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Mark Smith

Director at First Western Financial
Board

About Mark L. Smith

Mark L. Smith (age 73) is an independent director of First Western Financial, Inc. (MYFW) and has served on the Board since 2002 . He is Principal and Managing Partner of Slifer Smith & Frampton, a Colorado-based real estate firm he co-founded in 1989, and was a founding principal of East West Partners and Union Station Neighborhood Company . Smith holds an undergraduate degree in real estate from Florida International University and a master’s degree in management from Nova University; his core credentials center on entrepreneurial real estate development, community leadership, and deep Colorado market knowledge .

Past Roles

OrganizationRoleTenureCommittees/Impact
Slifer Smith & FramptonPrincipal & Managing Partner; Co‑founder1989–presentLed real estate development, sales, marketing; 50 years sector experience
East West PartnersFounding Principaln/aDevelopment expertise; Colorado market connectivity
Union Station Neighborhood CompanyFounding Principaln/aDenver market development; community impact
Youth Foundation (now Youth Power 365)Foundern/aCommunity/philanthropy leadership
Platte ForumFoundern/aCommunity/philanthropy leadership
Riverfront Park Community FoundationFoundern/aCommunity/philanthropy leadership

External Roles

OrganizationRolePublic/Private/Non-ProfitNotes
Forbes Global PropertiesBoard affiliationPrivate/Industry networkCurrent board affiliation
Clyfford Still MuseumBoard affiliationNon-ProfitCurrent board affiliation
Colorado ForumMember/Board affiliationNon-Profit/PolicyCurrent board affiliation
Riverfront Park Community FoundationBoard affiliationNon-ProfitCurrent board affiliation
Slifer Smith & Frampton FoundationBoard affiliationNon-ProfitCurrent board affiliation

No other public company directorships are disclosed in the Company’s proxy biography for Smith .

Board Governance

  • Independence: The Board determined all directors except the CEO (Wylie) and COO (Courkamp) are independent under Nasdaq rules; Smith is independent .
  • Committee assignments: Corporate Governance & Nominating Committee member (CG&N chaired by Lead Director Joseph C. Zimlich) .
  • Attendance: The Board met 5 times in 2024; each director participated in at least 75% of Board and applicable committee meetings (aggregate) .
  • Committee activity: CG&N met 2 times in 2024; Audit met 5 times; Smith is on CG&N (not listed on Audit or Compensation) .
  • Lead Independent Director: Joseph C. Zimlich .
  • Board size/diversity: 11 directors; independence majority; diversity matrix disclosed .

Fixed Compensation

2024 Director Compensation for Mark L. Smith

Metric2024
Fees Earned or Paid in Cash ($)42,100
Stock Awards ($)25,000
Total ($)67,100

Compensation structure (2024 program)

DescriptionAmount
Annual board retainer per director$45,000 ($25,000 in RSUs; $20,000 cash)
Per board meeting attended$800
Annual Audit Committee chair retainer$8,000
Annual Compensation Committee chair retainer$5,000
Annual Governance Committee chair retainer$5,000
Annual Audit Committee and Trust member retainers$5,000
Annual Compensation and Governance Committee member retainers$4,000
Per meeting (Audit & Trust) chairpersons$800
Per meeting (Compensation & Governance) chairpersons$700
Per committee meeting attended$500

Notes: Director compensation covers service on both the Company and Bank Boards; non-employee directors are reimbursed for travel and related expenses . Based on Smith’s 2024 mix, approximately 37% equity ($25k RSUs) and 63% cash (fees), consistent with alignment but with meaningful cash for meeting/retainer structure .

Performance Compensation

  • Directors receive time-based RSUs as part of the annual retainer; RSUs vest 20% annually on the grant-date anniversary over five years, subject to continued service .
  • No performance stock units (PSUs) or performance metrics are disclosed for director compensation; performance-based equity pertains to named executive officers, not directors .

Other Directorships & Interlocks

Company/EntityTypeRolePotential Interlock/Conflict Relevance
Forbes Global PropertiesPrivate networkBoard affiliationNo MYFW related-party transaction disclosed
Clyfford Still Museum; Colorado Forum; Riverfront Park Community Foundation; Slifer Smith & Frampton FoundationNon-ProfitBoard affiliationsNo MYFW related-party transaction disclosed

The proxy’s “Certain Relationships and Related Person Transactions” section does not disclose any transactions involving Smith; related-party items disclosed pertain to other directors/officers (e.g., leases from entities controlled by Director Gart; employment of CEO’s son-in-law; marketing vendor prior to CMO hire) .

Expertise & Qualifications

  • 50 years of real estate development, sales, and marketing; founding roles in prominent Colorado developments (East West Partners; Union Station Neighborhood Company) .
  • Recognitions: Ernst & Young Entrepreneur of the Year (Rocky Mountain Region, 2001); Greenway Foundation’s first “Friend of the River” (2011); Colorado Business Magazine CEO of the Year (2014) .
  • Education: B.S. in Real Estate (Florida International University); M.S. in Management (Nova University) .
  • Board skill fit: Entrepreneurial, real estate and market expertise; community leadership; deep knowledge of Colorado markets served by MYFW .

Equity Ownership

Ownership DetailValue
Beneficially owned shares53,610 (as of April 11, 2025)
Percent of shares outstanding<1% (starred in table)
Components (footnote 12)47,724 shares held; 4,846 options exercisable within 60 days; 1,040 RSUs settling within 60 days (as of Apr 11, 2025)
Outstanding stock awards (#)51,401 (as of Dec 31, 2024)
Outstanding option awards (#)6,279 (as of Dec 31, 2024)
Pledging/HedgingCompany policy prohibits hedging/pledging for directors except limited pre-approval; no pledge disclosure for Smith in ownership footnotes (pledge disclosed only for CEO Wylie)

Director stock ownership guidelines require non-employee directors to hold MYFW stock with a value of $250,000 (≈5x base annual retainer) within five years of joining the Board; sales may be limited for non-compliance until targets are met . The proxy does not state Smith’s compliance status relative to the $250,000 guideline .

Governance Assessment

  • Positives: Independent director; member of CG&N, which oversees board composition, governance policies, conflicts review, and committee functioning—independence of CG&N affirmed; CG&N met 2x in 2024 . Board attendance threshold met (≥75%); Board met 5x in 2024 . Ownership and insider-trading policies include prohibitions on hedging/pledging; no pledging disclosed for Smith . Director equity is time-based RSUs promoting alignment over a five-year vesting schedule .
  • Watch items: 2024 say‑on‑pay support was ~67%—below typical large-majority norms—raising general governance scrutiny; while Smith is not on the Compensation Committee, CG&N’s governance dialogue with shareholders may be relevant in future cycles .
  • Conflicts: No related-party transactions disclosed for Smith; related-party items in 2024 involved other directors/officers and were stated to be on market terms and compliant with policy/regulation .
  • Overall read-through: Smith brings long-tenured Colorado real estate and community expertise relevant to MYFW’s markets, serves on a key governance committee with confirmed independence, and shows meaningful ownership with additional options/RSUs—factors that generally support investor confidence; continued monitoring of board responsiveness to shareholder feedback on executive pay is advisable .