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Bony Dawood

Director at PB Bankshares
Board

About Bony R. Dawood

Entrepreneurial business leader and founder of Dawood Engineering with over 30 years leading a family of companies focused on sustainable infrastructure for public and private clients. Age 61; director at Presence Bank and PB Bankshares since 2022; holds an Engineering degree from the University of Delaware; nominated for re‑election in 2025 based on business experience and local community relationships .

Past Roles

OrganizationRoleTenureCommittees/Impact
Dawood Engineering (family of companies)Founder/Leader30+ yearsLeads planning/design/build across surveying, BIM, GIS, energy, municipal, real estate, site/land development, transportation, utilities

External Roles

OrganizationRolePublic Company?Notes
Dawood family of companiesFounder/LeaderNoPrivate enterprise; no other public company directorships disclosed

Board Governance

  • Board independence: PB Bankshares determined all directors except the CEO are independent; Dawood is independent .
  • Board leadership: Independent Chair (Joseph W. Carroll) with separated Chair/CEO roles; periodic meetings of independent directors .
  • Committee assignments: Audit Committee member; Audit met 5 times in 2024; Compensation and Nominating committees are independent, but Dawood is not a member of those .
  • Attendance: Board held 10 regular meetings in 2024; all members attended 100% of Board meetings and no director attended fewer than 75% of aggregate Board+committee meetings; all 10 directors attended the 2024 Annual Meeting .
  • Independence reaffirmed with no related transactions impacting independence .

Fixed Compensation

ComponentFY 2024 AmountNotes
Annual cash retainer$30,000 Paid $2,500 monthly for non-executive directors
Committee membership feesNot disclosedNo additional committee fees disclosed
Committee chair feesNot applicableDawood is not a committee chair
Equity compensation (RSUs/Options)None outstanding See footnote: options and stock awards outstanding apply to non-employee directors other than Carroll and Dawood
PerquisitesNone (> $10,000) No director had perqs exceeding $10,000

Performance Compensation

Metric/StructureStatusDetails
Performance-based director compensation (cash bonus)Not disclosedDirector comp presented as fixed fees; no director performance bonus disclosed for Dawood
Equity with performance metrics (PSUs/Options)None outstandingFootnote indicates no outstanding options/stock awards for Dawood as of 12/31/2024

Other Directorships & Interlocks

CompanyRoleCommittee RolesInterlocks/Conflicts
None disclosedNo public company directorships or interlocks disclosed for Dawood

Expertise & Qualifications

CategoryDetails
EducationEngineering degree, University of Delaware
Industry experienceInfrastructure planning/design/build; multi-disciplinary portfolio (surveying, BIM, GIS, energy, municipal, transportation, utilities)
Board qualificationsBusiness experience and local community contacts; Audit Committee member (not designated as the committee’s financial expert)
Financial expert designationAudit Committee financial expert is Woolard (not Dawood)

Equity Ownership

ItemAmountNotes
Beneficial ownership (shares)0 Listed as “—” with less than 1% ownership footnote
Ownership % of outstanding<1% 2,552,315 shares outstanding as of April 8, 2025
Vested/unvested sharesNone No RSUs outstanding for Dawood
Options (exercisable/unexercisable)None Footnote excludes Dawood from directors with outstanding options
Pledged sharesProhibited; none approvedAnti-pledging policy prohibits pledging; Board has not approved any exceptions
HedgingProhibitedAnti-hedging policy restricts derivatives/short sales

Insider Filings and Trades

FormFiling DateTransaction DateReported NameHolder TypeSecurities Owned AfterSource
Form 32022-11-152022-11-13Dawood BonyDirector0

Related Party Transactions and Conflicts

  • Insider loans: Aggregate loans to executive officers, directors, and related parties were $4.6 million as of Dec 31, 2024, made on ordinary-course terms and performing; individual recipient details are not disclosed, and all transactions are reviewed by the Audit Committee per policy .
  • Policies: Anti-hedging/pledging policy in place; director independence affirmed; related person transactions reviewed at least twice yearly by the Audit Committee .

Compensation Committee Analysis (Context)

  • Composition: Tompkins (Chair), Carroll, Greenfield, Pinno, Wentz; met one time in 2024 .
  • Consultant use: No compensation advisor engaged in 2024 .
  • Philosophy: Considers executive responsibility/performance, company results, and peer group analysis for executives; sets chartered oversight of equity/incentives and succession planning (directors receive fixed fees) .

Governance Assessment

  • Positives: Independent director; strong attendance (100%); service on an independent Audit Committee; independent Chair separated from CEO; anti-hedging/pledging policy with no exceptions approved .
  • Watch items and RED FLAGS:
    • Zero beneficial ownership and no outstanding equity awards for Dawood as of year-end 2024, signaling limited “skin-in-the-game” alignment relative to peers, especially given small-cap community bank context .
    • Not designated as Audit Committee financial expert (committee relies on Woolard for this), which may reduce technical financial oversight depth contributed by Dawood .
    • Aggregate insider lending exists (common for community banks, made on market terms), but lack of individual disclosure prevents clear conflict assessment; continued monitoring recommended .
  • Overall: Board independence and attendance are strong, but ownership alignment for Dawood is weak. Continued monitoring of director equity participation and any related-party exposure is advisable, alongside evaluation of Audit Committee skill mix for bank-specific accounting/risk oversight .