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Robert Garrett

Director at OCEANFIRST FINANCIAL
Board

About Robert C. Garrett

Independent non-employee director of OceanFirst Financial Corp. since 2023; age 67 as of December 31, 2024. Garrett is CEO of Hackensack Meridian Health (since 2018) with 39+ years in healthcare; he holds a bachelor’s degree from Binghamton University and a master’s in health administration from Washington University . He serves on the Audit Committee, which is composed entirely of independent directors under Nasdaq rules, confirming his independence status .

Past Roles

  • Healthcare industry executive with 39+ years of experience (specific prior employers/roles not detailed in proxy) .

External Roles

OrganizationRoleTenureCommittees/Impact
Hackensack Meridian HealthChief Executive Officer2018–presentLeads NJ’s largest health network; significant leadership/regulatory experience
World Economic ForumChair, Health and Healthcare Governor’s CommunityNot disclosedGlobal healthcare policy engagement; presented at WEF Davos and Vatican conference

Board Governance

  • Committee assignments: Audit Committee member; the committee met 5 times in 2024 .
  • Independence: Audit Committee is fully independent; Board reports 11 of 13 directors are independent .
  • Attendance: All directors attended at least 75% of Board and applicable committee meetings in 2024 .
  • Executive sessions: Independent directors hold an executive session at every regularly scheduled Board meeting; Lead Director is Anthony R. Coscia (also chairs the Leadership Committee) .
  • Audit Committee report signatories include Garrett, underscoring active participation in financial oversight .

Fixed Compensation (Non-Employee Director – 2024)

ComponentAmount (USD)
Fees earned or paid in cash$95,000
Stock awards (grant-date fair value)$50,008
Option awards
All other compensation
Total$145,008
  • Director retainer framework (effective 2024): Bank retainer $45,000; Company retainer $50,000; Company equity grant $50,000 in restricted stock; Committee chair add’l $7,500 (or $15,000 if joint Bank/Company); Lead Director add’l $12,500. Equity vests in equal installments over three years, beginning one year after grant .

Performance Compensation

  • Non-employee directors receive time-based restricted stock; no performance-vested equity or annual bonus metrics apply to directors .
  • Recent director equity grants to Garrett:
    • 3,354 restricted shares granted February 2024; 33.3% vesting per year starting March 1, 2025 .
    • 2,778 restricted shares granted February 2025; 33.3% vesting per year starting March 1, 2026 .

Other Directorships & Interlocks

CategoryDetails
Current public company boardsNone disclosed in Garrett’s biography (the bios list other director positions held in the last five years; none are shown for public companies) .
Network ties/interlocksOCFC Chairman/CEO Christopher D. Maher serves on the Board of Hackensack Meridian Health, where Garrett is CEO—creating a soft interlock between OCFC’s CEO and Garrett’s employer .
Related-party transactionsThe Board has a moratorium on transactions with directors/family/affiliates; other than routine banking, no such transactions took place in 2024 . Banking-related loans must be at market terms and pre-approved; 2024 insider loan table shows only a mortgage for executive officer Lebel, not directors .

Expertise & Qualifications

  • Significant leadership and regulatory experience in healthcare as CEO of NJ’s largest health network .
  • Global governance exposure via WEF chair role in Health and Healthcare Governor’s Community .
  • Risk oversight experience applied through Audit Committee service .

Equity Ownership

MetricValue
Total beneficial ownership (shares)6,202
Unvested restricted shares included within ownership5,014 (awarded 3,354 in Feb 2024 and 2,778 in Feb 2025; 33.3% annual vest starting the following March 1)
Stock options outstandingNone (directors listed without options as of Dec 31, 2024 include Garrett)
Shares pledged as collateralNone pledged by any director or executive officer as of March 25, 2025
Director ownership guidelinesMinimum 3× the Company annual retainer; all directors in compliance as of Dec 31, 2024

Governance Assessment

  • Strengths:

    • Independence and oversight: Garrett is on an all-independent Audit Committee; Board holds executive sessions every meeting; Lead Independent Director in place .
    • Engagement: At least 75% attendance; Audit Committee met 5 times in 2024 .
    • Alignment: Director equity paid in restricted stock with multi-year vesting; director ownership guidelines enforced (3× retainer) and in compliance; no pledging allowed and none disclosed .
    • Pay practices: Director pay mix combines cash retainers and equity; amounts for Garrett are transparent ($95k cash; $50k equity) .
    • Broader investor signal: Say-on-pay support was ~83% at 2024 meeting, indicating acceptable investor sentiment on compensation governance generally .
  • Watch items / potential conflicts:

    • Soft interlock: OCFC CEO Maher serves on the Board of Hackensack Meridian Health, where Garrett is CEO. While no related-party transactions were disclosed in 2024 (and a moratorium is in place), investors may monitor for any business dealings or influence pathways between OCFC and HMH .
    • Audit Committee “financial expert” designation is held by the chair (Grace C. Torres); Garrett is not identified as the committee’s SEC “financial expert” .
    • Combined Chair/CEO structure at OCFC persists; mitigated by Lead Director and robust independent committee structure .

Appendix: Key Director Compensation Policies

  • Retainers and equity grant levels and vesting schedule for non-employee directors .
  • Anti-hedging/pledging policy applies to directors; pre-approval required for any exception .
  • Section 16(a) compliance: The Company reports compliance for directors and officers in 2024 filings, with one late Form 4 for an executive (not Garrett) .