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Robert Creager

About Robert Creager

Independent director since 2012 (Class I), age 76, and Chair of the Audit Committee since July 2014; he is designated an “audit committee financial expert” under SEC rules and is financially sophisticated under Nasdaq standards . Career highlights include 27 years at PricewaterhouseCoopers LLP as an Assurance Partner (led the Houston audit practice 2001–2007) and multiple prior public-company directorships with audit chair roles, underpinned by a Bachelor’s in Accounting from the University of Maryland . The Board affirms his independence under Nasdaq standards; all committees are composed solely of independent directors .

Past Roles

OrganizationRoleTenureCommittees/Impact
PricewaterhouseCoopers LLPAssurance Partner; Leader, Houston audit practice1982–2009 (Leader 2001–2007)Led Houston audit practice; deep financial reporting and controls expertise
National Association of Corporate Directors, Texas TriCities ChapterBoard Member; Treasurer; Governance Fellow2010–2019Governance leadership and best practices advocacy

External Roles

OrganizationRoleTenureCommittees/Impact
USA Truck, Inc. (public)Director; Audit Committee Chair2012–2022Audit oversight; financial reporting leadership
Mattress Firm, Inc. (public)Director; Audit Committee Chair (prior)Not disclosedAudit oversight
GeoMet, Inc. (public)Director; Audit Committee Chair (prior)Not disclosedAudit oversight

No current public-company directorships are disclosed for Mr. Creager in the 2025 proxy .

Board Governance

  • Committee assignments (2024): Chair—Audit; Member—Nominating & Corporate Governance .
  • Independence: Independent under Nasdaq; all board committees are fully independent; audit members meet Rule 10A-3 and Nasdaq heightened independence .
  • Attendance and engagement: Board met 8 times in 2024; all directors attended at least 75% of their scheduled Board and committee meetings .
  • Audit Committee cadence: 11 meetings in 2024; Creager is one of three designated audit committee financial experts .
  • Board leadership context: Combined Chair/CEO with a Lead Independent Director (Anthony J. Kuczinski) presiding over regular executive sessions of independent directors .

Fixed Compensation (Director)

Component2024 AmountNotes
Board Annual Retainer (cash)$75,000Standard for all non-employee directors
Committee Chair Fee – Audit$20,000Chair stipend for Audit Committee
Total Cash (Creager)$95,000$75,000 retainer + $20,000 Audit Chair
RSU Award (grant-date fair value)$102,628Granted May 9, 2024; vests on 1-year anniversary
Total (Creager)$197,628Sum of cash and RSU grant-date fair value
  • Program design: Non-employee directors receive annual cash retainers plus RSUs set to a fixed $100,000 target value (shares vary by price); RSUs fully vest on first anniversary of grant date .
  • 2025 program update: Additional stipends approved for Risk and Investment Committee chairs beginning in 2025 .

Performance Compensation (Director)

InstrumentGrant DateTarget ValueVestingPerformance Metrics
RSUsMay 9, 2024$100,000 target; $102,628 grant-date fair value1-year cliff vestNone (time-based)

Director equity is time-based (no performance metrics); vesting aligns with service and share price exposure .

Other Directorships & Interlocks

CompanyTypeRoleOverlap/Interlock Risk
USA Truck, Inc.PublicDirector; Audit Chair (2012–2022)No SKWD-related interlock disclosed
Mattress Firm, Inc.Public (prior)Director; Audit Chair (prior)No SKWD-related interlock disclosed
GeoMet, Inc.Public (prior)Director; Audit Chair (prior)No SKWD-related interlock disclosed

Related-party transactions: The proxy discloses an investment management arrangement with Arena Investors/Westaim and certain shareholder agreements, but none implicate Mr. Creager; no related-party transactions involving him are disclosed .

Expertise & Qualifications

  • Audit and financial reporting: Audit Committee Financial Expert; extensive public accounting tenure and audit leadership .
  • Governance: Longstanding board service, NACD leadership and governance credentials .
  • Insurance sector oversight: Board experience at SKWD with risk, investment, and audit interplay across a specialty insurer .

Equity Ownership

ItemAmountNotes
Total Beneficial Ownership53,033 shares“Less than 1%” of outstanding shares
Directly Held50,254 sharesCommon Stock
RSUs (unvested)2,779 unitsVest May 9, 2025 (director grant)
Ownership Guidelines5x annual cash retainerApplies to non-employee directors
Compliance StatusCompany states all directors are compliant or in processAs of March 10, 2025
Hedging/PledgingProhibitedHedging, pledging, short sales, margin accounts prohibited

Governance Assessment

  • Strengths

    • Deep financial oversight: Creager’s SEC-designated “audit committee financial expert” status and leadership of an active Audit Committee (11 meetings in 2024) support robust financial reporting oversight .
    • Independence and committee composition: Fully independent audit, compensation, nominating, risk, and investment committees enhance oversight quality .
    • Engagement signals: Board met 8 times and all directors attended at least 75% of meetings, evidencing solid engagement .
    • Alignment: Director ownership guideline of 5x retainer, plus time-based RSUs with one-year vesting; hedging/pledging prohibitions reduce misalignment risks .
  • Monitoring Points

    • Tenure: Creager’s ~12.5 years on the board provides continuity and institutional knowledge; investors may monitor independence perceptions over long service durations even where independence is affirmed (board lists tenure and confirms independence) .
    • Board structure: Combined Chair/CEO model is mitigated by a strong Lead Independent Director who presides over regular executive sessions; continued efficacy depends on ongoing independent challenge and oversight .
  • Red Flags

    • None disclosed specific to Mr. Creager: no related-party transactions, no Section 16(a) filing issues attributable to him, and no pledging/hedging identified (prohibited by policy) .

Overall implication for investor confidence: Creager’s financial expertise, independent status, and leadership of a frequently meeting Audit Committee support board effectiveness in financial oversight; compensation and ownership policies enhance alignment, with no disclosed conflicts tied to him .