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Jason Papastavrou

Lead Independent Director at Chicago Atlantic Real Estate Finance
Board

About Jason Papastavrou

Jason Papastavrou, Ph.D., age 62, has served as an independent director of Chicago Atlantic Real Estate Finance, Inc. (REFI) since 2021 and is the Board’s Lead Independent Director . He is CEO and founder of ARIS Capital Management, LLC (since 2004), previously led fund-of-hedge-funds strategies at Banc of America Capital Management, served as president of BACAP Alternative Advisors, and was a senior portfolio manager at Deutsche Asset Management; he was also a tenured professor in Industrial Engineering at Purdue University and holds a B.S. in Mathematics and M.S./Ph.D. in Electrical Engineering & Computer Science from MIT . The Board has determined he is independent (Nasdaq and Rule 10A‑3) and qualifies as an audit committee financial expert .

Past Roles

OrganizationRoleTenureCommittees/Impact
ARIS Capital Management, LLCFounder & CEO2004–present Wealth management leadership; markets/capital raising insights
Banc of America Capital Management (BACAP)Founder & Managing Director, Fund of Hedge Funds Strategies Group; President, BACAP Alternative AdvisorsNot disclosed Alternatives leadership; institutional investment oversight
Deutsche Asset ManagementSenior Portfolio ManagerNot disclosed Portfolio management experience
Purdue UniversityTenured Professor, School of Industrial EngineeringNot disclosed Academic rigor; quantitative/engineering expertise

External Roles

CompanyTickerRoleTenureCommittee roles
GXO Logistics, Inc.GXODirectorAug 2021–present Not disclosed
XPO Logistics, Inc.XPODirectorSep 2011–Aug 2021 Not disclosed
United Rentals, Inc.URIDirectorApr 2005–May 2020 Not disclosed
LIENDirectorOct 2024–Mar 2025 Not disclosed

Board Governance

  • Lead Independent Director: Serves as liaison between management and independent directors; presides over executive sessions; reviews board agendas/schedules; maintains regular communication with Executive Chair, CEO, Co‑Presidents .
  • Committee memberships and roles:
    • Audit Committee: Member; qualifies as “audit committee financial expert” per SEC rules . Current committee composition includes Papastavrou, with post‑meeting composition remaining him, Konigsberg (Chair), and Stavola .
    • Nominating & Corporate Governance Committee: Chair; all members independent .
    • Compensation Committee: Not a member (post‑meeting composition: Konigsberg [Chair], Steiner, Stavola) .
  • Independence, attendance, engagement:
    • Board affirmed independence (Nasdaq/Rule 10A‑3) .
    • 2024 meetings: Board (6), Audit (4), Nominating (0), Compensation (1). All incumbent directors attended ≥75% of Board/committee meetings; directors must meet ≥75% attendance to be eligible for compensation .
  • Risk oversight: Audit Committee oversees major financial risk exposures, legal/regulatory compliance, and related‑party transactions; also oversees amounts payable to the external Manager and recommends renewal of the Management Agreement to the Board .

Fixed Compensation (Director, 2024)

ComponentAmount (USD)Notes
Annual cash retainer$72,500 Equal quarterly payments
Lead Independent Director retainer$15,000 Equal quarterly payments
Nominating & Corporate Governance Chair retainer$5,000 Equal quarterly payments
Meeting fees$0 No per‑meeting fees
Total cash fees earned (Papastavrou)$92,500 Sum of above components

Performance Compensation (Director Equity)

ItemGrant DateSharesFair Value (USD)Vesting
Annual director stock award (2024)2024 (annual)$75,000 Not separately specified (see RSU grants)
RSU grantDec 10, 20214,688 3‑year; 1/3 after 12 months; then 1/8 quarterly from Mar 31, 2023
RSU grantDec 31, 20224,976 3‑year; 1/3 at 12, 24, 36 months
RSU grantApr 1, 20244,811 1‑year
RSU grantApr 1, 20255,071 1‑year
  • No performance metrics disclosed for director equity awards; vesting is time‑based under the 2021 Omnibus Incentive Plan .

Other Directorships & Interlocks

CompanyRelationship to REFIPotential interlock/conflict notes
GXO Logistics (current) Unrelated industry (contract logistics)No related‑party dealings disclosed in proxy
XPO Logistics (past) Unrelated industry (freight transportation)No related‑party dealings disclosed in proxy
United Rentals (past) Unrelated industry (equipment rental)No related‑party dealings disclosed in proxy
LIEN (past) Not specifiedNo related‑party dealings disclosed in proxy

Expertise & Qualifications

  • Quantitative and financial expertise: Audit committee financial expert; deep markets and capital raising experience; portfolio management background .
  • Technical/academic credentials: Tenured professor in Industrial Engineering; MIT B.S. in Mathematics; M.S./Ph.D. in EECS .
  • Board contributions cited: Insights into financial markets, capital raising, and management of large, complex businesses .

Equity Ownership

HolderShares Beneficially Owned% of ClassComponents/Notes
Jason Papastavrou39,546 * (<1%) Includes 20,000 shares held directly and via trusts for non‑family beneficiaries (Papastavrou as trustee) ; plus 19,546 restricted shares from RSU grants (4,688 on 12/10/2021; 4,976 on 12/31/2022; 4,811 on 4/1/2024; 5,071 on 4/1/2025)
Shares outstanding (context)20,967,457 As of April 4, 2025
  • Hedging/pledging policy: Directors are prohibited from hedging and speculative trading; pledging requires pre‑approval and demonstrated capacity to repay without resort to pledged securities .

Governance Assessment

  • Positives

    • Independence and financial rigor: Independent under Nasdaq/Rule 10A‑3; designated audit committee financial expert .
    • Board leadership: Lead Independent Director, presiding over executive sessions and enhancing agenda/schedule oversight .
    • Attendance standard met: All incumbent directors attended at least 75% of Board/committee meetings in 2024; Board met 6 times, Audit 4, Compensation 1 .
    • Balanced pay mix: Cash fees ($92,500) + equity ($75,000) aligns director incentives while avoiding per‑meeting fees that could distort behavior .
    • Risk/related‑party oversight: Audit Committee responsible for related‑party approvals and oversight of Manager fees/renewal—a key check given external management structure .
    • Section 16(a) compliance: No delinquent filings among directors/officers in 2024 .
  • Watch items

    • Nominating & Corporate Governance Committee activity: Zero meetings held in 2024 despite ongoing governance responsibilities; monitor for adequate cadence going forward .
    • External management model: Reliance on Audit Committee oversight for Manager payments and renewal places importance on independent committee effectiveness—sustain vigilance on conflicts .
  • RED FLAGS

    • None disclosed regarding Papastavrou (no related‑party transactions, hedging/pledging by him, or attendance shortfalls reported in the proxy) .