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Carrie Cass

Chief Financial Officer at Rocky Mountain Chocolate Factory
Executive

About Carrie Cass

Carrie Cass is Chief Financial Officer of Rocky Mountain Chocolate Factory (RMCF), joining in August 2024; she is age 60 and a certified public accountant with a B.S. in Business Administration and Accounting from California State University, Northridge . On recent earnings calls she is identified as Corporate Secretary & CFO, and has discussed operational progress, factory efficiencies and margin dynamics amidst cocoa price hedging and cost trends . The company’s incentive design for executives emphasizes revenue growth, EBITDA achievement, franchise store expansion, and ultimately total shareholder return (TSR) as value creation metrics, with a majority of LTIP performance-based over a multi-year period .

Past Roles

OrganizationRoleYearsStrategic Impact
Multimedia agency (name not disclosed)Chief Executive OfficerNot disclosedOversaw business goals, growth, and profitability
Aerospace research & development company (name not disclosed)Chief Financial OfficerNot disclosedLed finance after leaving public accounting
Public accounting (firm not disclosed)Accountant/CPANot disclosedFoundation in financial reporting and controls

External Roles

OrganizationRoleYearsNotes
None disclosedNo public company directorships or external board roles disclosed for Cass

Fixed Compensation

ComponentFY 2025 Amount/TermNotes
Annual base salary$200,000 (offer letter) CFO since Aug 2024
Target annual cash bonusUp to 50% of base salary Prorated for days served in FY if applicable
Actual bonus paid (FY 2025)$0 No bonus recorded in Summary Compensation Table
BenefitsHealth/welfare benefits; 401(k) match 25% up to 6% of compensation (same as other salaried employees) Company-wide benefits program
Summary Compensation Table salary (FY 2025)$115,385 Reflects partial year service in FY 2025

Performance Compensation

Award/PlanGrant DateGrant ValueStructureMetrics/TargetsPayout/Vesting
Restricted Stock Units (RSUs)8/5/2024~$140,000 grant date fair value 60% performance-based; 40% time-based; under 2024 Omnibus Incentive Plan Executives incentivized on revenue growth, EBITDA achievement, franchise store count, and TSR; majority of LTIP performance-based over ~3 years Performance and time-based vesting per plan terms; specific tranche dates not disclosed
Stock OptionsNone granted to Cass (no options outstanding)

Notes:

  • Company highlights non-discretionary incentives, formulaic annual cash incentives, and double-trigger change-in-control provisions .
  • Equity award timing avoids material nonpublic information windows; no option grants to executives during blackout-adjacent windows in FY 2025 .

Equity Ownership & Alignment

ItemDetails
Beneficial ownership (as of 5/30/2025)9,333 shares; less than 1% of class (7,765,486 shares outstanding)
Unvested equity (as of 2/28/2025)60,667 RSUs unvested; market value $92,214
OptionsNone outstanding (exercisable or unexercisable)
Ownership guidelinesOther Named Executive Officers required to hold 1x base salary in stock within 5 years of hire
Compliance statusNot disclosed
Hedging/pledgingProhibited: no hedging, short sales, margin holding, or pledging allowed under Insider Trading Policy

Employment Terms

TermDetails
Start dateAugust 2024 (appointed CFO)
Contract formOffer letter with base, bonus target, and RSU grant
Severance (termination without cause or resignation for good reason)Cash equal to six months of base salary; pro-rated annual bonus based on actual Company performance; up to nine months COBRA premiums, subject to release
Change-in-controlCompany maintains “double trigger” change-in-control provisions (no single-trigger cash severance)
ClawbackMandatory recovery of excess incentive compensation upon accounting restatement per SEC/Nasdaq (adopted Nov 2023)
Tax gross-upsNo excise tax gross-ups; refrains from such payments
Non-compete / non-solicitNot disclosed in proxy excerpts reviewed

Performance & Track Record

ThemeEvidence
Operational execution and margin leversCFO discussed factory process improvements, testing best practices; management highlighted cocoa hedging actions and raw material cost mix shaping future margins
Financing involvementCFO executed and signed credit facility documentation alongside Interim CEO (RMC Credit Facility, LLC; RMCF2 Credit, LLC)
Programmatic pay-for-performanceIncentives tied to franchise growth, revenue, EBITDA; majority LTIP performance-based; shareholder-engaged design

Compensation Governance & Shareholder Feedback

  • Stockholder outreach improved advisory vote and informed program changes (formulaic incentives; performance-based STIs; performance-heavy LTIP; stock ownership guidelines) .
  • Independent governance practices include prohibitions on hedging/pledging, clawback policy, double-trigger CIC, and refraining from repricing or tax gross-ups .

Risk Indicators & Red Flags

  • Hedging/pledging ban materially reduces misalignment risk; any pledging would violate policy .
  • Clawback policy mitigates restatement-related pay risk .
  • No stock options for Cass (reduces option repricing risk) .
  • Severance terms are defined and limited (six months base, prorated bonus, COBRA up to nine months) .
  • Monitor Form 4 filings for insider transactions; not detailed in proxy excerpts here.

Multi-Year Compensation (Cass)

MetricFY 2024FY 2025
Salary ($)115,385
Bonus ($)
Stock Awards ($)106,400
Total ($)221,785

Outstanding Awards (as of FY-end 2/28/2025)

Award TypeNumber UnvestedMarket Value ($)
RSUs60,667 92,214
Stock Options (exercisable)
Stock Options (unexercisable)

Beneficial Ownership (as of 5/30/2025)

HolderShares Owned% of Class
Carrie Cass9,333 <1%
Shares Outstanding7,765,486

Performance Compensation Details (Structure)

Metric CategoryWeighting/DesignTarget FrameworkPayout MechanicsVesting
Annual Cash IncentivePre-established metrics; formulaic (non-discretionary) Company performance goals (e.g., revenue/EBITDA/franchise count per program) Based on actual achievement; prorated if partial-year service Annual cycle; specifics by fiscal plan
LTIP (RSUs)Majority performance-based (60%) over ~3-year period; remainder time-based (40%) Multi-year performance aligned to TSR and operational KPIs Performance RSUs 0–200% possible in certain plans; Cass’s specific payout not disclosed (program example)Time-based per plan; performance-based after period

Investment Implications

  • Alignment: Strong governance guardrails (clawback; hedging/pledging prohibitions; double-trigger CIC; ownership guidelines) reduce misalignment and event risk, with Cass’s pay mix featuring significant performance-based equity exposure .
  • Retention and selling pressure: Cass holds 60,667 unvested RSUs vs. 9,333 owned shares as of FY-end/record dates, suggesting ongoing vesting cadence as a potential supply overhang to monitor; no options outstanding .
  • Pay-for-performance levers: Bonus and LTIP design explicitly tie to revenue growth, EBITDA, franchise expansion, and TSR—aligning Cass’s incentives with execution on operational improvements and margin normalization discussed on the Q2 FY26 call .
  • Contract economics: Severance limited to six months base salary plus prorated actual-performance bonus and COBRA, signaling disciplined downside protection without single-trigger CIC or tax gross-ups .
  • Monitoring: Track quarterly disclosures for LTIP performance outcomes and any 8-Ks or Form 4s for equity transactions; Cass’s involvement in financing agreements indicates a central role in capital structure decisions (credit facility documentation) .