipal; National Director, Regulatory & Risk Management PracticeNot disclosedRegulatory/risk leadership; CPA credential
BEA/Credit SuisseChief Administrative OfficerNot disclosedCapital markets administration
Goldman SachsChief Administrative Officer, Capital Markets GroupNot disclosedCapital markets operations
Association of Institutional Investors; SIFMABoard/DirectorNot disclosedIndustry policy engagement
Omgeo LLCGlobal Board of Managers (until Jan 2018)Not disclosedPost-trade infrastructure oversight

External Roles

OrganizationRoleTenureCommittees/Impact
Lovell Minnick Partners, LLCSenior AdvisorJul 2018–presentDeal/operational due diligence across portfolio
Brown Brothers Harriman US Mutual FundsDirectorSep 2019–presentFund governance
KKR Real Estate Select Trust, Inc.Director; Audit ChairAug 2020–presentAudit leadership at REIT
Confluence Technologies, Inc.DirectorApr 2023–presentFinTech governance
The 2023 ETF Series TrustsDirector; Audit Chair2023–presentAudit oversight across ETF trusts
SimCorp A/SDirectorApr 2018–Mar 2023Software/FinTech oversight

Board Governance

  • Independence: The Board determined Binstock is not an “interested person” under Section 2(a)(19) of the 1940 Act; all Audit and Compensation Committee members meet NYSE independence and Rule 10A-3 requirements .
  • Committee assignments: Audit (member), Nominating & Corporate Governance (Chair), Compensation (member); designated audit committee financial expert .
  • Attendance: Board met 5 times in FY2024; committees met Audit (4), Nominating (4), Compensation (2). No incumbent director attended fewer than 75% of Board and applicable committee meetings; expectation is at least 75% attendance; two directors attended the 2024 annual meeting .
  • Leadership structure: Board Chair is an interested director (David N. Miller). No lead independent director; independent directors hold executive sessions and chair all key committees .

Fixed Compensation

ComponentAmount/StructureNotes
Independent Director Annual Fee (post-IPO)$125,000Effective after Jan 26, 2024 IPO; prorated for partial year
Audit Committee Chair Fee$15,000Paid only to Audit Chair (not Binstock)
Pre-IPO Fees$75,000 annual; per-meeting fees (Board $2,000 in-person/$1,000 telephonic; Committee $1,000 in-person/$500 telephonic); $7,500 Audit ChairHistorical structure prior to Jan 26, 2024
Total Compensation from MSDL (FY2024)$122,703Actual cash paid for FY2024
Total Compensation from Fund Complex (FY2024)$374,945Aggregate across MS BDCs

Performance Compensation

Award TypeGrant DetailVesting/Performance Metrics
Stock OptionsNone granted in FY2024No option awards reported for FY2024
RSUs/PSUsNot disclosedNo director equity awards disclosed
Performance Metrics (Revenue, EBITDA, TSR, ESG)Not disclosedNo performance-based director compensation disclosed

Other Directorships & Interlocks

CompanyCategoryRolePotential Interlock/Exposure
KKR Real Estate Select Trust, Inc.REITDirector; Audit ChairReal estate lending/valuation expertise; no related-party transactions disclosed with MSDL
Brown Brothers Harriman US Mutual FundsRegistered fundsDirectorFund governance; no MSDL conflicts disclosed
The 2023 ETF Series TrustsRegistered fundsDirector; Audit ChairETF governance; no MSDL conflicts disclosed
Confluence Technologies, Inc.Private companyDirectorFinTech; no MSDL conflicts disclosed
Lovell Minnick PartnersPE advisorSenior AdvisorPotential exposure to PE-backed portfolio companies; MSDL reviews related-party transactions quarterly via Audit Committee

Expertise & Qualifications

  • CPA; audit committee financial expert; deep finance, operations, risk and regulatory background across asset management and capital markets .
  • Senior leadership experience as CFO/COO and industry board service; MBA (NYU), BA (Binghamton) .
  • Oversees six MS BDC portfolios as director across the fund complex, reinforcing private credit governance experience .

Equity Ownership

HolderShares Beneficially OwnedOwnership %Instrument/Notes
Joan A. Binstock Revocable Trust (grantor/trustee: Joan Binstock)33,592<1.0% of outstandingBinstock disclaims beneficial ownership except to the extent of pecuniary interest
Dollar Range (MSDL)Over $100,000N/ADetermined using record-date price; category disclosure
Shares Outstanding (Record Date)87,920,526N/AFor ownership context as of Apr 4, 2025

Governance Assessment

  • Strengths: Independent director; chairs Nominating & Corporate Governance; designated audit committee financial expert; strong attendance; multi-committee service; robust quarterly review of related-party transactions by Audit Committee .
  • Alignment: Owns over $100,000 in company equity via a revocable trust; equity ownership disclosed but no director equity grant program evident, suggesting alignment primarily through personal holdings rather than company-awarded equity .
  • Potential red flags:
    • No lead independent director; Board Chair is an interested director, though independent executive sessions and committee structure provide checks .
    • Insider trading policy and 17j-1 Code do not expressly prohibit hedging transactions, which may weaken alignment with common shareholders if used; no individual hedging/pledging disclosures for Binstock .
    • Extensive external commitments (multiple boards and advisory role) could pose time-allocation risk, though attendance standards were met and committee meeting cadence appears manageable .
  • Related-party/affiliates: No Binstock-specific related-party transactions disclosed; advisory and administrative agreements are with Morgan Stanley affiliates and reviewed/approved by the Board including a majority of independent directors .

Overall, Binstock’s finance/regulatory depth and committee leadership support board effectiveness; areas to monitor include the absence of a lead independent director and permissive hedging policy for alignment optics .