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Lawrence R. Francis

Chief Financial Officer at RESERVE PETROLEUM
Executive

About Lawrence R. Francis

Lawrence R. Francis is 1st Vice President, Chief Financial Officer, and Secretary/Treasurer of The Reserve Petroleum Company. He joined the company on September 1, 2017 and was elected CFO effective January 1, 2018; he is 48 years old, holds a B.S. in Accounting from the University of Central Oklahoma, and is a Certified Public Accountant in Oklahoma . Company performance during his tenure shows net income of $2,029,278 in 2024 vs a net loss of $55,648 in 2023 and net income of $4,000,751 in 2022; cumulative TSR measured from 2021 ended at (27)% in 2024, (21)% in 2023, and 8% in 2022 . Revenues were $15.182M in 2024 vs $12.638M in 2023 and EBITDA was $7.652M in 2024 vs $4.753M in 2023; values marked with * retrieved from S&P Global.*

Past Roles

OrganizationRoleYearsStrategic Impact
HoganTaylor LLPAssurance Manager2013–2017CPA assurance background supporting financial controls and reporting
Smith, Carney and Company, P.C.CPA2011–2012Public accounting experience; credentialed CPA
Retail sector (multiple)Operations Management10+ years (pre-2011)Operational leadership experience in retail

External Roles

OrganizationRoleYearsStrategic Impact
Affiliated organization (unnamed)Devotes part of time and effortsOngoingSupports activities of an affiliated organization alongside Company duties

Fixed Compensation

Multi-year compensation for Francis (Named Executive Officer):

Metric20202021202220232024
Salary$95,760 $107,010 $131,670 $159,840 $169,560
Bonus$7,980 $12,725 $16,958 $13,320 $14,130
All Other Compensation$14,227 $15,244 $18,094 $21,307 $21,969
Total$117,967 $134,979 $166,722 $194,467 $205,659

2024 perquisites and other compensation detail:

Component2024 Amount
Personal use of Company vehicle$2,176
Life insurance premiums paid by Company$4,272
Company 401(k) matching contributions$11,021
Advisory director fees$4,500
Total All Other Compensation$21,969

Compensation structure overview:

  • Company provides base salary, and a bonus equal to one to three months of base salary, paid in early December; no stock, option, non‑equity incentives, or deferred compensation are provided .
  • Compensation is reviewed annually by executive team in November using industry surveys and informal evaluations; Board approves levels; no compensation consultants are used .

Performance Compensation

Incentive program structure (cash-only; no equity plan):

Incentive TypeMetricWeightingTargetActual (2024)Payout TimingVesting
Annual cash bonusDiscretionary determination within 1–3 months of base; Company does not use TSR; sole performance-based decision is bonus within the range N/A1–3 months base salary $14,130 Early December each year Not applicable

Company performance context (to assess pay-for-performance alignment):

Metric202220232024
Revenues ($USD)$15.346M*$12.638M*$15.182M*
EBITDA ($USD)$9.098M*$4.753M*$7.652M*
Net Income ($USD)$4,000,751 $(55,648) $2,029,278
Cumulative TSR (%)8% (21)% (27)%
Cash from Operations ($USD)$7,919,307

Values marked with * retrieved from S&P Global.

Equity Ownership & Alignment

ItemDisclosure
Total beneficial ownership (shares)None reported (—) as of April 10, 2025
Ownership % of shares outstanding
Vested vs unvested sharesNo equity awards disclosed; Company states no stock or option award programs
Options (exercisable/unexercisable)None; no equity incentive plan
Shares pledged as collateralNone for Francis; only Mr. Savage has pledged 1,269 shares
Hedging policyCompany does not have a policy prohibiting employees or directors from hedging
Insider trading policyCompany has not adopted a formal insider trading policy; ensures compliance with SEC Rule 10b‑5
Stock ownership guidelinesNot disclosed in proxy

Employment Terms

ItemDisclosure
Employment start dateSeptember 1, 2017
CFO appointment dateEffective January 1, 2018
Roles1st Vice President, CFO, Secretary/Treasurer
Code of EthicsCompany has a Code of Ethics for Senior Officers (applies to PEO, PFO, principal accounting officer/controller); available via SEC and company website
Compensation committeeNone; Board makes executive compensation decisions given company size
Severance / Change-of-controlNot disclosed in proxy
Non-compete / Non-solicitNot disclosed in proxy

Say‑On‑Pay & Shareholder Feedback

2025 Annual Meeting voting outcomes (May 20, 2025):

ProposalForAgainstAbstentionsBroker Non‑votes
Advisory Resolution to Approve Executive Compensation62,647 778 10,404 9,943

Frequency of future say‑on‑pay votes:

1 Year2 Years3 YearsAbstentions
25,191 215 38,761 9,662

Investment Implications

  • Alignment risk: Absence of equity awards, no stock ownership guidelines, and no reported personal share ownership for Francis reduce “skin‑in‑the‑game” alignment; hedging is not prohibited and the company lacks a formal insider trading policy, which is a governance red flag for alignment-sensitive investors .
  • Retention and selling pressure: With no RSUs/PSUs/options outstanding, there is no vesting‑related selling pressure; compensation is primarily cash with a modest discretionary bonus, and standard 401(k) matching and perquisites .
  • Pay‑for‑performance: Despite negative cumulative TSR over 2021–2024, operating recovery in 2024 (net income returned to $2.03M, cash from operations $7.92M) suggests improved fundamentals; bonus determinations remain narrow and discretionary rather than explicitly metric‑linked, limiting direct pay‑performance tethering .
  • Governance and shareholder sentiment: Strong support for say‑on‑pay in 2025 (62,647 For vs 778 Against) and Board oversight structure tailored to small size (no comp committee, independent audit committee) mitigate some governance concerns, though lack of formal insider trading and hedging prohibitions warrants monitoring .