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Robin A. Doyle

Director at National Bank Holdings
Board

About Robin A. Doyle

Independent director of National Bank Holdings Corporation (NBHC) since March 2024; age 62 in the 2025 proxy . Serves on the Audit & Risk Committee and is designated an “audit committee financial expert” by SEC definition . Holds an MBA and BS in Accounting from Rutgers University; career includes 28 years at JPMorgan in senior risk, finance, and regulatory roles; earlier roles at Midlantic National Bank (now PNC), KPMG audit, and Prudential Insurance .

Past Roles

OrganizationRoleTenureCommittees/Impact
JPMorganManaging Director, Office of Regulatory Affairs; CFO, Risk Mgmt; SVP, Chase Home Finance; SVP, Accounting Policies28 years; retired 2021Executive member of JPM Board Risk Policy Committee; led risk governance, appetite, finance and technology
Midlantic National Bank (PNC)Internal AuditNot disclosedAudit experience
KPMGAudit DepartmentNot disclosedAudit experience
Prudential Insurance Co.Various rolesNot disclosedFinance/audit experience

External Roles

OrganizationRoleTenureNotes/Impact
Dress for Success Central New JerseyChair of Board; Executive CommitteeCurrentGovernance leadership
EDM Council (Women’s Data Professional Group)Advisory Board MemberCurrentData governance
GLEIF (Global Legal Entity Identifier Foundation)Founding Board Member; Chair Audit & Finance; Vice Chair GovernancePriorRisk/governance oversight
Rutgers Business School Center for Women in BusinessFounding Board MemberPriorStakeholder outreach
Rutgers Business School Dean’s Advisory BoardAdvisory Board MemberPriorAcademic advisory
NJ Junior AchievementBoard MemberPriorCommunity engagement
Easter Seals of NJBoard Member; Founded first audit committeePriorGovernance design
Condo Owners AssociationTreasurer; Board MemberCurrentFinancial stewardship

Board Governance

  • Committee assignments (as of 2025): Audit & Risk Committee member; Emerging Technologies Sub-Committee member (asterisk denotes sub-committee) .
  • Audit & Risk Committee: quarterly meetings; chairs: Ralph W. Clermont; members include Doyle; Doyle and Clermont designated financial experts .
  • Independence: Board affirmed independence of all directors except CEO in Feb 2025; Doyle is independent .
  • Attendance: Board held 5 meetings in 2024; each director attended ≥75% of Board/committee meetings; all directors attended 2024 annual meeting; Board held 4 executive sessions without management in 2024 .
  • Leadership: Ralph W. Clermont is Lead Independent Director with ex officio voting on all committees .

Fixed Compensation

ComponentAmountNotes
Annual cash retainer (Director)$75,000Paid quarterly, no meeting fees
Committee chair feesAudit & Risk chair $30,000; Comp and Nom&Gov chairs $20,000Not applicable to Doyle (not a chair)
Lead Independent Director retainer+$10,000Not applicable to Doyle
2024 cash actually paid to Doyle$59,135Pro-rated for her 2024 service; paid quarterly

Performance Compensation

Equity ComponentAmount/StructureVesting/Terms
Annual restricted stock grant (2024)$134,749 fair value50% vests 180 days post-annual meeting; 50% vests day immediately preceding next annual meeting; pro-rated for prior cycle
Standard annual director grant$120,000 fair value ($140,000 for Lead Independent Director)Same vesting schedule; equity ≥50% of director comp
2024 unvested restricted stock (as of 12/31/2024)2,015 sharesUnvested RS with voting rights

Director equity awards are time-based; NBHC does not use performance metrics for non-employee director equity (no PSUs/options for directors in the proxy), reinforcing independence from management KPIs .

Other Directorships & Interlocks

  • Public company boards: None disclosed for Doyle beyond NBHC .
  • Interlocks/Conflicts: Prior JPMorgan executive roles but no disclosed transactions with NBHC; related-party transactions are overseen by the Nominating & Governance Committee; only ordinary-course banking relationships disclosed at arm’s-length terms for directors/executives; no Doyle-specific related-party transactions disclosed .

Expertise & Qualifications

  • NACD Directorship Certified; deep risk governance, accounting, finance, technology oversight experience from JPMorgan; substantial internal/external audit background .
  • Recognized governance leadership across non-profits and standards bodies (GLEIF; founded audit committee at Easter Seals NJ) .

Equity Ownership

Metric12/31/202403/10/2025
Beneficial ownership (shares)3,265 3,265
Unvested restricted shares (with voting rights)2,015 2,015 (as of 12/31/2024)
Percent of class<1% (denoted “*”) <1% (denoted “*”)

Director Stock Ownership Guidelines: Must beneficially own NBHC shares equal to 5x annual cash retainer within 5 years; unvested RS and unexercised options do not count; directors below threshold must retain 50% of after-tax vested shares until met; as of March 10, 2025, Doyle is not yet at the threshold (joined March 2024) .

Insider Trades (Form 4 – most recent)

Governance Assessment

  • Board effectiveness: Doyle adds materially to audit/risk oversight; designated audit committee financial expert; member of Emerging Technologies Sub-Committee supporting cybersecurity/AI risk oversight .
  • Independence and attendance: Independent director; Board met 5 times in 2024 with ≥75% attendance by all directors; 4 executive sessions without management ensure robust oversight .
  • Compensation alignment: Director pay is simple, predominantly equity, no meeting fees; vesting encourages continuity; ownership guidelines require 5x retainer with retention policy until met—Doyle not yet at threshold due to recent appointment (neutral, expected) .
  • Conflicts: No related-party transactions disclosed for Doyle; any ordinary-course banking relationships are at market terms; Insider Trading Policy prohibits hedging and pledging by designated persons, reducing alignment risks .
  • Shareholder support: Strong election results—2024 “for” votes 33,529,897; 2025 “for” votes 34,442,469—indicating high investor confidence .
  • Overall signal: High-quality governance profile with deep risk and audit credentials, strong independence, and shareholder support; no evident red flags beyond normal ramp to meet ownership guidelines .

Director Compensation Detail (Program and Individual)

ItemProgram StandardDoyle 2024 Actual
Cash Retainer$75,000$59,135 (pro-rated)
Equity Grant (fair value)$120,000 (Lead: $140,000)$134,749 (includes pro-rated prior cycle)
Meeting FeesNoneNone
Vesting50% at 180 days; 50% prior to next AGMSame
Deferred Comp EligibilityEligible NDCPEligible; no Doyle deferrals disclosed

Board Governance (Committee Table)

CommitteeMembers (2025)
Audit & Risk (Chair: R.W. Clermont)R.W. Clermont; R.E. Dean; R.A. Doyle; A. Gupta; F.J. Joseph; P. Sobers; M.F. Spring; A. Zeile
Compensation (Chair: A. Zeile)A. Zeile; R.W. Clermont; R.E. Dean; A. Gupta
Nominating & Governance (Chair: R.E. Dean)R.E. Dean; R.W. Clermont; F.J. Joseph; P. Sobers; M.F. Spring

Equity Ownership & Alignment (Guidelines and Status)

  • Director Stock Ownership Guidelines: 5x cash retainer within 5 years; Doyle below threshold as of March 10, 2025; retention requirement of 50% of after-tax vested shares until threshold met .
  • Beneficial ownership: 3,265 shares (as of March 10, 2025); unvested RS 2,015 (as of 12/31/2024); <1% of class .

Risks & Red Flags

  • Related-party/loans: Only ordinary-course banking relationships disclosed and at market terms; no Doyle-specific RPTs—low conflict risk .
  • Hedging/pledging: Prohibited for designated persons under Insider Trading Policy—mitigates alignment concerns .
  • Ownership guideline status: Not yet met due to recent appointment; retention policy in place—monitor progress (neutral) .
  • Say-on-Pay risk indicator: High approvals in 2024 and 2025 signal investor comfort with governance and pay practices .

Shareholder Voting Signals (for election and pay)

Item2024 Vote2025 Vote
Election of Robin A. Doyle (For/Withheld/Broker Non-Votes)33,529,897 / 63,921 / 895,501 34,442,469 / 166,322 / 773,332
Say-on-Pay (For/Against/Abstain/Broker Non-Votes)32,823,141 / 764,600 / 6,077 / 895,501 33,998,269 / 588,140 / 22,382 / 773,332

Notes

  • Board meeting cadence and executive sessions support effective independent oversight .
  • Audit & Risk scope includes cybersecurity and quarterly updates; Emerging Technologies Sub-Committee supports oversight of new tech risks; Doyle’s background fits these mandates .
  • Lead Independent Director structure and duties enhance governance safeguards .