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David W. Moore

Director at SHORE BANCSHARES
Board

About David W. Moore

Independent director of Shore Bancshares, Inc. (SHBI); age 60; director since 2014; Class II director with current term expiring at the 2026 annual meeting. Background: President & CEO of Milford Housing Development Corporation (since 2004) and President of East Coast Property Management (since 2011). Education: Associate degree in Construction Management (Delaware Technical and Community College, 1984); B.S. in Business Management (1994). The Board has determined Moore is independent under Nasdaq rules (all directors except the Chairman and CEO are independent) .

Past Roles

OrganizationRoleTenureCommittees/Impact
The Felton BankDirector2001–2010Joined CNB board after Felton-CNB merger in 2010
CNBDirector2010–2016Transitioned to SHBI bank director after Talbot Bank–CNB merger in 2016
Shore Bancshares, Inc. (Company)Director2014–presentCompensation Committee member

External Roles

OrganizationRoleTenureNotes
Milford Housing Development Corporation (MHDC)President & CEO2004–presentAffordable housing leadership; market expertise in SHBI geographies
East Coast Property ManagementPresident2011–presentReal estate/property operations experience

Board Governance

  • Committees: Compensation Committee member; not a chair. Compensation Committee membership—Louis P. Jenkins, Jr. (Chair), William E. Esham III, David S. Jones, Clyde V. Kelly III, John A. Lamon III, David W. Moore, Mary Todd Peterson .
  • Attendance: Board held 7 meetings in FY2024. All directors attended ≥75% of Board and committee meetings except David W. Moore, due to medical reasons—which have since been resolved. RED FLAG: below-threshold attendance in 2024 (mitigated by medical resolution disclosure) .
  • Independence: Board majority independent; all current directors except Chairman Alan J. Hyatt and CEO James M. Burke are independent under Nasdaq rules (Moore is independent) .
  • Stock ownership policy: Non-employee directors must hold SHBI shares equal to ≥5x annual cash retainer; all nominees/continuing directors are in compliance (new directors have 5 years to comply) .
  • Risk oversight: Compensation Committee oversees comp risk; Audit/Governance/Strategic Initiatives & Technology/Board Risk Oversight committees cover financial, governance, technology, and enterprise risk. Moore serves specifically on Compensation, which reviews executive/director compensation and may retain independent advisors .

Fixed Compensation

Component2024 Amount (USD)Notes
Annual cash retainer$35,000 Paid quarterly; directors can elect stock in lieu (one-year vest if stock)
Committee chair retainer$0Not a chair (chairs: $5,000; Audit Chair & Lead Independent Director: $10,000; Chairman +$20,000)
Meeting feesNot disclosedNo separate meeting fees disclosed for directors
Total cash fees (2024)$35,000 Matches Director Compensation Table line item

Performance Compensation

Award TypeGrant DateShares GrantedGrant-Date Fair ValueVestingPrice/Detail
Restricted stock (equity retainer)2024-05-303,306$37,000 One-year vest for retainers paid in stock Form 4 shows “A-Award” of 3,306 shares at $11.19; post-transaction holdings 11,056
Option awardsNo director option awards disclosed
  • Compensation Committee engaged Aon McLagan for 2024 executive compensation market review and approved a peer group used for executive and director compensation decisions .

Other Directorships & Interlocks

CompanyPublic Company?RoleInterlocks/Notes
No other public company directorships disclosed in Moore’s biography
Compensation Committee InterlocksCommittee members (including Moore) were not officers/employees; no Item 404 relationships; no interlocking relationships under Item 407(e)(4)(iii) in 2024

Expertise & Qualifications

  • Banking and local market experience across Delaware and Maryland; provides market-area expertise critical to SHBI .
  • Executive leadership in housing and property management; operational perspective relevant to lending/credit and community engagement .
  • Education in construction/business management aligns with real asset and operational oversight .

Equity Ownership

HolderShares Beneficially Owned% OutstandingNotes
David W. Moore (Record Date: 2025-04-01)7,848 <1% Includes 96 shares held jointly with his mother
Post-Form 4 position (2024-05-30)11,056After 3,306-share award (Form 4)
Stock Ownership Policy ComplianceAll director nominees/continuing directors in compliance with 5x cash retainer requirement
Hedging/Pledging PolicyCompany prohibits writing options/short-selling and discourages hedging transactions; transactions reviewed by Insider Trading Compliance Officer

Insider Trades (Form 4)

Filing DateTransaction DateTypeSharesPricePost-Transaction HoldingsSource
2024-06-032024-05-30A – Award3,306$11.1911,056
2024-06-202024-05-304/A (amendment)

Compensation Peer Group (used for 2024 decisions)

Select PeersSelect Peers
NBT Bancorp, Inc.First Bancorp
Eagle Bancorp, Inc.Park National Corp.
First Commonwealth FinancialS&T Bancorp
Premier Financial Corp.Tompkins Financial Corporation
Kearny Financial Corp.Univest Financial Corp.
Peoples Bancorp, Inc.City Holding Co.
Financial Institutions, Inc.CNB Financial Corp.
Mid Penn Bancorp, Inc.The First of Long Island Corp.
Carter BanksharesArrow Financial Corp.
Summit Financial Group, Inc.Southern First Bancshares, Inc.
Primis Financial Corp.Peoples Financial Services
Home Trust Bancshares, Inc.Civista Bancshares, Inc.
Peer group proposed by Aon and approved by the Compensation Committee for 2024 executive/director compensation decisions .

Governance Assessment

  • Alignment: Director equity retainer in restricted stock with one-year vesting and 5x cash retainer ownership policy supports alignment; Moore reported beneficial ownership and received a 2024 equity award consistent with policy .
  • Independence & conflicts: Board independence is strong; Compensation Committee members (including Moore) disclosed no Item 404 related-party transactions or interlocks in 2024—reducing conflict risk .
  • Engagement: RED FLAG — below 75% attendance in FY2024 due to medical reasons (now resolved). Monitor 2025–2026 attendance to confirm sustained engagement .
  • Committee effectiveness: Compensation Committee authority to retain independent advisors; use of external peer benchmarking (Aon) reflects structured pay governance. This supports board effectiveness in oversight of pay-for-performance .
  • Pay structure: Director pay mix (cash $35,000; equity $37,000) is modest and typical for regional banks; no option awards or performance metrics for director pay disclosed, consistent with standard non-employee director compensation practices .

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