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Michael D. Crowell

Director at RED RIVER BANCSHARES
Board

About Michael D. Crowell

Independent director of Red River Bancshares, Inc. (RRBI) and Red River Bank since 2022; age 49. President of Crowell Forest Resources, LLC (a fifth-generation family timberland company) with 21 years’ tenure. Holds a B.S. in Management from Tulane University’s A.B. Freeman School of Business. Current civic and industry roles include LSUA Foundation, Louisiana Forestry Association, Southern Forest Heritage Museum, and Board President of the Forest Landowners Association. Committees: RRBI Compensation Committee and Nominating & Corporate Governance Committee; Red River Bank Compensation Committee and Directors’ Loan Committee. Independent under Nasdaq and SEC rules.

Past Roles

OrganizationRoleTenureCommittees/Impact
United Way of Central LouisianaChair of the Board (past)Community leadership and governance experience
Central Louisiana Community FoundationBoard Member (past)Philanthropic governance experience

External Roles

OrganizationRoleTenureNotes
Crowell Forest Resources, LLCPresident21 yearsFamily timberland company founded 1892; based in Long Leaf, LA
LSUA FoundationDirectorHigher-education foundation board service
Louisiana Forestry AssociationDirectorForestry industry leadership
Southern Forest Heritage MuseumDirectorIndustry heritage and community engagement
Forest Landowners AssociationBoard PresidentCurrentNational landowner association leadership

Board Governance

  • Committee assignments (RRBI): Compensation Committee (member); Nominating & Corporate Governance Committee (member). Not a committee chair; chairs are Teddy R. Price (Compensation; Nominating & Corporate Governance) and H. Lindsey Torbett (Audit). Independent director status affirmed for all directors except the CEO; committee members are also independent.
  • Engagement and attendance: Board met 8 times in 2024; independent directors held 4 executive sessions; Compensation Committee met 2 times; Nominating & Corporate Governance met once. All incumbent directors attended at least 75% of board and relevant committee meetings.
  • Oversight scope: As a member of Nominating & Corporate Governance, participates in director nominations, governance guidelines, board self-evaluation, and related-party transaction reviews (non-audit/accounting). As a member of Compensation, participates in CEO and NEO pay decisions, contracts/severance/change-in-control reviews, and equity plan oversight.
2024 Board ActivityCount
Board meetings8
Independent director executive sessions4
Audit Committee meetings11
Compensation Committee meetings2
Nominating & Corporate Governance meetings1
Attendance threshold met by incumbents≥75%

Additional governance controls:

  • Director resignation policy upon majority “withhold” in uncontested elections; Nominating & Corporate Governance recommends acceptance; board must disclose decision via 8‑K.
  • Incentive compensation clawback policy (company-wide policy; applies to incentive compensation).

Fixed Compensation

  • Director Compensation Program (2024): Annual cash retainer $10,000; $1,500 per Company/Bank board meeting; $500 per Audit Committee meeting (Chair); $300 per Audit Committee meeting (members); $200 per other committee meeting. Optional election to receive board attendance fees in RRBI stock (issued Jan 31 following year at closing price; $55.80 per share used for 2024 fees issued on Jan 31, 2025). When Company and Bank board meetings are on the same day, dual-serving directors forgo the Company board meeting fee.
2024 Director Compensation (RRBI + Bank)Cash FeesFees Paid in Company StockTotal
Michael D. Crowell$28,200 $0 $28,200

Notes:

  • Stock-in-lieu elections for 2024 fees were valued at $55.80 per share on Jan 31, 2025; Crowell did not elect stock for 2024.

Performance Compensation

Performance-Linked Elements for DirectorsDisclosure
Short/long-term incentive metrics for directorsNone disclosed for non-employee directors (program is meeting/retainer-based).

Compensation Committee engagement signal:

  • Crowell signed the 2024 Compensation Committee Report recommending inclusion of the CD&A, indicating active participation.

Expertise & Qualifications

  • Education: B.S. in Management, Tulane University’s A.B. Freeman School of Business.
  • Sector expertise: Forestry/timberland operations, family enterprise stewardship, regional economic development and philanthropy.
  • Governance skills: Service on Compensation and Nominating & Corporate Governance committees; exposure to executive compensation, board composition, governance policies, and related-party oversight.

Equity Ownership

ItemAmount
Shares beneficially owned31,680 shares (<1.0%)
Shares outstanding (as of Feb 28, 2025)6,777,657
Notable ownership footnoteIncludes 17,350 shares held by RBC Nexgen, LLC, where Crowell serves as a manager

Ownership requirements:

  • Bylaws require director nominees to own RRBI shares with aggregate book value ≥$20,000.

Other Directorships & Interlocks

Company/OrganizationTypeRoleCommittees/Notes
Public company directorshipsNone disclosed
Forest Landowners AssociationTrade associationBoard PresidentExternal leadership signal
LSUA FoundationNon-profitDirectorHigher-education board
Louisiana Forestry AssociationTrade associationDirectorIndustry representation
Southern Forest Heritage MuseumNon-profitDirectorCommunity/heritage

Related-Party Exposure and Ordinary Banking Relationships

  • Company discloses ordinary-course deposits/loans/financial services with directors, officers, their families, and affiliates on market terms, with no loans to related parties categorized as nonaccrual, past due, restructured, or potential problem loans as of the proxy date. Aggregate related-party loans outstanding were ~$28.6M with ~$9.5M unfunded commitments as of 12/31/2024. Oversight of related-party transactions (non-audit/accounting) rests with the Nominating & Corporate Governance Committee.

Compensation Committee Analysis (Governance Process)

  • Composition: Independent directors; authority to retain independent advisors; reviews CEO/NEO pay, agreements, equity plans, and regulatory compliance.
  • Consultant usage: Committee has authority to retain its own consultant but has not engaged one historically; used market data from Blanchard Consulting Group (the Company’s consultant) for benchmarking, most recently against a 19-bank peer set using 2022 data.

Governance Assessment

  • Positives
    • Independent director serving on two key oversight committees (Compensation; Nominating & Corporate Governance), including responsibility for CEO/NEO pay and related-party oversight—both material for investor confidence.
    • Documented engagement: Signed the 2024 Compensation Committee report recommending CD&A inclusion.
    • Attendance and engagement indicators: All incumbents met ≥75% attendance; board/committee cadence suggests active oversight; independent executive sessions held quarterly.
    • Ownership alignment: 31,680 shares beneficially owned (including LLC-managed shares), meeting bylaw share-ownership requirement for directors.
  • Watch items
    • Compensation Committee has not retained its own independent consultant historically, relying on data from the Company’s consultant (Blanchard); while within chartered authority, some investors may view independent advisor engagement as a stronger best practice.
    • As a member of the Bank’s Directors’ Loan Committee, continued transparency on related-party lending (currently disclosed as ordinary-course on market terms with no problem loans) remains important for perceived independence.