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Lawrence Hilsheimer

Lead Independent Director at Root
Board

About Lawrence Hilsheimer

Independent director since 2020 (age 67) with finance, audit, and insurance operating expertise. He is Lead Independent Director and Chair of the Audit, Risk & Finance Committee; previously EVP/CFO at Nationwide and partner/Vice Chair at Deloitte. Currently EVP & CFO at Greif, Inc., and director/Audit Chair at Installed Building Products; certified in cybersecurity oversight by NACD. He has served on Root Insurance Company’s subsidiary board since 2017 and chaired its audit committee until dissolution in January 2021 .

Past Roles

OrganizationRoleTenureCommittees/Impact
DeloittePartner; Vice Chairman1979–2007 (Partner 1988–2007; VC 2005–2007)Senior audit leadership; public company audit oversight
Nationwide Mutual InsuranceEVP/CFO; President & COO roles (Direct & Customer Solutions; Retirement Plans)2007–2013Led direct-to-consumer, bank, health, and retirement businesses
Root Insurance Company (subsidiary)Director; Audit Committee Chair (until dissolution)Director since 2017; chair until Jan 2021Subsidiary audit oversight prior to committee dissolution

External Roles

OrganizationRoleTenureNotes
Greif, Inc. (NYSE: GEF)EVP & Chief Financial OfficerSince May 2014Operating executive; not a Greif director
Installed Building Products (NYSE: IBP)Director; Audit Committee ChairCurrentPublic company board and audit chair experience

Board Governance

  • Independence: Determined independent under Nasdaq standards; independence evaluation considered any transactions and beneficial ownership; Alexander Timm not independent due to officer role .
  • Board leadership: Serves as Lead Independent Director; responsibilities include agendas, executive session moderation, liaison to CEO, and convening independent director meetings .
  • Committees: Audit, Risk & Finance Committee Chair and “audit committee financial expert”; members Julie Szudarek (financial expert) and Douglas Ulman .
  • Executive/Strategy committees: Member of Executive Committee (with CEO Timm); Strategy Committee chaired by Jerri DeVard (Kramer member) .
  • Risk oversight: Audit Committee oversees enterprise risk, compliance, treasury, capital/liquidity, insurance, financing plans; chair is NACD cybersecurity oversight certified .
  • Attendance: Board met 4x in FY2024; audit 4x, compensation 5x, nominating 4x; each director attended ≥75% of aggregate meetings; 6 of 8 directors attended the 2024 annual meeting webcast .

Fixed Compensation

Component (2024)Amount ($)Notes
Board Member retainer85,000Per 2023 Non-Employee Director Compensation Policy
Lead Independent Director retainer20,000Additional to member fee
Audit Committee – Member retainer10,000Member fee
Audit Committee – Chair retainer20,000Additional to member fee
Subsidiary board service retainer26,000Root subsidiary insurance company boards; included in cash fees
Total Cash Fees (reported)161,000Sum of above; as disclosed
Annual RSU grant (grant-date fair value)118,684Granted June 5, 2024; vests at 2025 annual meeting
  • 2023 policy increased Board retainer to $85k (from $50k under the 2022 policy), retained committee/lead fees, and set annual director RSUs up to $175k (2024 grant approx. $118k) .
  • Caps: Total annual director comp capped at $650k ($900k in first year) .

Performance Compensation

  • Non-employee directors at Root receive time-based RSUs; no performance-conditioned equity is specified for directors .
  • Board oversight of executive pay uses explicit metrics; 2024 short-term incentive (STI) and PSU designs tied to operating results.
2024 Performance MetricDefinition2024 Outcome/Role in Funding
Accident Period Gross Loss RatioLosses/claims on events in the period ÷ gross premiums earned; pre-reinsurance Achieved 59.9% (better than matrix range); contributed to 192% Company-wide performance factor
Policies-in-Force GrowthNet active auto policies at period end ~73,000 policies; combined with loss ratio yielded 192% factor
Adjusted EBITDANon-GAAP; excludes interest, taxes, D&A, SBC and specified items Additional funding component of 69%; overall NEO payouts capped at 300%
PSUs (2024 grants)2025 Adjusted EBITDA and New Writings targets; up to 200% payout; time-vesting thereafter Applies to executives (not directors); board oversight of design

Other Directorships & Interlocks

CompanyRoleCommitteeNotes/Interlocks
Installed Building Products (IBP)DirectorAudit ChairNo Root-related transactions disclosed; strengthens audit oversight credentials
Greif, Inc.EVP & CFON/AExternal executive role; not a Greif director
  • Compensation Committee interlocks: Proxy reports no interlocks or Item 404 relationships among 2024 compensation committee members; committee chair Kramer and members Birnbaum, Dorsey were independent .

Expertise & Qualifications

  • Finance/accounting and audit leadership; designated “audit committee financial expert” .
  • Deep insurance industry and direct-to-consumer operating experience from Nationwide .
  • Cybersecurity oversight certification (NACD) .
  • Public company board experience and audit chairmanship at IBP .

Equity Ownership

Holding (as of April 7, 2025)QuantityNotes
Class A Common Stock41,730Beneficial ownership table; <1%
Class B Common Stock (10 votes/share)5,555Beneficial ownership table; <1%
RSUs outstanding (12/31/2024)6,201Director equity awards outstanding
Options outstanding (12/31/2024)774Director options outstanding
  • Hedging/pledging: Company prohibits hedging and short sales; pledging requires prior approval; none of executive officers or non-employee directors had pledged securities as of the proxy date .

Governance Assessment

  • Strengths: Independent Lead Director plus Audit Chair with audit committee financial expert status; robust risk, compliance, and capital oversight; formal board evaluation process; strong attendance; structured director compensation policy; ESG and information security oversight cadence .
  • Alignment: Director equity grants create ownership exposure; beneficial ownership plus outstanding RSUs/options indicate skin-in-the-game; hedging/pledging restrictions support alignment .
  • Investor signals: 2024 Say-on-Pay approval ~97% suggests shareholder support for compensation design the board oversees .
  • Potential risks/RED FLAGS: None disclosed in proxy regarding related-party transactions or pledging for Hilsheimer; note Executive Committee membership concentrates interim board authority with CEO and Lead Independent Director—mitigated by clear charter limits and overall independence majority .