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William M. McClatchey, Jr.

Director at SOUTHERN FIRST BANCSHARES
Board

About William M. McClatchey, Jr.

Independent, non-employee director appointed effective June 1, 2025; serves on the Risk Committee of Southern First Bancshares, Inc. (SFST) and Southern First Bank . Background spans investment banking (financial institutions M&A) and real estate investing; CEO of Chaucer Creek Capital (Raleigh, NC), founder of McClatchey Broadcasting Company; BA Duke University, MBA UNC Chapel Hill . Tenure at SFST began June 1, 2025 . Core credentials: capital markets, M&A, and multifamily real estate, with ties to the Triangle market (a SFST growth region) .

Past Roles

OrganizationRoleTenureCommittees/Impact
Chaucer Creek Capital (Raleigh, NC)Chief Executive OfficerNot disclosedFocus on Southeastern multifamily; brings real estate and investment acumen
McClatchey Broadcasting CompanyFounder; scaled and exitedNot disclosedOperational leadership; media industry exits
Bowles Hollowell Conner & Co.M&A professional (financial institutions)Not disclosedDeal execution; FI sector exposure
Trident Financial CorporationM&A professional (financial institutions/IPO advisory)Not disclosedCapital raising and advisory for banks

External Roles

OrganizationRoleTenureNotes
Chaucer Creek CapitalCEOCurrentRaleigh market ties; relevant to SFST’s NC footprint
Other public company boardsNone disclosed

Board Governance

  • Appointment and committee assignment: Director of SFST and Southern First Bank; member of the Risk Committee (not a chair) .
  • Independence and governance context: SFST’s board maintains a majority of independent directors; audit, compensation, and nominating committees are exclusively independent, while risk oversight is shared with management; CEO serves on Risk Committee, highlighting mixed independence in risk oversight .
  • Board structure: Declassified board transition completing by 2026; separation of Chairman (independent) and CEO roles maintained for oversight effectiveness .
  • Attendance: In 2024, all directors attended at least 75% of board and committee meetings; McClatchey joined in June 2025, so 2025 attendance data for him is not yet disclosed .

Fixed Compensation

ComponentAmountNotes
Monthly retainer (non-employee director)$2,500Paid to all non-employee directors
Per board/committee meeting fee$1,200Per meeting attended
Additional fee for chairs$500Per meeting attended by chair
Plan participationCurrent director arrangementsNew appointees (incl. McClatchey) will participate in current non-employee director arrangements

Performance Compensation

ElementStatusNotes
Equity grants to directorsNone disclosed2024 proxy shows no options for non-employee directors; no equity plan detail provided for directors
Performance-based metricsNot applicableDirector pay is cash-based per meeting; no disclosed TSR/financial metric linkage for directors

Other Directorships & Interlocks

CompanyRoleCommittee rolesInterlocks/Transactions
No related-party transactions or arrangements at appointment; none under Item 404(a)

Expertise & Qualifications

  • Financial institutions M&A and capital raising experience; prior roles at Bowles Hollowell Conner and Trident Financial Corporation .
  • Real estate investing/operator; CEO of Chaucer Creek Capital with focus on Southeastern multifamily; prior founder/operator in broadcasting .
  • Education: Duke University (undergraduate); UNC Chapel Hill MBA .
  • Market ties: Raleigh/Triangle region experience aligns with SFST footprint in NC .

Equity Ownership

ItemDetailCitation
Form typeForm 3 (initial statement of beneficial ownership)https://www.sec.gov/Archives/edgar/data/1090009/000109000925000030/0001090009-25-000030-index.htm
Filing date2025-06-17https://www.sec.gov/Archives/edgar/data/1090009/000109000925000030/0001090009-25-000030-index.htm
Transaction date2025-06-01https://www.sec.gov/Archives/edgar/data/1090009/000109000925000030/0001090009-25-000030-index.htm
Shares owned (common)485 (Direct)https://www.sec.gov/Archives/edgar/data/1090009/000109000925000030/0001090009-25-000030-index.htm
Shares outstanding reference8,169,163 (as of March 15, 2025)
Ownership %~0.006% of outstanding (485 / 8,169,163)https://www.sec.gov/Archives/edgar/data/1090009/000109000925000030/0001090009-25-000030-index.htm
Hedging/pledging policyHedging prohibited; pledging discouraged and requires preclearance
Stock ownership guidelinesNone implemented for directors; board reviews alignment periodically

Insider Filings and Trades (recent)

FilingFiling DateTransaction DateSecurityPost-Transaction OwnershipURL
Form 32025-06-172025-06-01Common Stock485 (Direct)https://www.sec.gov/Archives/edgar/data/1090009/000109000925000030/0001090009-25-000030-index.htm

Governance Assessment

  • Strengths:

    • Non-employee director with relevant FI M&A and real estate expertise; Risk Committee membership aligns with skillset .
    • Board majority independence; strong committee independence (audit/comp/nominating) and separated Chair/CEO roles support oversight quality .
    • Robust insider trading controls: hedging prohibited, pledging discouraged with preclearance; clawback policy adopted Nov 21, 2023 per SEC/NASDAQ rules .
  • Watch items and potential red flags:

    • No stock ownership guidelines for directors may weaken long-term alignment versus peers; McClatchey’s initial holding (485 shares) is de minimis (~0.006%) https://www.sec.gov/Archives/edgar/data/1090009/000109000925000030/0001090009-25-000030-index.htm .
    • Risk Committee includes management participation (CEO on Risk), which can dilute fully independent risk oversight; McClatchey serves on Risk, but independence for that committee is mixed by design .
    • Related-party transactions: none involving McClatchey at appointment; overall board-affiliate loans exist at bank level ($25.1M outstanding to affiliates at 12/31/2024), which warrants routine scrutiny of credit terms and approvals (standard policy applied) .
  • Compensation alignment for directors: Cash-only meeting-based fees, no disclosed equity for directors; limits performance linkage but reduces pay-related conflict risk .

  • Overall signal: Appointment adds FI deal and regional real estate expertise useful for growth markets; alignment could be strengthened by voluntary share accumulation given lack of formal ownership guidelines .