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Luke Latimer

Director at First Western Financial
Board

About Luke A. Latimer

Independent director of First Western Financial, Inc. (MYFW) since 2015; age 48. Background includes leadership of a heavy construction company and multiple bank board roles; BS in Business Management from Saint Vincent College. He currently serves on MYFW’s Audit Committee and Corporate Governance & Nominating Committee and is affirmatively determined independent under Nasdaq rules .

Past Roles

OrganizationRoleTenureCommittees/Impact
R&L Development (heavy construction)Chairman, CEO & President2015–present Led operations of heavy construction firm
R&L DevelopmentEVP & Treasurer1999–2015 Financial leadership
SML Limited PartnershipGeneral PartnerNot disclosed (ongoing) Real estate holding/development partner
First National Bank of Santa FeChairmanPrior to May 2013 Bank leadership; governance experience
New Mexico Banquest CorporationDirectorUntil May 2013 Bank holding company director

External Roles

OrganizationRoleTenureCommittees
First Commonwealth Financial Corporation (NYSE: FCF)DirectorSince 2011 Governance Committee currently; formerly Audit and Loan Committees
First Commonwealth BankDirectorNot disclosed Not disclosed

Board Governance

  • Committee memberships: Audit Committee member (chair: Julie Caponi; met 5x in 2024) ; Corporate Governance & Nominating Committee member (chair: Joseph Zimlich; met 2x in 2024) .
  • Independence: Board determined Latimer is independent under Nasdaq Marketplace Rule 5605(a)(2) .
  • Attendance: In 2024, each director attended at least 75% of Board and assigned committee meetings; Board met 5x; 8 Bank Board meetings also occurred (directors serve on both) .
  • Tenure: Director since 2015 .
  • Board leadership: Combined Chair/CEO (Scott Wylie) with Lead Independent Director (Joseph Zimlich) structure .

Fixed Compensation

Component2024 AmountNotes
Fees Earned or Paid in Cash$50,400 Inclusive of Company and Bank board/committee compensation
Stock Awards (RSUs)$25,000 Time-based RSU retainer
Total$75,400

Director fee schedule (structure):

  • Annual Board retainer per director: $45,000 ($25,000 in RSUs; $20,000 cash) .
  • Per board meeting attended: $800 .
  • Committee retainers: Audit member $5,000; Governance member $4,000; chairs: Audit $8,000, Compensation $5,000, Governance $5,000 .
  • Per committee meeting attended: $500; committee chair per meeting: Audit/Trust $800; Compensation/Governance $700 .

Performance Compensation

Equity ComponentGrant TypeVestingPerformance Metrics
Annual director equity retainerRSUs20% annually over 5 years (time-based) None (time-based awards)

Plan governance features affecting director awards:

  • No vesting before 1-year from grant (limited exceptions); no dividends/dividend equivalents paid on unvested awards; no award repricings; no tax gross-ups; double-trigger accelerated vesting upon change-in-control followed by termination not for cause within 12 months; clawback for incentive-based compensation upon restatements .

Other Directorships & Interlocks

CompanyIndustryRolePotential Interlock/Conflict Assessment
First Commonwealth Financial Corporation (FCF)Regional bankingDirector; Governance Committee; formerly Audit and Loan Same industry but different geography; no MYFW-related transactions disclosed; monitor information flow and competitive overlaps
First Commonwealth BankBankingDirector As above

Expertise & Qualifications

  • Banking governance: Director roles at public bank holding company and prior chairman role at First National Bank of Santa Fe .
  • Financial oversight: Service on audit-related committees at external bank; current MYFW Audit Committee membership .
  • Operations/real assets: Executive leadership in heavy construction; real estate partnership experience .
  • Education: BS in Business Management, Saint Vincent College .

Equity Ownership

MeasureAmountDetail
Total beneficial ownership56,481 shares; <1% of outstanding Per proxy beneficial ownership table; “*” denotes <1%
Common shares held51,645 Direct holdings
Options exercisable within 60 days3,796 2008 Plan legacy options
RSUs vesting within 60 days1,040 Short-dated time-vest RSUs
Stock awards outstanding (director total)55,322 Aggregate RSU count (vested/unvested)
Options outstanding (director total)3,796 Matches exercisable tally
Pledging/HedgingNone disclosed for Latimer; company policy prohibits hedging/pledging subject to limited exceptions and pre-approval

Director stock ownership guideline: Non-employee directors must own MYFW stock valued at $250,000 within five years of joining the Board; selling restricted to 50% of net shares until compliance if below threshold after five years .

Insider Trades

PeriodForm 4 TransactionsNotes
FY2024Not disclosed in proxyCompany states no delinquent Section 16(a) reports for 2024
YTD 2025 (through proxy date)Not disclosed in proxySection 16(a) compliance affirmed

Governance Assessment

  • Strengths: Independent status; dual committee service (Audit; Governance & Nominating) supports oversight of financial reporting and board composition; no related-party transactions disclosed involving Latimer; compliance with Section 16(a) reporting .
  • Alignment: Receives a balanced director pay mix combining cash and time-based RSUs; director ownership guideline promotes skin-in-the-game; no pledging disclosed for Latimer (company policy discourages) .
  • Potential watch items: External directorship at a public bank (FCF) warrants monitoring for competitive interlocks or information advantages; ensure continued attendance and engagement (proxy reports at least 75% attendance across directors) .
  • Red flags observed: None specific to Latimer in related-party section; contrast with Wylie’s pledged shares (not Latimer) underscores adherence to policy by independent directors .