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Curtis Kawlewski

Chief Financial Officer at Nuvera Communications
Executive

About Curtis Kawlewski

Curtis O. Kawlewski is Chief Financial Officer of Nuvera Communications (NUVR) with an employment agreement originally entered in March 2012 and amended in July 2017, providing for an annual base salary and eligibility under the company’s Management Incentive Plan . His 2025 compensation framework sets base salary at $251,738 with target annual incentive of 30% of base (max 45%), and severance/change‑in‑control protection equal to 24 months of base salary under a double‑trigger termination within 12 months of a change‑in‑control (amount would have been $486,450 on 12/31/2024) . Company performance context: FY2024 operating revenues rose 5.2% to $69.24m, operating income increased 7.1% to $9.89m, EBITDA reached $24.98m and Adjusted EBITDA $28.27m, while net loss widened to $4.43m due largely to higher interest expense and goodwill impairment amid an aggressive fiber build program .

Past Roles

OrganizationRoleYearsStrategic Impact
Nuvera CommunicationsChief Financial OfficerEmployment agreement entered March 2012; amended July 2017 Executive incentives historically tied to OIBITDA and, in prior years, fiber build KPIs (FTTH passings, new broadband connections, net adds)

External Roles

  • Not disclosed in recent proxy filings or 10-K.

Fixed Compensation

YearBase Salary ($)Target Bonus % of SalaryTarget Bonus ($)Max Bonus %Max Bonus ($)
2025251,738 30% 75,521 45% 113,282
2024243,225 30% 72,968 45% 91,210
Summary Compensation (NEO)2024 ($)2023 ($)
Salary243,225 235,000
Stock Awards
Option Awards72,968 70,500
Non-Equity Incentive Plan Compensation– (no payout)
All Other Compensation7,692 7,495
Total323,885 312,995

Performance Compensation

Plan YearMetricWeightingTargetActualPayoutVesting
2025 MIP (Short‑Term)OIBITDA ≥ 95% of budgetNot disclosedThreshold $56,641; Target $75,521; Max $113,282 Not disclosedNot disclosedAnnual payout based on attainment; subject to clawback
2025 Long‑Term (New)OIBITDA (each year in 3‑yr cycle)Not disclosedSet annually per approved budget Not disclosedPaid in cash at end of 3‑yr period Requires continued service through cycle; performance + service vesting
2024 MIP (Short‑Term)OIBITDA ≥ 95% of budgetNot disclosedThreshold $54,726; Target $72,968; Max $91,210 Company did not meet threshold $0 Annual; subject to clawback
2023 MIP (Short‑Term)FTTH passings (17,000), new broadband connections (8,000), net Internet adds (1,300) + OIBITDA ≥ 95%Not disclosedThreshold $35,250; Target $70,500; Max $105,750 Not disclosedNot disclosedAnnual; 50% of incentive in stock in lieu of cash
2022 MIP (Short‑Term)FTTH passings (9,000), new fiber B2B connections (4,500), net Internet adds (1,000) + OIBITDA ≥ 95%Not disclosedThreshold $28,750; Target $57,500; Max $86,250 Not disclosedNot disclosedAnnual; 50% of incentive in stock in lieu of cash

Option Grants and Vesting

Grant DateTypeSharesExercise Price ($)VestingExpiration
3/28/2024NQSO16,813 11.00 Vests one‑third after each of 1st, 2nd, 3rd year following grant 3/28/2034
3/31/2023NQSO24,310 14.70 Vests one‑third annually over 3 years 3/31/2033
4/11/2022NQSO17,747 21.20 Vests one‑third annually over 3 years 4/11/2032
  • As of 12/31/2024, his options had no intrinsic value (not in‑the‑money) .

Equity Ownership & Alignment

HolderShares OwnedOptions Vesting Within 60 DaysTotal BeneficialOwnership %
Curtis O. Kawlewski15,910 39,558 55,468 1.1% (based on 5,178,176 shares outstanding)
Option Status (12/31/2024)Exercisable (#)Unexercisable (#)Strike ($)Expiration
2012 Grant11,831 5,916 21.20 4/11/2032
2023 Grant8,103 16,207 14.70 3/31/2033
2024 Grant16,813 11.00 3/28/2034

Alignment and restrictions:

  • NEOs receive 50% of earned short‑term incentive compensation in company stock in lieu of cash, and awards are subject to clawback/forfeiture policy (restatements or egregious misconduct) .
  • Insider Trading Policy prohibits hedging, short sales, and pledging of company securities; margin purchases are restricted (other than cashless option exercise) .

Employment Terms

ProvisionTerms
Employment AgreementCFO agreement entered March 2012; amended July 2017
Base Salary (2025)$251,738
Annual Incentive (2025)Target 30% of base; max 45%; threshold/target/max dollar opportunities set by MIP
Severance (Termination Without Cause/Good Reason)24 months of base salary
Change‑in‑ControlDouble‑trigger: if terminated without cause or for good reason within 12 months of a change‑in‑control, lump sum equal to 24 months of base salary (would have equaled $486,450 as of 12/31/2024)
Clawback2019 policy amended in 2024; recoupment/cancellation upon accounting restatement or egregious misconduct with substantial detrimental effect
Insider Trading/Hedging/PledgingHedging, short sales, and pledging prohibited; margin purchases restricted
Retention Bonus (Historical)$100,000 stay bonus paid if remained employed one year after CEO’s start date (agreement dated Aug 27, 2019)

Performance & Track Record

Metric (FY)20232024
Total Operating Revenues ($)65,791,968 69,236,337
Operating Income ($)9,235,264 9,889,883
EBITDA ($)21,350,696 24,976,723
Adjusted EBITDA ($)25,025,476 28,265,115
Net Loss ($)(3,214,694) (4,427,810)
Capital Expenditures ($)55,547,283 53,757,778
  • Strategic initiatives include significant fiber build supported by grants (DEED, counties), and CBOL subsidy eligibility beginning Nov 2023; interest expense increased with higher borrowings to fund the build .

Compensation Structure Analysis

  • Shift from equity options to 3‑year cash-based long‑term incentive beginning in 2025, with performance measured annually on OIBITDA and vesting contingent on continued service—reduces equity overhang and near‑term selling pressure but increases guaranteed cash exposure at vest .
  • For 2024, short‑term incentive paid $0 due to not meeting 95% OIBITDA threshold, demonstrating adherence to pay‑for‑performance discipline .
  • Options granted in 2022–2024 vest over three years and had no intrinsic value as of 12/31/2024, limiting immediate monetization risk .

Equity Ownership & Alignment Details

  • Beneficial ownership of 1.1% (including options vesting within 60 days) aligns interests; policy prohibiting hedging/pledging strengthens alignment with shareholders .
  • NEOs’ short‑term incentives partly settled in stock (50%) further tie compensation to equity value .

Risk Indicators & Red Flags

  • No pledging allowed; hedging prohibited (positive governance signal) .
  • Clawback policy updated in 2024 to address restatements and misconduct (mitigates risk of windfall and enforces accountability) .
  • Elevated interest expense and goodwill impairment contributed to widening net loss in 2024; execution risk in financing and capital allocation for fiber build remains, balanced by Adjusted EBITDA growth .

Say‑on‑Pay & Shareholder Feedback

  • Compensation Committee asserts alignment and notes shareholder approval of say‑on‑pay at May 26, 2022 annual meeting .

Investment Implications

  • Alignment is reinforced by stock‑settled incentives and anti‑hedging/pledging rules; option grants currently out‑of‑the‑money reduce near‑term selling pressure .
  • Retention risk appears mitigated by double‑trigger change‑in‑control benefits (24 months base) and new 3‑year cash LTI requiring continued service, but the cash LTI will add to deferred cash obligations at vest .
  • Company performance shows solid revenue and EBITDA growth alongside higher interest burden and goodwill impairment; CFO oversight of capital structure will be pivotal as fiber investments scale and subsidies/grants phase, with OIBITDA‑based incentives directly linking pay to operating performance .