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Susan D. Rector

Chairman of the Board at PEOPLES BANCORP
Board

About Susan D. Rector

Independent, non-executive Chairman of the Board of Peoples Bancorp Inc. since October 2020; director since 2011. Age 66. Career corporate attorney focused on intellectual property, information technology, and complex transactions (formations, restructurings, M&A); Partner, Peterson Law LLP (since Apr 2017); previously Partner, Ice Miller LLP (1987–2017). Brings extensive governance experience from 40+ years serving on and chairing nonprofit boards, with emphasis on nominations, governance, and oversight .

Past Roles

OrganizationRoleTenureCommittees/Impact
Ice Miller LLP (formerly Schottenstein, Zox & Dunn Co., LPA)Partner (Attorney)1987–Apr 2017Practice in IP, IT law, and business transactions; experience with regulated entities and compliance
Various nonprofit boardsChair/TrusteeMultiple years (40+ of board service)Focus on trustee nominations, board governance, and oversight

External Roles

OrganizationRoleTenureFocus/Impact
Peterson Law LLPPartner (Attorney)Apr 2017–PresentComplex tech, IP, information technology and e‑commerce issues; business transactions

Board Governance

  • Role: Independent, non-executive Chairman of the Board (since Oct 2020) .
  • Independence: Board determined Rector and 9 other non-management directors are independent; Board is 91% independent as of Feb 24, 2025 .
  • Executive sessions: Independent directors met in executive session during each Board meeting; sessions presided over by the Chairman (Rector) .
  • Attendance: Board held 11 meetings in 2024; each incumbent director attended at least 85% of Board and assigned committee meetings; all incumbent directors attended the 2024 annual meeting .
  • Leadership structure: CEO and Chairman roles separated; independent chairs for Audit, Compensation, Governance & Nominating, and Risk Committees .
CommitteeCurrent RoleNotes
Executive CommitteeChairCurrent member and Chair; committee did not meet in 2024 .
Governance & Nominating CommitteeMemberOversight of independence determinations, committee assignments, ESG practices, and board evaluations .
Risk CommitteeMemberOversees ERM, risk appetite, credit, liquidity, market, operational, compliance, and ESG-related risks .
Compensation CommitteeFormer Member (through Apr 25, 2024)Not currently a member; committee sets exec/board pay and retains independent consultant .

Fixed Compensation

  • Structure: 2024 director retainer $92,500, paid quarterly (50% cash, 50% unrestricted common shares); additional cash retainers for committee chairs and Chairman of the Board ($50,000 in 2024). All directors serve on both the holding company and bank boards under this structure .
  • 2025 changes: Annual base retainer increases to $105,000; Chair retainers increase (Audit Chair to $20,000; Compensation/Gov & Nom/Risk Chairs to $10,000); Chairman of the Board retainer to $60,000 .
YearBase Director RetainerChairman of the Board RetainerForm
2024$92,500 $50,000 50% cash / 50% unrestricted shares (base); Chair retainer in cash
2025 (effective Apr 1)$105,000 $60,000 Same mix; increased chair retainers
Director Compensation (2024)Cash FeesStock AwardsOption AwardsNon-Equity IncentiveNQDC EarningsAll Other CompTotal
Susan D. Rector$97,000 $46,250 $30,032 $72 $173,354
  • Deferred compensation elections (alignment): In 2024, Rector deferred $96,250 of cash retainer and $46,250 of equity retainer into the Directors’ Deferred Compensation Plan; her plan earnings for 2024 were $30,032. Deferred stock allocations receive quarterly share credits and dividend equivalents; cash deferrals earn interest equal to Peoples Bank’s three‑year CD rate .

Performance Compensation

Director pay is not performance-based; no options or incentive plan payouts are granted to non‑employee directors. Equity is delivered as unrestricted common shares with immediate value (no performance vesting) .

Performance ElementAmount (2024)Notes
Non‑Equity Incentive Plan CompensationNo director STIP/LTIP for non‑employee directors .
Option AwardsNo options granted to non‑employee directors; equity delivered as unrestricted shares .
Performance Metrics (Director Pay)N/ANot used in director compensation .

Other Directorships & Interlocks

CategoryDetail
Current public company boardsNone disclosed for Rector in PEBO’s 2025 proxy biography .
Private/non‑profit boards40+ years serving on and chairing nonprofit boards; focus on nominations, governance, oversight .
Interlocks/conflictsNone disclosed .

Expertise & Qualifications

  • Legal, IP, IT and technology transactions; compliance experience with regulated entities; M&A and complex transactions background .
  • Deep board governance experience (nominations, governance, oversight); serves as independent Chairman with executive session leadership .
  • Governance structure emphasizes independent oversight across all major committees .

Equity Ownership

HolderCommon Shares Presently HeldOwnership % of PEBOAdditional Share Interests (Deferred Stock)Total Share InterestsNotes
Susan D. Rector26,646 <1% (per footnote) 22,418 49,064 Includes 6,905 shares held directly by Rector; excludes 2,995 shares held by spouse, disclaimed; deferred stock has no current voting/investment power .
  • Stock ownership guidelines: Directors must own PEBO shares ≥3x the annual base director retainer within 5 years of Board service start; company prohibits pledging/hedging of company stock by directors .

Governance Assessment

  • Positives for investor confidence:

    • Independent, non‑executive Chairman provides strong separation of chair/CEO roles; Board is 91% independent; independent chairs on all key committees .
    • Robust ERM oversight as Risk Committee member; Governance & Nominating member; Chair of Executive Committee .
    • Consistent engagement: Board met 11 times in 2024; all incumbents met ≥85% attendance; independent executive sessions at each meeting .
    • Alignment features: portion of director pay in stock; Rector voluntarily deferred both cash and equity retainers in 2024 into the director plan; hedging/pledging prohibited .
    • Compliance indicators: All Section 16(a) reports filed timely; no director legal proceedings requiring disclosure .
  • Watch items:

    • As a practicing partner at Peterson Law LLP, any legal services or business with PEBO would be subject to related‑party review; 2025 proxy discloses no Rector‑specific related party transactions and outlines a formal Related Person Transaction Policy with Audit Committee oversight .
    • Concentration of board leadership (Chair of the Board and Chair of Executive Committee) warrants continued focus on balanced committee leadership, which PEBO supports via independent chairs across other committees .

Related-person transactions (banking relationships) with directors/executives are stated to be on market terms, within Regulation O, approved as required, and performing; no past‑due or unfavorable features disclosed as of the proxy date .