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David Vennettilli

Director at OppFi
Board

About David Vennettilli

Independent director focused on finance and private equity with M&A execution experience. Age 37; on OppFi’s Board since July 2021 (bio header lists “Director Since: 2015,” reflecting prior advisory capacity to OppFi-LLC) . Partner at Schwartz Capital Group since 2015 and Partner at Strand Equity Partners; BBA (Finance & Accounting), University of Michigan Ross School of Business (high distinction) . Not identified by the Board as NYSE Independent; the company is a controlled company under NYSE rules, which permits non-independent directors on certain committees .

Past Roles

OrganizationRoleTenureCommittees/Impact
GTCR (Chicago)Private Equity, focused on information services, software, technology2011–2015Deal execution and portfolio work (as described)
Moelis & Company (New York)Investment BankingNot disclosed (prior to 2011)M&A advisory experience
OppFi-LLCAdvisor to board of managers2015–July 2021Advised prior to OppFi Inc. board service

External Roles

OrganizationRoleTenureFocus
Schwartz Capital GroupPartner2015–presentLeads private equity, real estate, opportunistic equity efforts
Strand Equity PartnersPartnerNot disclosedM&A execution and portfolio management

Board Governance

ItemDetail
Board class/termClass III director; Class III terms expire 2027
IndependenceNot listed among NYSE Independent directors (Favilla, Moore, Zeeman are independent)
CommitteesCompensation Committee (Chair); Nominating & Corporate Governance Committee (Member)
Audit CommitteeNot a member (Audit chaired by Zeeman; members Zeeman, Moore, Favilla)
Lead Independent DirectorJocelyn Moore
Meeting cadence (2024)Board met 6x; Compensation 4x; Nominating & Corporate Governance 1x; Audit 5x
Annual meeting attendanceAll Board members attended 2024 annual meeting
Controlled companySCG Holders beneficially held ~71.5% voting power; OppFi relies on NYSE controlled-company exemptions (e.g., no majority independent board; non-fully independent Comp and N&G committees)
Nomination rightsSCG Holders’ Representative can nominate a majority of the Board and committees while controlled (Vennettilli designated under these rights)

Fixed Compensation

Component (Director)Amount (USD)Notes
Board cash retainer (2024)$50,000Standard annual cash retainer
Compensation Committee – Chair retainer (2024)$18,000Chair fee
Nominating & Corporate Governance Committee – Member retainer (2024)$7,000Member fee (Chair not currently paid because CEO chairs N&G)
Total cash fees (2024)$75,000Matches director compensation table for Vennettilli

Performance Compensation

AwardGrant ValueVestingPerformance Metrics
Annual RSU grant (Director program)$150,000Vests in full on earlier of 1-year from grant or the next annual meeting, subject to serviceNo performance conditions; time-based only

Other Directorships & Interlocks

CategoryDetail
Current public company boardsNone disclosed in biography
Committee interlocksCompany discloses no Compensation Committee interlocks in past year

Expertise & Qualifications

  • Private equity and opportunistic investing; M&A execution and portfolio management (Schwartz Capital Group; Strand Equity) .
  • Early-career training in investment banking (Moelis) and middle-market PE (GTCR) across information services, software, technology .
  • Finance and accounting education (BBA, Michigan Ross), high distinction .

Equity Ownership

HoldingAmountNotes
Class A common stock41,434Direct Class A shares
Class V voting stock (with corresponding OppFi Units)1,000Held via DAV 513 Revocable Trust (sole trustee/beneficiary)
RSUs vesting within 60 days of record date (4/14/2025)49,328Included in beneficial ownership per SEC rules
Total beneficial ownership91,762“Less than 1%” of outstanding Common Stock
Pledging/hedgingCompany prohibits hedging transactions by directors; no specific pledging disclosure noted for Vennettilli in proxy

Insider Trades & Filings

Date/PeriodFormSummary
June 2024 (reported) / filed Nov 2024Form 4Company notes one late Form 4 for Vennettilli reporting a June 2024 transaction (details not provided in proxy)

Related-Party Considerations

  • Controlled company: SCG Holders’ Representative nominates a majority of directors and committee members while controlled; Vennettilli is a Partner at Schwartz Capital Group, an affiliate of the controlling holders .
  • Tax Receivable Agreement (TRA): Company obligated to remit 90% of certain tax savings to pre-combination Members; liability was $26.5 million as of 12/31/2024. Members include holders of Retained OppFi Units; Vennettilli beneficially owns 1,000 OppFi Units via trust, indicating potential alignment with TRA beneficiaries .
  • Registration/lock-up and governance agreements from the Business Combination and Investor Rights Agreement remain in effect, reinforcing nomination and liquidity rights for Members/Founders .

Governance Assessment

  • Strengths

    • Clear disclosure of committee composition and charters; independent Lead Director with executive sessions to enhance oversight .
    • Use of independent compensation consultant (FW Cook) to support the Compensation Committee process .
    • Director pay structure emphasizes equity (annual $150k RSU) to align interests, with straightforward time-based vesting .
  • Risks / RED FLAGS

    • Controlled-company status: Board is not majority independent; Compensation and Nominating & Governance Committees include non-independent members; Vennettilli (non-independent) chairs the Compensation Committee. This is permissible but may diminish perceived independence of pay decisions .
    • Investor Rights Agreement concentrates nomination power with controlling holders, including the ability to populate a majority of each committee while controlled, potentially limiting minority investor influence .
    • TRA obligations ($26.5m liability at 12/31/2024) transfer substantial tax benefits to pre-combination Members; as a beneficiary of OppFi Units, Vennettilli’s interests could intersect with TRA economics, warranting careful conflict oversight .
    • Compliance note: one late Form 4 (June 2024 transaction filed November 2024), a minor filing timeliness issue but a governance blemish nonetheless .
  • Net View for Investor Confidence

    • Vennettilli brings relevant finance/PE and M&A skills and long firm knowledge; however, his non-independent status, chairing of the Compensation Committee under controlled-company exemptions, and structural features (Investor Rights Agreement, TRA) necessitate heightened scrutiny of executive/director pay decisions and related-party oversight. Lead Director structure and independent Audit Committee are mitigating factors but do not eliminate the core independence concerns .