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About Karen H. Hogan

Karen H. Hogan, age 63, is an Independent Director and the Audit Committee Chair of PFO (Flaherty & Crumrine Preferred Income Opportunity Fund) and has served on PFO’s Board since 2016; she also previously served as a Class III Director of PFO from 2005–2016, indicating long-standing board experience across the fund complex . Her background includes senior roles at Lehman Brothers in preferred stock origination and product development, prior public company board and audit chair service, and multiple nonprofit leadership positions; she currently chairs each Fund’s Audit Committee . She is one of three Independent Directors on the four-member Boards; David Gale serves as Lead Independent Director .

Past Roles

OrganizationRoleTenureCommittees / Impact
Lehman Brothers Holdings Inc.SVP, Preferred Stock Origination; previously VP, New Product Development1985–1997Led origination in preferreds; product development in capital markets
New World Coffee, Inc.Director; Audit Committee member and ChairNot disclosedAudit committee leadership at a public company

External Roles

OrganizationRoleTenureNotes
IKAR (non-profit)Director; formerly Chair of the BoardNot disclosedCurrent board member; past Chair
Young Men’s Service League (local chapter)Board memberNot disclosedCommunity nonprofit leadership
Local LibraryCapital campaign committee memberNot disclosedCommunity engagement
Various non-profits (community)Board/active committee memberNot disclosedMultiple additional nonprofit roles

Board Governance

  • Independence: Audit and Nominating Committees are composed entirely of Independent Directors under NYSE listing standards for closed-end funds; Ms. Hogan is a member of both and Chair of the Audit Committee .
  • Committee assignments: Audit Committee (Chair: Hogan; members Gale, Dalmaso); Nominating Committee (members Hogan, Dalmaso, Gale) .
  • Board structure and leadership: Three out of four directors are Independent; the Board Chair is an “interested person”; David Gale is Lead Independent Director .
  • Classified board: Directors serve staggered three-year terms; Ms. Hogan is a nominee for a term expiring at the 2028 Annual Meeting for PFO (and other funds where nominated) .
  • Attendance and engagement: FY ended Nov 30, 2024—Board held six meetings (four telephonic); every Director attended 100% of Board and applicable committee meetings; Audit Committee met four times; Nominating Committee met twice; all Directors attended the April 17, 2024 Annual Meetings of Shareholders .
  • Conflicts guardrail: No Non-Interested Director or their immediate family owned any securities of the Adviser (Flaherty & Crumrine) or its control affiliates, reducing adviser-related conflicts .

Fixed Compensation

ComponentAmountBasis / Notes
Annual Director fee (per fund; Independent Directors)$9,000Paid by each Fund
Meeting fees (in-person Board or Audit)$750 per meetingPaid by each Fund
Meeting fees (in-person Nominating)$500 per meetingPaid by each Fund
Meeting fees (telephonic)$250 per meetingPaid by each Fund
Audit Committee Chair fee (per fund)$3,000 per annumPaid by each Fund
ReimbursementsTravel & out-of-pocketPaid by each Fund
FY Ended Nov 30, 2024 – Ms. HoganPFOFund Complex (5 funds)
Aggregate Compensation from Fund(s)$19,500$97,500

Notes: The Proxy states directors do not receive pension or retirement benefits from the Funds .

Performance Compensation

  • No equity awards, stock options, or performance-based incentives are disclosed for directors; compensation is cash-based fees and chair fees, with no pensions or retirement benefits .

Other Directorships & Interlocks

CategoryDetail
Other public company boards (past 5 years)None
Adviser-related holdings (potential conflict check)No Non-Interested Director or immediate family owned securities in Flaherty & Crumrine or its control affiliates

Expertise & Qualifications

  • Preferred securities expertise from senior origination role at Lehman Brothers; relevant to funds focused on preferreds .
  • Audit oversight experience as current Audit Committee Chair for each Fund and former audit committee chair at a public company .
  • Community and nonprofit governance experience, including IKAR (former Board Chair) .

Equity Ownership

As of December 31, 2024, beneficial ownership (by dollar range) is:

FundDollar Range CategoryDollar Range Key
PFOC$10,001 – $50,000
PFDC$10,001 – $50,000
FFCC$10,001 – $50,000
FLCC$10,001 – $50,000
DFPC$10,001 – $50,000
Aggregate (Fund Complex)D$50,001 – $100,000

Additional notes:

  • All share values were measured as of December 31, 2024 .
  • Directors and executive officers, as a group, owned less than 1% of each Fund’s shares .

Governance Assessment

  • Strengths: Independent director; Audit Committee Chair; full attendance; committees composed entirely of Independent Directors; Lead Independent Director structure; no adviser-affiliated securities ownership by Independent Directors—all supportive of robust oversight and investor confidence .
  • Alignment: Personal investment in each fund is disclosed in dollar ranges (C per fund; D in aggregate), indicating meaningful but not concentrated ownership; no equity-based retainers means alignment relies on personal share ownership and fiduciary duties rather than stock awards .
  • Board process: Audit Committee met four times; Nominating Committee met twice in FY 2024; Board met six times with 100% attendance, indicating strong engagement .
  • RED FLAGS: None disclosed—no related-party transactions involving Ms. Hogan; no pensions or equity award modifications; no adviser securities holdings by Independent Directors; no attendance issues .

Overall signal: Ms. Hogan’s long-tenured board service, audit leadership, and independence—combined with consistent attendance and lack of adviser-related conflicts—are positives for governance quality at PFO .