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Jacques J. Busquet

Director at ONITY GROUP
Board

About Jacques J. Busquet

Independent director since January 2016; age 76 as of April 15, 2025. Former Chief Risk Officer and Managing Director at Natixis North America LLC and Executive Vice President at Canyon/Crédit Lyonnais Americas overseeing Risks, Compliance, Legal, Regulatory Affairs and Asset Recovery. Holds MBAs in Finance from The Wharton School (University of Pennsylvania) and HEC Paris. Determined independent under NYSE standards; serves as Audit Committee financial expert and brings deep financial services, risk management, and compliance expertise .

Past Roles

OrganizationRoleTenureCommittees/Impact
Natixis North America LLCChief Risk Officer & Managing Director; Executive Committee memberApr 2008 – Feb 2015Led enterprise risk; enhances board risk oversight capability
Canyon Americas (formerly Crédit Lyonnais Americas)EVP; Executive Committee memberPrior to 2008Oversaw Risks, Compliance, Legal, Regulatory, Asset Recovery

External Roles

OrganizationRoleTenureCommittees/Impact
Mizuho Securities USADirectorSince 2021US broker-dealer of Mizuho Financial Group
Mizuho Bank USADirectorSince 2021FDIC-regulated bank; wholly owned by Mizuho Financial Group
Mizuho Americas LLCDirectorSince Jul 2016US bank holding company for Mizuho
Prolitec Inc. (private)DirectorSince 2005Commercial air scenting company
Old Westbury Gardens (non-profit)Trustee; Finance Committee memberSince Sep 2023Finance Committee
Institute of International BankersTrustee (prior)Financial services policy exposure
African Wildlife FoundationTrustee; Audit Committee Chair (prior)Audit oversight experience

Board Governance

ItemDetails
IndependenceAffirmatively determined independent (NYSE standards)
Years of ServiceDirector since 2016
Committee AssignmentsAudit Committee (member); Compensation & Human Capital Committee (Chair); Risk & Compliance Committee (member); Executive Committee (member)
Committee “Financial Expert”Audit Committee members (including Busquet) qualify as SEC “audit committee financial experts”
AttendanceBoard held 10 meetings in 2024; each incumbent director attended at least 75% of aggregate Board and committee meetings; seven directors attended 2024 annual meeting
Executive SessionsNon-management directors met in executive session at 4 meetings in 2024; committees also met in executive session
Lead Independent DirectorKevin Stein (not Busquet)
Related-Party OversightRisk & Compliance Committee reviews and approves related party transactions per policy

Fixed Compensation (Director)

ComponentAmountNotes
Fees Earned in Cash (FY2024)$120,000Total cash fees paid to Busquet
Annual Cash Retainer$72,000Standard non-management director retainer
Compensation Committee Chair+$20,000Chair premium
Audit Committee Member+$12,500Member fee (non-chair)
Risk & Compliance Committee Member+$12,500Member fee (non-chair)
Meeting Fees$1,000 per meeting beyond 8 per yearFor Board/committee meetings above threshold

The $120,000 cash total reflects the retainer plus committee chair/member fees; any residual difference is consistent with permitted meeting fees for meetings in excess of eight per year .

Performance Compensation (Director)

Equity AwardGrant DateInstrumentShares/UnitsFair ValueVestingConditions
Annual RSU grant (2024–2025 term)May 28, 2024RSUs4,792 units$120,0001-year cliff (May 28, 2025)Requires ≥75% attendance across Board/committees; pro rata vesting if below 75%

Deferral Plan available to directors to defer equity delivery; RSUs are non-transferable, no voting prior to issuance .

Other Directorships & Interlocks

CategoryDetail
Public company boardsMizuho Securities USA; Mizuho Bank USA; Mizuho Americas LLC (Mizuho group entities)
Potential interlocks/conflictsNo Item 404 related party transactions disclosed involving Busquet; Compensation Committee disclosed no relationships requiring Item 404 for members . Risk & Compliance Committee monitors and approves related-party transactions under Company policy .
Significant shareholders with board observersOaktree has two non-voting board observers; rights contingent on ownership thresholds .

Expertise & Qualifications

  • Financial services, risk management, compliance; qualifies as audit committee financial expert .
  • MBA finance credentials (Wharton and HEC Paris) .
  • Deep governance experience across regulated institutions; valuable for enterprise risk oversight .

Equity Ownership

MetricFigure
Total shares/units (vested + unvested) as of 3/31/202545,010
CompositionIncludes 4,792 unvested RSUs; 1,000 shares held jointly with spouse
Value at $32.32 (3/31/2025 close)$1,454,723
Value at illustrative fully diluted book value ($50.19)$2,259,052
Beneficial ownership % of class<1%
Pledging/HedgingCompany prohibits pledging, short sales, hedging, options on company stock; policy applies to directors
Ownership guidelineDirectors expected to own ≥5× base annual cash retainer within 5 years; guideline equals ~$360,000 based on $72,000 retainer; Busquet’s holdings materially exceed guideline at current value
Section 16 pledging disclosureNo shares pledged by directors/executives

Director Compensation Structure Analysis

  • Cash vs equity mix: Annual cash retainer/committee fees maintained at reduced levels per 2022 cost-cutting; equity RSUs fixed at $120,000 annually, vesting tied to attendance—aligns pay with engagement and shareholder value creation .
  • Governance safeguards: No option repricing; no tax gross-ups; clawback policy adopted; anti-hedging/pledging; double-trigger change-of-control on LTIP awards .
  • Say-on-Pay outcomes: 86.5% approval in 2024 advisory vote—supportive of Compensation Committee’s program design; Busquet chaired Compensation Committee .

Potential Conflicts or Related-Party Exposure

  • Related-party transaction approval: Risk & Compliance Committee (of which Busquet is a member) reviews and approves related party transactions under the Company’s policy .
  • Compensation Committee interlocks: None; no Item 404 relationships; members were not Company officers .
  • External roles: Service on Mizuho group boards could present theoretical interlocks if business dealings existed; no related-party transactions disclosed involving Busquet’s affiliations .

Insider Trades (Form 4)

Period SearchedPersonResult
Jan 1, 2024 – Nov 20, 2025Jacques J. BusquetNo insider Form 4 transactions found using the Insider Trades skill (Form 4 database query).

Governance Assessment

  • Strengths: Independent status; Audit Committee financial expert; chairs Compensation Committee; strong attendance; robust equity alignment exceeding ownership guidelines; anti-hedging/pledging; clawback policy; no disclosed related-party conflicts; Say-on-Pay support at 86.5% .
  • Watch items: Presence of Oaktree board observers (non-voting) warrants continued monitoring of independence dynamics at the board level; external Mizuho directorships require ongoing oversight via related-party policy and Risk & Compliance review, though none are disclosed presently .

Overall signal: Busquet’s profile and committee leadership indicate strong governance orientation with meaningful skin-in-the-game and robust independence controls—supportive of investor confidence absent any disclosed conflicts .