Charles Moore
About Charles R. Moore III
Charles R. Moore III, 45, has served as a director of River Financial Corporation (RVRF) since 2019 after joining the River Bank & Trust board in 2018. He is a partner at the Bradley law firm’s Birmingham office with a practice focused on commercial lending and representation of community banks; he holds degrees from Vanderbilt University and the University of Virginia School of Law . His prior banking governance experience includes a decade on the Peoples Southern Bank board leading up to its 2018 merger with River .
Past Roles
| Organization | Role | Tenure | Committees/Impact |
|---|---|---|---|
| Peoples Southern Bank | Director | Ten years leading up to 2018 merger | Board member; experience through bank’s merger into River |
External Roles
| Organization | Role | Tenure | Notes |
|---|---|---|---|
| Bradley (law firm) | Partner | Current | Focus on commercial lending; representation of community banks |
| Junior Achievement of Alabama | Executive Committee member | Current | Non-profit focused on financial literacy and workforce readiness |
Board Governance
- Board seat and tenure: Elected to River Bank & Trust board in 2018; director of River Financial Corporation and River Bank & Trust since 2019, currently serving .
- 2025 slate: One of nine nominees standing for one-year terms at the May 13, 2025 annual meeting .
Equity Ownership
| Metric | FY 2023 | FY 2024 | FY 2025 |
|---|---|---|---|
| Shares Beneficially Owned | 18,147 | 21,737 | 22,441 |
| % of Shares Outstanding | 0.27% | 0.28% | 0.29% |
Other Directorships & Interlocks
| Company/Organization | Role | Type | Notes |
|---|---|---|---|
| Peoples Southern Bank (prior) | Director | Bank | Served ~10 years prior to 2018 merger into River |
| Bradley (law firm) | Partner | Professional | Represents community banks; potential adjacency to River’s business |
| Junior Achievement of Alabama | Executive Committee | Non-profit | Community/education engagement |
The proxy biography lists no other public company directorships for Moore beyond River Financial Corporation and River Bank & Trust .
Expertise & Qualifications
- Legal and banking expertise: Partner at Bradley with specialization in commercial lending and community bank representation, providing relevant regulatory and credit oversight perspective .
- Education: Vanderbilt University (undergraduate) and University of Virginia School of Law .
- Community banking governance: Peoples Southern Bank director for a decade pre-merger; River board experience since 2018/2019 .
Governance Assessment
- Alignment: Moore’s beneficial ownership increased to 22,441 shares (0.29%) as of March 19, 2025, indicating incremental “skin in the game” versus prior years (0.28% in 2024; 0.27% in 2023) .
- Board effectiveness: Legal background in community banking and lending is directly relevant to risk, credit, and regulatory oversight for a regional/community bank .
- Potential conflicts to monitor: As a law-firm partner representing community banks, conflicts could arise if Bradley provides services to River or affiliates. No specific related-party transactions involving Moore were identified in the proxy biographies reviewed; investors should monitor future filings for “Certain Relationships” disclosures .
- Board structure context: Nine-person slate for 2025 supports functional committee coverage; however, committee assignments and attendance are not specified in the available proxy materials reviewed for 2023–2025 .