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Thomas Ivantic

Director at NSTS Bancorp
Board

About Thomas M. Ivantic

Thomas M. Ivantic, age 73, has served as a director of NSTS since 1998. He is retired after a 29+ year career as a commercial airline pilot at United Airlines and holds a BA in Economics and Business Administration from St. Mary’s University (1973). He is not independent under Nasdaq rules due to a family relationship with an NSTS executive (brother of Chief Lending Officer Amy L. Avakian) . In 2025, he stood for re‑election to a term expiring in 2028 and received 1,926,437 “For” votes and 1,037,198 “Withheld” votes .

Past Roles

OrganizationRoleTenureCommittees/Impact
United AirlinesCommercial airline pilotOver 29 yearsBusiness experience cited by NSTS as valuable to the Board
NSTS predecessor (North Shore MHC)DirectorPre-IPO service continuedLong-term Board service and community involvement noted by NSTS

External Roles

OrganizationRoleTenureNotes
Boy Scouts of America; PADS; Appalachia Service Project; St. Joseph Food Pantry; Bed MinistriesVolunteerOngoingCommunity involvement highlighted in proxy

Board Governance

  • Independence: Not independent due to being the brother of the Company’s Chief Lending Officer, Amy L. Avakian (Nasdaq Rule 5605(a)(2) standard) .
  • Committee assignments: Not listed as a member of Audit, Nominating & Corporate Governance, or Compensation Committees; current members are Arenas (Chair), Ansani, True (Audit); Ansani (Chair), Arenas, True (Nominating & Governance); Ansani (Chair), Arenas (Compensation) .
  • Attendance: In 2024, the Board held 12 regular meetings and one special meeting; no director or committee member attended fewer than 75% of meetings .
  • Annual meeting participation: Six of seven directors attended the 2024 annual meeting; directors are expected to attend absent conflicts .
  • 2025 election result: For 1,926,437; Withheld 1,037,198; Broker non-votes 941,614 .

Fixed Compensation

ComponentDetailAmount/TermsSource
Bank Board annual retainer (2024)Cash$18,000
Company Board retainer (2024)Cash$2,000 (paid quarterly)
Per‑meeting fee (2024)Cash$1,000 per meeting
Total cash fees paid (2024)Fees Earned$32,000
Deferred compensation electionPlan participationDeferred all or a portion of cash fees into Director Deferred Compensation Plan; credited at prime + 2%

Performance Compensation

Equity/MetricGrant/StatusTerms/ValueSource
2024 Director stock awardsNot grantedNo stock awards to Ivantic disclosed for 2024
2024 Director option awardsNot grantedNo option awards to Ivantic disclosed for 2024
Outstanding unvested restricted stock7,360 shares (unvested)Voting power only; no investment power until vesting
Outstanding unvested options18,400 options (unvested)Unvested, not included in beneficial ownership table

No director performance metrics (TSR, revenue/EBITDA goals, ESG) are disclosed for Ivantic’s director compensation; director pay is primarily cash fees with equity from prior grants under the 2023 Equity Incentive Plan .

Other Directorships & Interlocks

CategoryCompany/EntityRoleNotes
Public company boardsNone disclosed in proxy biography
Private/non‑profit boardsNot disclosed for Ivantic beyond volunteer roles
Interlocks/related relationshipsNSTSFamily relationshipBrother of CLO Amy L. Avakian; not independent

Expertise & Qualifications

  • Education: BA, Economics & Business Administration, St. Mary’s University (1973) .
  • Industry experience: 29+ years in airline operations; retirement from United Airlines .
  • Additional skills: Long‑tenured Board service and local community engagement .

Equity Ownership

HoldingAmount% of OutstandingNotes
Shares beneficially owned26,440<1%As of March 24, 2025; excludes unvested awards
Unvested restricted stock7,360N/AVoting power only; not in beneficial ownership count
Unvested options18,400N/ANot in beneficial ownership count
ESOP holdingsNot specified for Ivantic; ESOP overall ownership 430,239 shares (8.2%)

Governance Assessment

  • Independence and conflicts: Ivantic is not independent due to a close family tie to a senior executive, which is a governance red flag for board oversight and potential related‑party exposure. Nasdaq majority‑independent compliance was temporarily impaired in early 2025 following a director’s death, with a cure period to June 19, 2025 or the 2025 annual meeting timing; Board intends to appoint a new independent director .
  • Committee effectiveness: He does not serve on Audit, Compensation, or Nominating & Governance committees, limiting formal influence over key oversight areas (financial reporting, executive pay, board composition) .
  • Shareholder sentiment: 2025 election drew over 1.0 million “Withheld” votes against Ivantic, signaling notable investor reservations; meanwhile, shareholders expressed significant support for a non‑binding proposal to sell/merge the company (For 1,564,131; Against 531,187; Abstain 838,300), highlighting strategic dissatisfaction and value realization pressure .
  • Pay and alignment: 2024 director pay for Ivantic was cash‑based ($32,000) with no new equity grants; he holds modest beneficial ownership (26,440 shares) with additional unvested RSUs and options from prior awards, and participates in a deferred compensation plan accruing interest at prime + 2% (which may be viewed as generous relative to market) .
  • Policies: Anti‑hedging policy applies to directors and prohibits hedging/monetization transactions; clawback policy applies to executive incentive compensation (not director fees), supporting pay governance for executives .

RED FLAGS

  • Not independent due to immediate family relationship with a senior executive .
  • Meaningful “Withheld” vote count in 2025 director election .
  • Absence from key standing committees (Audit, Compensation, Nominating & Governance) .

Additional Notes

  • Related‑party transactions: Director/executive loans by the Bank are permitted under banking regulations, made on market terms without unfavorable features; no other related‑party transactions over $120,000 are disclosed for Ivantic specifically .
  • Board attendance: Overall attendance standards were met in 2024; meeting load was 12 regular and one special session .