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G. Cabell Williams

Director at SARATOGA INVESTMENT
Board

About G. Cabell Williams

Independent director of Saratoga Investment Corp. since 2007; age 71 (as of the 2025 proxy). Career private equity/mezzanine investor with deep BDC experience, including President/CIO/Managing Director roles at Allied Capital, followed by leadership at Williams & Gallagher and Farragut Capital Partners. Holds a B.S. in Business Administration from Rollins College; attended Mercersburg Academy and The Landon School. Currently serves as Compensation Committee Chair and sits on the Audit and Nominating & Corporate Governance Committees.

Past Roles

OrganizationRoleTenureCommittees / Impact
Allied Capital Corporation (BDC; acquired by Ares Capital in 2010)President; Chief Investment Officer; Managing Director (post-1998 merger)~1981–2004Led/co-managed Private Equity Group (1991–2004); led Mezzanine investing for ~9 years pre-1999; 15 years on Investment Committee reviewing/approving all investments; founded Allied Capital Commercial Corporation (real estate vehicle); ran Allied’s Minority SBIC pre-1991.
Farragut Capital Partners (Mezzanine fund)Partner, Senior Manager, DirectorMar 2011–Dec 2024Investment leadership at a mezzanine fund; external to SAR.
Williams & Gallagher (Private equity partnership)Managing General Partner2004–presentOngoing investing leadership; based in Chevy Chase, MD.

External Roles

OrganizationRoleStatusNotes
Williams & GallagherManaging General PartnerCurrentPrivate equity partnership in Chevy Chase, MD.
Farragut Capital PartnersPartner/Senior Manager/DirectorEnded Dec 2024Mezzanine fund; tenure disclosed in 2025 proxy.
Various public and private companiesDirectorNot specifiedBiography notes service on boards of various companies (names not listed).

Board Governance

  • Independence: Board deems Williams independent; only Messrs. Oberbeck and Steenkamp are “interested persons.” Steve Looney serves as Lead Independent Director.
  • Executive sessions: Independent directors hold executive sessions at each Board meeting.
Committee (FY 2025)Williams’ RoleOther Members / ChairMeetings in FY 2025
Audit CommitteeMember (financially literate)Chair: Steven M. Looney (Audit Committee Financial Expert); Member: Charles S. Whitman III9 meetings.
Nominating & Corporate GovernanceMemberChair: Charles S. Whitman III; Member: Steven M. Looney1 meeting.
Compensation CommitteeChairMembers: Steven M. Looney; Charles S. Whitman III1 meeting.
Fiscal YearBoard Meetings HeldAttendance Disclosure
FY 20257Each director attended at least 75% of Board and committee meetings; all five directors attended 2024 annual meeting.
FY 20248Each director attended 100% of Board and committee meetings; all five directors attended 2023 annual meeting.
FY 20236Each director attended 100% of Board and committee meetings.

Fixed Compensation

Fee structure (Independent Directors)

ComponentFY 2025FY 2024
Annual retainer (cash)$90,000 $70,000
Board meeting fee (per meeting)$3,500 $3,000
Committee meeting fee (per meeting)$2,000 $1,500
Audit Committee Chair additional retainer$15,000 $12,500
Other Committee Chair additional retainer (e.g., Compensation, N&CG)$8,000 $6,000
Fee delivery optionMay elect to receive fees in SAR stock at greater of NAV or market priceSame equity-in-lieu option
Equity-in-lieu option citation

Actual director compensation received (Fees Earned)

Year (fiscal year end)Williams – Fees Earned/Total
FY 2025 (Feb 28, 2025)$120,000
FY 2024 (Feb 29, 2024)$96,000
FY 2023 (Feb 28, 2023)$135,000

Performance Compensation

  • Independent directors do not receive performance-based cash bonuses, stock awards (RSUs/PSUs), or option grants; compensation is retainers and meeting fees, with an option to receive fees in stock. No performance metrics or vesting schedules are disclosed for directors.
Performance ElementStatus
Cash bonus / target bonusNone disclosed for directors.
Stock/Option awardsNone; only fee-for-stock election available.
Performance metrics (TSR, EBITDA, ESG)Not applicable to director pay.

Other Directorships & Interlocks

  • Other public company boards: Not enumerated; biography notes service on “various public and private companies” (no names listed).
  • Compensation Committee interlocks: Company discloses no interlocks or insider participation; no executive officers have served on boards with interlocking relationships; no current/past company executives serve on the Compensation Committee.

Expertise & Qualifications

  • 28+ years managing investment activities at Allied Capital; roles included President, CIO, Managing Director; 15 years on its Investment Committee; led mezzanine and private equity investing; founded Allied Capital Commercial Corporation.
  • Managing General Partner at Williams & Gallagher (since 2004); Partner/Senior Manager/Director at Farragut Capital Partners (2011–Dec 2024).
  • Education: B.S. in Business Administration (Rollins College); attended Mercersburg Academy and The Landon School.

Equity Ownership

As-of (Record Date)Shares Beneficially OwnedPercent of ClassDollar Range of Ownership
Jul 29, 2025107,990 <1% (“*”) Over $100,000
Jul 29, 202491,757 <1% (“*”) Over $100,000
Aug 4, 202383,800 Not stated (director line item)Over $100,000
  • Ownership alignment: Directors may elect to take fees in stock at the greater of NAV or market, providing an ongoing path to increase “skin‑in‑the‑game.”
  • Hedging/pledging: Company policy generally prohibits hedging, short-term/speculative trading, and pledging of SAR stock except in limited, pre‑approved circumstances. No pledging by Williams is disclosed.

Governance Assessment

  • Strengths: Long-tenured independent director with deep BDC/mezzanine investing expertise; chairs Compensation Committee and serves on Audit and N&CG; Board affirms independence; independent directors meet in executive session each Board meeting; consistent attendance (100% in FY 2023 and FY 2024; ≥75% in FY 2025); meaningful personal ownership (107,990 shares).
  • Pay design: Director pay is primarily fixed retainers and per‑meeting fees, with an option to receive fees in stock; no performance-based awards, reducing pay-for-performance risk but limiting explicit incentive alignment mechanisms typical for executives (appropriate for independent directors).
  • Conflicts/related party exposure: The proxy’s related-party transactions section focuses on the external advisory relationship and Board approval protocol; no Williams-specific related-party transactions are disclosed. Audit Committee must review/approve any such transactions.
  • Oversight credibility: Service on the Audit Committee with an Audit Committee Financial Expert (Looney) and quarterly meetings (9 in FY 2025) supports robust financial oversight; chairing the Compensation Committee with no reported interlocks bolsters governance independence.

Overall signal: Williams’ extensive BDC investing background, independent status, active committee roles (including Comp Chair), steady attendance, and personal share ownership support board effectiveness and investor confidence, with no Williams-specific red flags noted in recent proxies.