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Rachael Zufall

Vice President and Assistant Secretary at NUVEEN MASSACHUSETTS QUALITY MUNICIPAL INCOME FUND
Executive

About Rachael Zufall

Rachael Zufall serves as Vice President and Assistant Secretary of the Nuveen Massachusetts Quality Municipal Income Fund (NMT) and has been an officer within the Nuveen fund complex since 2022. Her year of birth is 1973, and her principal occupations include Managing Director and Associate General Counsel roles across Nuveen/TIAA entities; information is current as of October 22, 2025 . Officers of the Funds serve without compensation from the Funds, and compensation for certain roles (e.g., CCO) is paid by the Adviser; proxies do not disclose individual officer compensation arrangements or performance-linked metrics for fund officers .

Past Roles

OrganizationRoleYearsStrategic Impact
Nuveen Fund Advisors, LLCManaging Director and Assistant SecretarySince 2023Officer and legal governance support across Nuveen fund complex
College Retirement Equities Fund (CREF)Managing Director; Associate General Counsel; Assistant SecretarySince 2017 (MD); Since 2014 (AGC/Asst Sec)Legal oversight for registered investment products
TIAA Separate Account VA-1Managing Director; Associate General Counsel; Assistant SecretarySince 2017 (MD); Since 2014 (AGC/Asst Sec)Legal and governance for insurance separate account products
TIAA-CREF FundsManaging Director; Associate General Counsel; Assistant SecretarySince 2017 (MD); Since 2014 (AGC/Asst Sec)Mutual fund governance and compliance leadership
TIAA-CREF Life FundsManaging Director; Associate General Counsel; Assistant SecretarySince 2017 (MD); Since 2014 (AGC/Asst Sec)Legal oversight for life fund complex
Teachers Advisors, LLCManaging Director; Associate General Counsel; Assistant SecretarySince 2017 (MD); Since 2011 (AGC/Asst Sec)Institutional advisory governance and counsel
TIAA-CREF Investment Management, LLCManaging Director; Associate General Counsel; Assistant SecretarySince 2017 (MD); Since 2011 (AGC/Asst Sec)Asset management legal leadership
Nuveen, LLC and TIAAManaging DirectorSince 2017Corporate leadership within parent organizations

External Roles

OrganizationRoleYearsStrategic Impact
None disclosed in NMT proxiesNo external directorships or committee roles for Zufall are listed in the fund proxies; disclosures focus on internal Nuveen/TIAA roles .

Fixed Compensation

ComponentFY 2023FY 2024FY 2025Notes
Base salaryNot disclosedNot disclosedNot disclosedOfficers receive no compensation from the Funds; any compensation is at Adviser-level and not itemized for officers in fund proxies
Target bonus %Not disclosedNot disclosedNot disclosedNo officer bonus framework disclosed for Funds
Actual bonus paidNot disclosedNot disclosedNot disclosedNot disclosed at fund level
PerquisitesNot disclosedNot disclosedNot disclosedNo perquisite details disclosed for officers

Performance Compensation

MetricWeightingTargetActualPayoutVesting
None applicable at fund level for officersProxies state officers serve without fund compensation; no PSU/RSU/option plans for fund officers are disclosed

Equity Ownership & Alignment

ItemValueAs ofNotes
Individual beneficial ownership (Zufall)Not disclosedOct 22, 2025Proxies provide aggregate statement: Board Members and executive officers as a group beneficially owned less than 1% of outstanding shares of each Fund
Group beneficial ownership (Board Members + officers)<1% of outstanding shares of each FundOct 22, 2025Aggregate alignment is limited; individual officer-level holdings are not itemized
Board Member ownership guidelineExpected to invest at least one year of compensation in Fund ComplexPolicy in effect as of Oct 22, 2025Applies to Board Members, not officers; no officer-level stock ownership guideline disclosed
Pledging/Hedging by officersNot disclosedNo pledging or hedging disclosures at officer level in proxies; “hedging” referenced pertains to fund investment strategies, not personal policies

Employment Terms

TermDetailCitation
Officer election and termOfficers are elected annually by the Board; term is indefinite; serve until successors are elected and qualified
Length of service indicator“Since 2022” for Zufall as fund officer in the Nuveen fund complex
Compensation sourceOfficers receive no compensation from the Funds; CCO compensation is paid by Adviser (with Fund reimbursement for allocable incentive compensation); no officer-specific comp schedules disclosed
Severance / Change-of-control / ClawbacksNot disclosed in fund proxies for officers

Investment Implications

  • Pay-for-performance linkage at the fund level is effectively absent for officers; proxies confirm officers are not compensated by the Funds, so no disclosed bonus metrics, equity awards, or vesting schedules to align with TSR or NAV performance .
  • Alignment via direct ownership is limited at the aggregate level (<1% group holdings), and individual officer holdings for Zufall are not itemized; no pledging/hedging policy disclosures at officer level, reducing visibility into potential misalignment red flags .
  • Tenure and role breadth (Vice President and Assistant Secretary since 2022; Managing Director/Associate General Counsel across Nuveen/TIAA entities) suggest institutional retention is tied to parent-company (Nuveen/TIAA) employment rather than fund-level incentives; retention risk assessment requires Adviser-level documents, not fund proxies .
  • Trading signal analysis from Form 4s could refine insider selling pressure assessment, but fund proxies do not include this data; Section 16(a) compliance statements are provided generally without transaction detail, implying the need to review SEC Form 4 filings for specifics .