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Dave Stende

Director at NI Holdings
Board

About Dave Stende

Independent director (age 65) appointed in March 2025, effective April 1, 2025; designated Audit Committee financial expert and expected to become Audit Committee Chair after the 2025 Annual Meeting . Former CEO (2013–2022) and COO (2006–2013) of Eide Bailly; previously audit partner (1982–2006) . B.S. in Business Administration and Accounting, University of North Dakota; Certified Public Accountant .

Past Roles

OrganizationRoleTenureCommittees/Impact
Eide Bailly LLPChief Executive Officer2013–Apr 2022 Led firm; oversight of audit quality and operations
Eide Bailly LLPChief Operating Officer2006–2013 Managed firm operations
Eide Bailly LLPAudit Partner1982–2006 Served public and non‑public companies; deep audit expertise

External Roles

OrganizationRoleTenureNotes
Eide Bailly LLPBoard member (as CEO)2013–Apr 2022 Governance experience at a large public accounting firm

Board Governance

  • Committee assignments: Audit Committee member and audit committee financial expert; Board expects Stende will serve as Audit Committee Chair following the 2025 Annual Meeting .
  • Independence: Board determined Stende is independent under Nasdaq rules; all Audit Committee members are independent .
  • Attendance context: In 2024, Board met 19 times; each director attended at least 98% of Board/committee meetings; non‑employee directors meet in quarterly executive sessions .
  • Controlled company context: Nodak Mutual Group owns ~61%; the Board does not rely on governance exemptions despite controlled status .
Governance ItemDetail
Board/Committee meetings (2024)Board 19; Audit 10; Compensation 7; Investment 4; Nominating & Governance 9; CEO Search 3; Strategic Planning 3
Executive sessionsQuarterly meetings of independent directors without management
Audit Committee oversightIncludes selection/oversight of auditors; related‑party transaction review; ERM oversight
Auditor inspection noteForvis Mazars 2023 PCAOB inspection had 9 public findings and 1 ICFR opinion change; Audit Committee monitoring remediation

Fixed Compensation

ComponentAmount/StructureNotes
Annual Board retainer (cash)$50,000 Non‑employee directors
Committee membership retainer$2,500 per quarter per committee Paid for each committee
Committee chair retainer+$1,000 per quarter Audit, Compensation, Nominating & Governance, Investment
Board Chair retainer+$2,500 per quarter Board Chair only
Ad hoc committeesSimilar quarterly structure CEO Search, Strategic Planning in 2024

Performance Compensation

ItemPolicy/Use for Directors
Performance‑based cash/PSUsNot disclosed/applicable for directors; director equity is time‑based RSUs vesting at next annual meeting
Equity grant cadenceAnnual RSUs targeted at $50,000; granted the day after each annual meeting; vest on next annual meeting date
Deferral programDirectors may elect to defer receipt of RSU shares under Deferred Compensation Plan

Other Directorships & Interlocks

  • Related‑party and interlocks: Appointment 8‑K states no family relationships and no transactions requiring Item 404(a) disclosure for Stende . Only disclosed related‑party transactions involve royalties to North Dakota Farm Bureau, where another director (Missling) is an officer; no Stende involvement .

Expertise & Qualifications

  • CPA and former audit partner; deemed Audit Committee financial expert .
  • Senior leadership and governance experience at a major accounting firm (CEO/COO) .
  • Independence under Nasdaq listing standards .

Equity Ownership

HolderShares Beneficially Owned (Record Date)% of Shares OutstandingNotes
Dave Stende (as of 3/31/2025 record date)<1% New director; no RSUs counted at record date if deferred or not yet granted
Shares outstanding (Record Date)20,698,574 Denominator for ownership calculations
Post‑meeting Form 4 position3,924 shares after award on 5/21/2025 [Form 4 URL]~0.019% (3,924/20,698,574)Award/acquisition; direct ownership as director [Form 4 URL]
  • Ownership guidelines: Non‑employee directors must hold stock equal to 3x annual cash retainer; five years to comply; hedging and pledging prohibited for directors and officers .

Insider Trades

Filing DateTransaction DateFormTypeSecurityShares TransactedPricePost‑Transaction HoldingsLink
2025‑04‑012025‑04‑013Initial statementhttps://www.sec.gov/Archives/edgar/data/1681206/000117494725000457/0001174947-25-000457-index.htm
2025‑05‑232025‑05‑214A (Award)Common Stock3,924$0.003,924https://www.sec.gov/Archives/edgar/data/1681206/000117494725000852/0001174947-25-000852-index.htm

Governance Assessment

  • Positives: Independent CPA with deep audit leadership; designated Audit Committee financial expert and expected Audit Chair—supports robust financial oversight . No related‑party ties or conflicts disclosed for Stende; strong Board culture on independence (committees entirely independent) and quarterly executive sessions; high 2024 attendance rates signal engaged board .
  • Watch items: Controlled company structure (61% parent ownership) can concentrate voting power; Audit Committee should closely monitor auditor remediation given PCAOB inspection findings; Compensation Committee exercised discretion to adjust 2024 STIP metrics—ongoing scrutiny of pay‑for‑performance alignment warranted .
  • Shareholder signals: 2025 director election support for Stende (17,101,524 for; 1,611,908 withheld) and strong say‑on‑pay approval (18,127,743 for; 402,553 against; 183,136 abstain) indicate investor confidence at the last meeting .

Appendix: Director Compensation Program (context for Stende starting in 2025)

YearNameFees Earned (Cash)Stock Awards (RSUs)All OtherTotal
2024 (pre‑appointment)Stende
Program terms$50,000 annual cash retainer; $2,500/quarter per committee; +$1,000/quarter for committee chairs; +$2,500/quarter Board Chair Annual RSUs targeted $50,000; grant day after annual meeting; vest at next annual meeting; deferral election available Ad hoc committee retainers similar structure

RED FLAGS: None disclosed for Stende (no Item 404 related‑party transactions; independent). Sector‑specific risk oversight remains key due to auditor inspection findings; as incoming Audit Chair, Stende’s engagement with remediation and ERM will be a focal point for investors .

Say‑on‑Pay & Voting Outcomes (2025): Stende elected; votes for 17,101,524; withheld 1,611,908; broker non‑votes 876,915. Say‑on‑pay approved; 18,127,743 for; 402,553 against; 183,136 abstain; broker non‑votes 876,915 .