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Christopher Vaske

Senior Vice President and Chief Lending Officer at PFS Bancorp
Executive

About Christopher Vaske

Christopher J. Vaske (age 55) is Senior Vice President and Chief Lending Officer of Peru Federal Savings Bank, serving in this role since 2012. He holds a B.S. in Marketing (minor in Finance) and an MBA from the University of Iowa, and previously worked as a commercial lending officer, commercial underwriter, and credit officer at two regional financial institutions . Company performance context during his tenure: revenues increased from FY 2023 to FY 2024 (+32.1%), while net income declined (-10.2% YoY) . TSR is not disclosed in company filings.

Company Performance (FY 2023 → FY 2024)

MetricFY 2023FY 2024
Revenues ($USD)$670,000*$885,000
Net Income ($USD)$1,008,000 $905,000

Values marked with * retrieved from S&P Global.

Past Roles

OrganizationRoleYearsStrategic Impact
Two regional financial institutions (names not disclosed)Commercial lending officer; commercial underwriter; credit officerNot disclosedDeveloped underwriting and credit risk capabilities relevant to community banking

External Roles

OrganizationRoleYearsStrategic Impact
Lighted Way AssociationBoard TreasurerCurrent (as of Dec 31, 2024)Community leadership; local stakeholder engagement
Autism Foundation of the Illinois ValleyBoard TreasurerCurrentCommunity leadership; local stakeholder engagement
LPHS Band Parent AssociationBoard TreasurerCurrentCommunity leadership; local stakeholder engagement
LaSalle Rotary Park FoundationBoard TreasurerCurrentCommunity leadership; local stakeholder engagement
Depue Community Unit School District 103Board TreasurerCurrentCommunity leadership; local stakeholder engagement

Fixed Compensation

Component20232024
Base Salary ($USD)$130,000 $135,000

Performance Compensation

Cash Incentives

Component20232024
Cash Bonus ($USD)$10,000 $10,000
Bonus Performance MetricsNot disclosed in proxy Not disclosed in proxy

All Other Compensation (Breakdown)

Item20232024
401(k) Plan Matching Contribution ($USD)$7,700 $7,970
ESOP Allocation ($USD)$6,272
Life Insurance Imputed Income ($USD)$318 $354
Total All Other Compensation ($USD)$8,018 $14,596

Equity Incentive Plan Design (2025 Plan)

ElementMetricWeightingTargetActualPayoutVesting
Performance Awards (RSUs/Options)Committee-defined performance goals (company-wide or unit-level; absolute or relative) Not fixed; set per award Set per award; may exclude extraordinary items Determined post-performance period Shares, cash, or combo Minimum one-year vesting; ≥95% awards vest ≥1 year; double-trigger on change in control unless awards not assumed
Plan PoliciesClawback, insider trading policy, hedging/pledging restrictions apply

Notes:

  • The 2025 Plan was approved on May 22, 2025 (For: 842,194; Against: 218,273) .
  • No equity awards were outstanding to named executive officers as of Dec 31, 2024 .

Equity Ownership & Alignment

As of DateShares Owned% of Shares OutstandingESOP Indirect HoldingsPledged Shares
March 28, 20242,000 <1% Not specified for 2024 None (no named individual pledged)
March 27, 20253,095 <1% (based on 1,660,265 shares) 1,095 shares via ESOP None (no named individual pledged)

Insider activity:

  • Form 4 filed June 17, 2025 for period ending June 16, 2025 reflects a stock award (grant) to Christopher J. Vaske (details in filing) . Yahoo’s insider roster also lists a stock award grant on June 16, 2025 for Vaske .

Employment Terms

TermDetail
Current RoleSVP & Chief Lending Officer since 2012
Employment AgreementNot disclosed for Vaske in proxy; agreements are disclosed for Eric J. Heagy and Dale R. Tieman only
Severance / CoCNot disclosed for Vaske; Heagy’s agreement includes severance and 3x salary+bonus upon CoC with double-trigger; included here for context only
Supplemental Life InsuranceBenefit to beneficiary equals lesser of 1× base salary or net death proceeds; premiums paid by Peru Federal
401(k) PlanEmployer 3% non-elective contribution plus 50% match on first 5% deferral (max 2.5% match); vesting 20%/yr starting after 2 years (fully vested after 6)
ESOPParticipates on same terms as other employees; allocations based on compensation; vesting 20%/yr after 2 years; fully vested after 6 years
Equity Awards OutstandingNone as of Dec 31, 2024
Hedging/Pledging PoliciesAwards subject to company hedging/pledging restrictions and clawbacks

Investment Implications

  • Alignment: Ownership is modest (<1%) with ESOP participation and no pledging—reduces alignment risk of collateralized shares; new 2025 Equity Plan introduces performance-based equity tied to long-term metrics with minimum 1-year vesting and clawbacks, improving pay-for-performance linkage .
  • Retention/Supply: A June 2025 Form 4 stock award indicates prospective vesting/sale windows starting at ≥1 year under the plan—monitor vesting calendars for potential insider selling pressure .
  • Governance: No say‑on‑pay votes reported in 2024–2025 annual meetings (directors, auditor, and 2025 equity plan approved)—limited shareholder feedback on executive pay to date .
  • Performance context: FY 2024 revenue growth (+32.1% YoY) alongside net income decline (-10.2% YoY) suggests margin pressure or mix effects; bonus remained flat ($10k) despite net income down, implying discretionary cash incentives with undisclosed metrics .